InDigitalAge

We have been moved to digital age by force .

[InDigitalAge @InDigitalAge]

It’s helping companies do the same work with fewer people.

The winners won’t be those who simply know how to code.

They’ll be the people who can:
• Use AI effectively
• Solve business problems
• Adapt continuously

The AI era isn’t coming.

It’s already here.
#AI #TechJobs

[InDigitalAge @InDigitalAge]

The U.S. job market is undergoing a major shift.

Since ChatGPT launched in Nov 2022:

• IT employment: -11%
• ~332,000 tech jobs lost
• Tech employment now below pre-pandemic levels

At the same time:

• Healthcare & education: +13%
• More than 3.1 million jobs added

[InDigitalAge @InDigitalAge]

On the $1 yardstick: SpaceX’s AI arm is spending roughly $3.80 to make $1.

The comparison:

•Anthropic — ~$0.60 per $1 to serve a query; ~$2 per $1 all-in

•SpaceX (AI division) — ~$3.80 per $1

[InDigitalAge @InDigitalAge]

A market drop alone doesn’t automatically make a Roth conversion a good idea.

You should also consider:
✅ Current tax bracket
✅ Future tax bracket
✅ State taxes .. and more

#RetirementPlanning #RothIRA #PersonalFinance #Investing #FinancialFreedom

[InDigitalAge @InDigitalAge]

Why do so many investors talk about Roth conversions when the market crashes?

Because you pay taxes on the value of your investments at the time of conversion—not on what they may be worth in the future.

A market downturn can create a unique tax-planning opportunity.

[InDigitalAge @InDigitalAge]

Think of it this way:

A Roth conversion is like buying out the IRS’s future claim on your retirement account.

Would you rather buy them out when your investments are worth:
📈 $100,000
or
📉 $70,000

Most investors prefer the lower valuation.

[InDigitalAge @InDigitalAge]

@WatcherGuru and he says people won’t need money in 10 years …

[InDigitalAge @InDigitalAge]

Before you get too excited:

• This is federal tax only (state tax may apply)
• Dividends, interest, IRA withdrawals = different rules
• Requires careful income planning

This isn’t a loophole…
It’s how the system is designed.

[InDigitalAge @InDigitalAge]

The Internal Revenue Service allows married couples to realize $131,100 in capital gains at 0% tax.

Yes… legally.

Here’s how 👇

[InDigitalAge @InDigitalAge]

This is a retirement strategy:

• Retire early (say age 55)
• Keep taxable income LOW
• Sell investments strategically

Result:
You can live on ~$130K/year…
…and pay $0 federal tax on gains

[InDigitalAge @InDigitalAge]

@NoLimitGains Model 4: SPY is at the “breakout + retest” phase (between step 3 and step 4).
Wait for SPY to pull back to the top edge of the old box (roughly the 6,650–6,700 SPX / ~665–670 SPY area), see buyers defend it, then go long with a tight stop. That’s where R:R becomes favorable.

[InDigitalAge @InDigitalAge]

The OpenAI Reality

OpenAI will lose $14 billion in 2026. Won’t profit until 2029 or 2030. Needs $115 billion more before breaking even. Just raised $122B at an $852B valuation. Bigger than most countries’ economies — for a company losing money every single day. Think about that.

[InDigitalAge @InDigitalAge]

The Big Picture

Big tech is spending $650 billion on AI this year. More than most countries’ GDP. But they’re spending way more than they’re making from AI.

Amazon alone might lose $17-28B in free cash flow.

The technology is real.

The math doesn’t work yet.

Be careful.

[InDigitalAge @InDigitalAge]

Microsoft Says Copilot Is “For Entertainment Purposes Only” — And That Should Make Us All Think

[InDigitalAge @InDigitalAge]

@ankitatIIMA The only way this can be done is once OS2.0 is complete. It looks like that should happen soon and should be fairly quick

[Dr. Dan @UAPDr]

🚨 9 hours ago, Bill Maher dropped 50 #UFO truth bombs on Real Time:

“Disclosure? We’re at the disclosure moment in human history. So can we just cut the crap? They’re here. Get used to it.”