Charlotte Kelso LLB (Hons) DipPFS

Experienced Independent #Financial #Advisor. Busy working mum of three. Registered financial Education Champion. Tweets own views.

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

A very useful #app to have in an #emergency.

[what3words @what3words]

Many UK emergency services are now using what3words to help find people faster. Be prepared and download the free appMany UK emergency services are now using what3words to help find people faster. Be prepared and download the free appMany UK emergency services are now using what3words to help find people faster. Be prepared and download the free app.

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

This is something I recommend to #clients all the time. It's surprising how many couples don't know about the #marriage #allowance which has been around since 2015.

[Which? @WhichUK]

Around 700,000 couples could be missing out on a tax refund of £1,150 from HMRC.

Here's how to find out if you could be one of them.
https://t.co/ostPPPCzm3

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

So much more than basic #maths. Should the UK be #investing more in its #financial literacy problem? https://t.co/z2zrpqFGJP

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

New £20 note unveiled: how much are your old banknotes worth? https://t.co/lhOIBq5NiJ

[Which? @WhichUK]

What's the best piece of money advice you've ever recieved?

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

Absolutely - dictate your own #pension age and #retirement experience.

[squeak2017 📚 @squeak20021]

@WhichUK Start your pension contributions early, however small, to give them longer to accumulate.

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

What a lovely thought. 😊#PayItForward and be someone’s candle 🕯 too.

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

Great #interview question 😊

[🇬🇧 TeacherToolkit.co.uk @TeacherToolkit]

A potential question for school leaders to ask future teachers at interview:

"Tell us something we don't already know about our school."

#SLTchat

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

Interesting statistics in an article by @RLawther94 for @IntAdviser. Careful planning for #retirement is so important. Only one-in-five retiring Brits have written a Will https://t.co/ARo5Onej1q

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

Many #congratulations Annie @LawBlacks 👏🍾

[Simon on the Streets @simonotstreets]

Congratulations to our Trustee, Annie Beaumont, winner of Trainee Solicitor of the Year at the Yorkshire Legal Awards 🏆

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

That is great news for #pensions. 👏

[Andy Hart @MavenAdviser]

Such great news for the mighty #pension but more importantly they'll finally get a reputation for being a brilliant wealth building vehicle. Onwards to a #Trillion invested, lots of automatic monthly investing and real wealth being created 🙌 👇

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

Earlier, I mentioned using #employeebenefits, well here’s one one for the #TEACHers and #teaching #staff - #Enjoy. Thank you @traceybland for sharing 😊

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

@JoMurricane Too lovely to eat😊

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

When you’ve had back to back #meetings and see this when you return to your desk. Back at you @KateSecretEvent @secreteventltd 😊 #itsthelittlethings

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

#Dancing anyone? Sign up now for a #great #cause @MartinHouseCH

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

Nothing like an 8 mile #country #walk around Spofforth and Stockeld villages in #Yorkshire on Saturday with my #family to blow away the cobwebs from #FridayThe13th. Glorious #weather, beautiful #Scenery, friendly #horse, generous #residents and great lunch at @scottsarms.

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

This is one very smart dog!😊 #livingthedream #dontgiveup #WednesdayWisdom

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

Great tips for #teaching #children about #money. #financialeducation.

[Maike Currie @MaikeCurrie]

#StartEmYoung Me and my little mini me...How to teach your children to look after money 💴 #personalfinance #money #financialeducation

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

How #retire #ready are you? #PAD19 #laterlife #pensions #RetirementPlanning.

[SOLLA @SOLLAadvice]

To support #PAD19 we are asking our followers some pension related questions.
Please take part and share, we would love to know your thoughts.
First question - Do you think you will be in position to retire completely?
#SOLLAadvice @PensionDay

[Charlotte Kelso LLB (Hons) DipPFS @IFACharlotte]

It's hard to believe that is in print!! Could easily be deemed as #advice or a #recommendation and clearly something that our #regulator the #FCA wish to eradicate. But hopefully people will seek #RetirementPlanning advice before making such big #financial decisions.

[Merryn Somerset Webb @MerrynSW]

Hmmmm