You know down payments on cars illegal right ? And you paying the dealership not the bank . That’s why pre-approvals from banks don’t require you to place a down payment
Nowadays, a lot of “OGs” are just doing extortion under the guise of “security” and these rappers ain’t tryna pay a bunch of people they never met. So in return, you get the wild Wild West wit no structure during food season and it’s all bad