Life is full of empty promises and informal obligations. β "I owe $20 from last night."
π· "I'll get the next round."
π΅ "Oh I forgot, what do I owe you?"
IOU Wallet helps acknowledge, track and settle. IOU $50, IOU Dinner, IOU an apology.
Do the honorable thing π
Your flatmate bought milk again. You said "I'll get you back" again. Three weeks later nobody remembers who owes what for milk, bread, fancy cheese π§ IOU Wallet: "IOU Β£3.50 for milk" β accept β settle β done. Kitchen ha
Your friend promises you a fire playlist π΅ Two weeks later... crickets. Too awkward to chase? "IOU 10 absolute bangers by Sunday". recorded, deadline set, both agreed. No weird follow-up needed. IOU protocol: for promi
That drill you lent your neighbor 6 months ago? Still "borrowing" it π¨ IOU Wallet: "IOU my drill, back by Sunday, Β£2/day late fee." Both accept upfront. Reminders built in. No awkward texts needed.
Your mate's dumbbells became living room furniture during lockdown ποΈ Two years later nobody mentions the return IOU my dumbbells back Sunday creates the conversation naturally
Your colleague's blazer hanging in your office for three months π Meeting emergency became workplace fashion staple IOU my blazer back Tuesday stops the "is that still mine" office awkwardness
Your mate's yoga mat rolled up in your hallway for three months π§ Borrowed for morning sessions, now it's just decor IOU handles the return conversation you both avoid
You owe anything? Do the right thing, create an IOU acknowledge what is outstanding and settle later. Manage obligations and expectations
#wallet#trust#integrity
I'll make you the most incredible playlist ever" your friend says after judging your Spotify. Three weeks later... crickets π¦ Both pretending it never happened. IOU Wallet: "IOU playlist with 10 bangers π΅ due Friday" N
Your mate's Netflix password became your Netflix password πΊ Three months later neither of you knows if it's still temporary IOU my Netflix access until March 15th ends the streaming limbo