Яαmyα ✨

#techie #traveller 🫰💖

[Яαmyα ✨ @ImRamya_]

@priymrj Is it digital process now ?

[Яαmyα ✨ @ImRamya_]

@balaji25_t How long will the storms last? Near bolarum/yapral area its severe

[Яαmyα ✨ @ImRamya_]

@Kenu73 Thanks for this gold suggestion 🤩
My husband had appointment today at vfs and they pushed to take this service 😂
I forwarded your tweet ahead to be cautious.

[Яαmyα ✨ @ImRamya_]

@NIKHILLJHA is it better to take it as separate or as add on to term insurance ?

[Яαmyα ✨ @ImRamya_]

@NIKHILLJHA It's a beautiful journey. Congratulations to you & your hardworking team.
Wishing you to grow bigger with more and more blessings.

[Яαmyα ✨ @ImRamya_]

@UrstrulyTejj Thank you for the response 😊

[Яαmyα ✨ @ImRamya_]

@YogiTweetz Hi Yogi, from mrcc to plat travel did you get any upgrade pre approval offer email or do we need to contact support?
I received pre approval for plat reserve but not for travel a few days ago 🥲

[SwatKat💃 @swatic12]

Food delivery, shopping delivery doesn't happen in 10 mins in developed countries. Guess what comes in 10 mins and does their job well... emergency services.

[Яαmyα ✨ @ImRamya_]

@YogiTweetz Is it for eyesight included ? If not then zero power.
My husband took from lenskart a specific lens called as japan night driving lens bit expensive costed around 3-4k but it was totally worth it to tackle opposite side vehicle lights reflection completely while night driving .

[YИ @YogiTweetz]

https://t.co/vfNhgkAUgy

[Miri Miri @KatrinauniqueD]

Prayers do get answered & Dreams to come true, 🤌❤️

[Яαmyα ✨ @ImRamya_]

Malayalam cinema proves that "true cinema" isn't about the budget, it’s about mind-blowing scripts and visual storytelling. It’s a masterclass in respecting the audience. Meanwhile, some of the so called big-budget films continue to treat audience like fools 🙃#iykyk

[Ed. @DepressedDETN]

How is anyone supposed to find joy in a world like this

[Deepinder Goyal @deepigoyal]

Facts below (1/5):

In 2025, average earnings per hour (EPH), excluding tips, for a delivery partner on Zomato were ₹102.
In 2024, this number was ₹92. That’s a ~10.9% year-on-year increase. Over a longer horizon also, EPH has shown steady growth.

Most delivery partners work for a few hours and only a few days in a month. But if someone were to work for 10 hours/day, 26 days/month, this translates to ~₹26,500/month in gross earnings. After accounting for fuel and maintenance (~20%), the net earnings for the partner are ~₹21,000/month.

Note: Earnings per hour are calculated on total hours logged in, including the time when the partner might be waiting to receive an order. Earnings per “busy hour” will be higher but that’s not the right metric to look at.

On top of this - delivery partners earn 100% of tips given by customers. The average tip per hour in 2025 on Zomato was INR 2.6 and in 2024 was INR 2.4 per hour. Tips are transferred instantly, with zero deductions. We absorb the payment gateway processing cost ourselves. About 5% of the orders get tipped on Zomato; 2.5% on Blinkit.

[Яαmyα ✨ @ImRamya_]

Paris streets 🫶🏽💖

[Roads of Mumbai @RoadsOfMumbai]

🚨 UPDATE | SOME GOOD NEWS

After my earlier post, I received a call from @careinsuranceIN.

On the call, the team refused to share a premium breakup citing company policy.

However, I already had last year’s breakup, so I asked one simple question:

👉 What is the premium hike this year?
They mentioned a 13–15% increase.
I reverse-calculated the numbers and noticed a ₹23,000 gap between the expected premium post-hike and the quoted amount.

When asked to justify this difference, they admitted that a major portion was charged for an Add-On (Reduction in PED waiting period) which was not required in my case.

Why?
✔️ I’ve already completed 3 years with CARE
✔️ As per IRDAI rules, 3 years is the maximum PED waiting period
Yet, this add-on was still applied for another year. 🚩

When questioned, the response was:
🛠️ “It’s a technical glitch.”
They agreed to issue a revised payment link.
📉 Premium revised from ₹86,000 to ₹63,000
💰 Savings approx ₹23,000

I track the insurance space closely, so I could catch this.

But a regular customer would have paid ₹86k without realising it.

I’ve also suggested CARE to include a detailed premium breakup in renewal notices to improve transparency and trust. They’ve taken the feedback.

🔑 Key Takeaways
1️⃣ Know your policy inside out. Don’t blindly rely on agents.
2️⃣ Check renewals carefully. Remove add-ons you no longer need.
3️⃣ Escalate when needed. Social media works best. X got me the resolution when emails and WhatsApp didn’t.
4️⃣ Have individual health insurance. Medical inflation isn’t slowing down.
5️⃣ Follow handles like @BeshakIN for real insurance case studies and awareness.

That’s it.
Savdhaan Rahe, Surakshit Rahe.

✨ Wishing you all a Happy New Year 2026 in advance!

[Яαmyα ✨ @ImRamya_]

Learnt this very hard way.

[YИ @YogiTweetz]

Seeing Instagram reels of hill stations and tourist spots completely choked with traffic is exactly why I avoid traveling during Christmas–New Year !!
I learned this the hard way during my 2023 New year Kerala trip !!

Reason why I no longer prefer peak holiday travel 👇

1.)We pay premium prices for flights hotels and experiences
2.)We spend more time stuck in traffic/queues than exploring at our own pace
3.)Hefty Crowds ruin the mood, pace and spontaneity

Personally I’d rather travel off-season or shoulder season and enjoy my time !! Always feel my money, time and experience matter more than a calendar date ✨

#YogiTravelTales

[Яαmyα ✨ @ImRamya_]

Finally watched #Dhurandhar after being hesitant for so long due to its lengthy duration. Glad i watched.
never felt bored throughout the movie. What an acting @RanveerOfficial 🫣🤩🥳
All the real life clippings are so scary and heart breaking 💔