Lets pray...
Father we thank you for today.Thank you for the provision, thank you for the gift of salvation.
We surrender all into Your hands, lead us, guide us, protect us.
Fill our hearts with Your love, weaken our flesh to kill the desires that lead us into sin.We want to serve You.We want to speak about You, we want to carry the gospel beyond our communities.Thank you Lord for being a good Father, in Jesus name
You can lose everything in life and still win.
Lose money,
You will survive.
Lose friends.
You will recover.
Lose opportunities.
God will restore.
Lose reputation.
Time will heal .
Lose relationships.
Grace will carry you.
Lose your will .
Heaven will rewrite it.
But lose the Holy Spirit.
You lose the meaning of life itself.
Holy Spirit is an intelligible being.
IF YOU DIED TOMORROW, YOUR FAMILY WOULDN'T BE ABLE TO ACCESS A SINGLE THING YOU OWN DIGITALLY.
BANK ACCOUNTS. PASSWORDS. CLOUD STORAGE. ALL OF IT PERMANENTLY LOCKED AWAY.
HERE'S HOW TO FIX IT IN 30 MINUTES:
Thread 🧵
1/
Every business tycoon talks about starting a microfinance company in Malawi.
But if I had K300 million, I’d seriously consider micro-insurance over microfinance.
Here’s why.
2/
Microfinance is becoming crowded.
Almost every district now has multiple lenders offering salary loans, business loans and emergency loans.
Competition is high and many players are fighting for the same customers.
3/
The biggest challenge in microfinance isn’t finding borrowers.
It’s getting your money back.
Default risk is real, especially during economic shocks, inflation or poor business performance.
One bad loan book can destroy years of profits.
4/
Micro-insurance solves a problem millions of Malawians face daily:
Unexpected losses.
Hospital bills. Funeral costs. Crop failures. Fire damage. Accidents.
Most households have no financial protection when these happen.
5/
Insurance penetration in Malawi remains very low.
Many people understand borrowing money.
Far fewer have access to affordable insurance products designed for low-income earners.
That gap is an opportunity.
6/
A microfinance institution must continuously raise capital to lend.
A micro-insurance company earns premiums from thousands of customers before claims occur.
The business model is fundamentally different.
7/
Microfinance customers usually interact with you when they need money.
Insurance customers stay with you because they want peace of mind.
That’s a powerful relationship if the products are designed correctly.
8/
Imagine insurance products costing as little as K1,000–K5,000 per month covering:
Funeral expenses
Hospital cash benefits
Small business assets
Farmers’ crops and livestock
The market is bigger than many people think.
9/
The challenge is trust.
Many people don’t trust insurance cuz they have never used it or don’t understand how it works.
The winner won’t be the company with the best office.
It will be the company that educates the market.
10/
Microfinance is lending people money they don’t have.
Micro-insurance is helping people protect what they already have.
In a country where one unexpected event can wipe out years of progress, protection may be the bigger opportunity.
11/
This isn’t to say microfinance is bad.
It’s an important sector.
But if we’re talking about untapped markets, scalability and long-term financial inclusion, micro-insurance deserves far more attention than it gets.
12/
Malawi doesn’t just need more access to credit.
It also needs more protection against risk.
And that might be one of the biggest business opportunities of the next decade.
This father couldn't afford treatment for his son. So every morning, he takes him to the beach and buries him halfway in the ground, upright.
This is to help him build lower body strength so that he can learn to stand and walk.
Ladies and gentlemen, it’s here:
I’m proud to announce that 'Nexus' will be my upcoming hybrid feature film.
Here is a 5-minute teaser, made by 3 people in 2 weeks.
Made with Dreamina AI using Octo & Dreamina Seedance 2.0, full workflow coming soon
Somebody is looking for you. God has sent that person to make you happy and lift you up. The person wants to bless you. Because God has ordered the person to bless you.
You have waited so long to meet this person. Meeting this person will change your financial life or marital life. But there is a barrier between this person and you. The enemies have put this barrier to frustrate you. You have waited so long and lost hope. This person has waited for you either for months, days, or years to give you this blessing, but the enemies have put the barrier. It seems no hope, and life is unbearable for you, but this person is still looking for you.
By the power of the Holy Spirit, I break any barrier between you and your linked man. By divine connection, I see you connecting to your destiny helper. I see your destiny helper locate you with a blessing , favor from heaven. I see a celebration in your life for your helper has finally located you. Effortlessly, you will locate your destiny helper in Jesus name. The stubborn barrier is broken, and you have entered your New Level. I see people wishing you congratulations, my dear, IT SHALL COME TO PASS in Jesus name.
HR pulled aside a younger employee and told him leaving right at 5 every day made him seem “less dedicated” than the rest of the team.
So the next day, he stayed late.
Worked quietly until 6, packed up his stuff, then stopped by HR before leaving and asked how to submit his overtime hours.
HR told him the extra time wouldn’t be paid.
He nodded, said “got it,” and the very next day went back to clocking out at exactly 5pm.
Dr. Vincent Mkochi, a Spine Trauma and Orthopaedic Surgeon from the Lilongwe Institute of Orthopaedics and Neurosurgery at KCH, is undertaking a symbolic fundraising expedition across Malawi to raise $10k (~MK20 mil) to support spine trauma patients through surgery and rehab.
Today, I found this beautiful verse: “I will give you back seven times what you lost.” Joel 2:25.
If you believe God will multiply your losses, please say Amen.
playing hide-and-seek with 3yo son. just the two of us. he wants to hide together. we are hiding together. we are in the closet. it’s perfectly dark. we’re very cramped. there is no one looking for us. i am trying to explain this. he is laughing uncontrollably