InformedLatina

A platform dedicated to inspiring & helping young Latinas make more INFORMED decisions about navigating adult life!

Podcast
@bestiebestiebb
CEO
@DianaPinedo9

[InformedLatina @InformedLatina]

We asked some of our moms at @Meta to #ShowUsYourLeave This was the result. https://t.co/iZqfs7dYra

[InformedLatina @InformedLatina]

https://t.co/gtQZunt169

[InformedLatina @InformedLatina]

Great read! It is exciting to see that diversity and inclusion has a seat at the table with this innovative work. #innovation #diversity https://t.co/9VKSNnuRLm

[InformedLatina @InformedLatina]

Join us for our Women Leading in Product Management Live tomorrow 12/16, at 11:30am PT. Join Here → https://t.co/uwuqclbNC0

[InformedLatina @InformedLatina]

Meta in DACH is excited to host some of our marketing leaders on a virtual stage discussing Working From Home Culture & Navigating a Return to Office.

To register interest please click here
https://t.co/ZU22zQF59r https://t.co/IGpN9jabT1

[InformedLatina @InformedLatina]

https://t.co/qG9T3CLTO2

[InformedLatina @InformedLatina]

ICYMI: Blavity's AfroTech Conference is happening this week virtually in AfroTech World.

Visit us at https://t.co/iWwRhsLA1d to connect with our recruiters and stay up-to-date on our events.

#AfroTech2021 https://t.co/Xd60WTq6us

[InformedLatina @InformedLatina]

I want a squad that congratulations each other when we Max out our 401K or Roth IRA or Savings Goal. The same way we cheer on friends when they are looking for a new job or trying to lose weight or whatever milestone why don’t we cheer on money goals?

[InformedLatina @InformedLatina]

“I always had a whisper that I needed to turn into a roar…. What whisper do you need to turn into a roar?” - Robin A.

[InformedLatina @InformedLatina]

“If I have to erase the best parts of myself, the parts I like most, then I’m not in the place that allows me to bring my whole self. I have to pursue something that makes me feel like the biggest version of myself not the smallest” - Gaby #WOCinTech #LatinasinTech

[InformedLatina @InformedLatina]

“Never shrink to make others comfortable. If you are told to shrink to fit in it’s not the place for you” -Tati G. #Latinx #LatinaLoudProud #LatinasinTech

[InformedLatina @InformedLatina]

#ChatDeCrédito @Experian_US

Thanks for having me! Muchas gracias a todos.

[InformedLatina @InformedLatina]

Understand the numbers, call the credit company to negotiate down interest rates and pay off high interest credit. Debt is not bad but learn to manage it.

[Experian @Experian]

Q10: Any final tips on ways to pay off debt strategically?
P10: ¿Algún consejo final sobre formas de pagar la deuda estratégicamente? #ChatdeCrédito

[InformedLatina @InformedLatina]

#ChatdeCredito it will help you increase your credit score which can help you get better future financing and interest rates when you buy a home, car etc

[Experian @Experian]

Q8: How does paying off debt affect credit scores?
P8: ¿Cómo afecta el pago de deudas a los puntajes de crédito? #ChatdeCrédito

[InformedLatina @InformedLatina]

#ChatdeCredito list all your credit debts and interest rates on an excel sheet and then filter what has the highest interest rate and 1. Call to see if you can negotiate a lower rate 2. Start paying off that debt. Every dollar counts.

[Experian @Experian]

Q5: What are strategies to tackle credit card debt?
P5: ¿Cuáles son las estrategias para hacer frente a la deuda de tarjetas de crédito? #ChatdeCrédito

[InformedLatina @InformedLatina]

#Chatdecredito if you are utilizing about 30% of your credit limits it will negatively impact be mindful of how much usage you are using and try to stay below or pay off balances in full. This along with payments on time are the largest factors in credit score

[Experian @Experian]

Q4: How do credit utilization percentages impact credit?
P4: ¿Cómo afectan los porcentajes de utilización de crédito al crédito? #ChatdeCrédito

[InformedLatina @InformedLatina]

#chatdecredito hands down look at highest interest rate to lowest interest rate not amount of debt. Tackle the highest interest rate debt because that’s what you are paying the highest to borrow. And tackle however small or big all payments are good.

[Experian @Experian]

Q1: What are some ways to get organized with your finances?
P1: ¿Cuáles son algunas formas de organizarse con sus finanzas? #ChatdeCrédito

[InformedLatina @InformedLatina]

#ChatdeCredito credit card debt, student loan debt and medical bills are top debt. Additionally I think auto and homes are other common debts! When it comes to debt it’s really being mindful of interest rates, YOU ARE BORROWING MONEY

[Experian @Experian]

Q2: What are common forms of debt?
P2: ¿Cuáles son las formas comunes de deuda? #ChatdeCrédito

[InformedLatina @InformedLatina]

#ChatdeCredito organize by monthly income and expenses, separate between fixed (rent, wifi, etc) and varied (grocery, gas) you should have a pulse of money coming in and money going out

[Experian @Experian]

Q1: What are some ways to get organized with your finances?
P1: ¿Cuáles son algunas formas de organizarse con sus finanzas? #ChatdeCrédito

[InformedLatina @InformedLatina]

#ChatDeCrédito @Experian_US

The best ways to get organized with finances that have worked for me is excel spreadsheets and apps like mint to track and organize spend + budgets