Ritu Bakshi

Aspiring investor. Passionate about discussing investing, personal finance and beyond. Views are personal and not intended as advice. Not a SEBI RIA.

[Ritu Bakshi @IndiaMarketTalk]

Thread: What to Do When Your Parent Passes Away Leaving a House in Another City 🧵

1/8
🏠 Losing a parent is tough, and handling their house in another city is daunting. Whether they left a will or not, transferring the property involves a legal heir certificate and mutation.

Here is how:

Also understand, how outcomes differ with or without a will.

Retweet if you like.

#property #will #inheritanceLaws #Parents #house #succession #LegalHeirCertificate #EstatePlanning

[Ritu Bakshi @IndiaMarketTalk]

Interesting setup in Kotak Mahindra Bank.

✅ Strong support zone around ₹335–350 has held multiple times since 2022.

❌ Still below the upper resistance zone around ₹445–450.

After 4 years of consolidation, a decisive breakout above the range could be far more meaningful than any short-term move within it.

#JargonFreeInvesting #investing #kotakbank

[Ritu Bakshi @IndiaMarketTalk]

Kotak Mahindra Bank is a good reminder that momentum isn't just about rising prices.

From 2016–2021: strong uptrend.

From 2021–2025: time correction.

The stock hasn't destroyed capital, but it has certainly tested investor patience.

Sometimes time is the biggest cost in investing.

#JargonFreeInvesting #investing

[Ritu Bakshi @IndiaMarketTalk]

Interesting setup in Kotak Mahindra Bank.

✅ Strong support zone around ₹335–350 has held multiple times since 2022.

❌ Still below the upper resistance zone around ₹445–450.

After 4 years of consolidation, a decisive breakout above the range could be far more meaningful than any short-term move within it.

#JargonFreeInvesting #investing #kotakbank

[Ritu Bakshi @IndiaMarketTalk]

Kotak Mahindra Bank is a good reminder that momentum isn't just about rising prices.

From 2016–2021: strong uptrend.

From 2021–2025: time correction.

The stock hasn't destroyed capital, but it has certainly tested investor patience.

Sometimes time is the biggest cost in investing.

#JargonFreeInvesting #investing

[Ritu Bakshi @IndiaMarketTalk]

I asked ChatGPT after petrol price hike, which is cheaper for daily Delhi-Gurugram commute — cab or own car? | Mint https://t.co/5fJ2XO1366

[Ritu Bakshi @IndiaMarketTalk]

India is expected to house ​2,117 global centers by the end of fiscal 2026 - about 500 more than in 2021 - employing ⁠2.36 million people and generating roughly $100 billion in revenue, according to a report by industry body Nasscom.

[Ritu Bakshi @IndiaMarketTalk]

India’s $17B+ smartphone export surge is a PLI success, but the supply chain hasn't decoupled from China—it has merely stretched. Key components, design, and IP are still elsewhere. India is plugged in, not replacing.

#IndiaManufacturing #SupplyChain

[Ritu Bakshi @IndiaMarketTalk]

FPIs have withdrawn nearly ₹3 trillion from Indian markets over the last two fiscal years (FY25 and FY26)—an outflow larger than that seen during the COVID-19 period.

#FPISelling #StockFocusnews #Nifty50

[Ritu Bakshi @IndiaMarketTalk]

The paradox of Indian manufacturing: companies like Dixon Tech have thin ~2% margins and depend on imported parts. What happens to "India's Foxconn" when the government's PLI incentives eventually dry up? Assembly is easy; core value addition is not.

#Dixon #PLI #investing

[Ritu Bakshi @IndiaMarketTalk]

March 2026 is teaching a masterclass in market velocity. 📉

In just 27 days, FIIs have pulled out over ₹1.12 Lakh Crore—that is nearly 70% of the entire 2025 record-breaking exodus, but compressed into a single month.

While 2025 was a slow "Time Correction" (+10.5%), March 2026 has been a brutal "Price Correction" (-13%). We’ve officially wiped out a year’s worth of grinding gains in four weeks.

The big question now: Can the 22,000 weekly support act as the ultimate floor, or is the macro-pressure just getting started?👇

#nifty50 #StockMarketIndia #FII #Investing #TradingStrategy #stockmarketcrash

[Ritu Bakshi @IndiaMarketTalk]

@HomeCentreIndia Horrible experience with Home Centre... A month back I returned an item for which the refund was to be issued. First they said, refund is delayed because of technical issue.. Then I was told a gift voucher shall be issued. Since then also 1 week has gone by and still they are playing ping pong. I have sent multiple emails, called them multiple times. Everytime I am told, it will be resolved in 48 hours but no action taken.
Real fraudulent behaviour. Will never ever buy anything from @HomeCentreIndia online. They take your money and then don't return it. Pathetic.

[Kashmiri Hindu @RohitInExile]

This is my home in Kashmir right on the banks of River Jhelum. The place I took my first steps, spoke my first words. Gone since the 1990 Genocide. A Muslim family lives there illegally. I have tried for 2.5 years, submitted all papers to the Govt but every time, local officials say 'No home at that address'.

My mother still clutches the old key. Please help. Share and amplify my plea. Maybe, one day, justice will return our world to us. 🙏🏼🕉️🚩

[Ritu Bakshi @IndiaMarketTalk]

(5/5) Industries where oil is a major raw material:

Paint Companies: Roughly 50% of the raw material cost for paints is crude-linked derivatives.
Aviation: Jet fuel (ATF) accounts for nearly 40% of an airline's operating cost.
Tyre & Chemicals: Companies like #SRF, Apollo Tyres, and MRF use carbon black and synthetic rubber, both of which are petroleum-based.

#Nifty #stockmarketcrash #StocksInFocus

[Ritu Bakshi @IndiaMarketTalk]

Thread: Is the "Oil Bear Market" finally dead? 💀(1/5)
#StockMarketIndia #CrudeOil #Economy #Nifty

[Ritu Bakshi @IndiaMarketTalk]

(4/5) What it means for India: 🇮🇳

A breakout here is a double-edged sword.

While it’s great for producers like ONGC (up 4.7% yesterday!), it puts immense pressure on OMCs like BPCL and HPCL.

It also threatens to derail the "low inflation" story we were expecting for FY27.

[Ritu Bakshi @IndiaMarketTalk]

The 'new' funds you see are often just old funds with new makeup. HSBC is L&T, Bandhan is IDFC, and Nippon is Reliance. These funds have been active for 10-20 years. If we include the funds that were 'quietly merged' because they were failing, the case for Active management becomes even weaker.

While it's true that 40% of the current midcap category is less than 5 years old, the 'Veterans' (those with 10+ years of history) represent the majority of the Assets Under Management (AUM). If the largest, most established funds in the country—with all their resources and history—are struggling to beat the benchmark over 10 years, it proves that 'Active Alpha' is shrinking, regardless of how many new funds enter the market.
#mutualfunds #investing #StockMarketIndia

[Ritu Bakshi @IndiaMarketTalk]

If you are paying a fund manager 1%-2% in fees to underperform a free index, you aren't investing—you are donating.

#mutualfunds #stockmarketcrash

The data is brutal: