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We understand that posts like this can raise concerns among traders, and we appreciate the opportunity to clarify the situation. However, the information being circulated does not reflect the complete circumstances of this account review.
The trader's account was not breached arbitrarily, nor was the decision based simply on the final realised loss. The breach resulted from exceeding the maximum permitted Risk per Trade Idea under the rules applicable to the trader's $25,000 One-Phase Pro account.
To provide the full breakdown:
1. Maximum permitted risk
The account had a 3% daily drawdown limit, equivalent to $750 on the initial account balance of $25,000.
Under our Risk per Trade Idea rule, the maximum permitted risk for a single trade idea is 50% of the initial daily drawdown limit.
Initial account balance: $25,000
Daily drawdown limit: 3% ($750)
Maximum permitted risk per trade idea: $375
2. The three positions identified during the review
Our investigation identified three BTCUSD.x SELL positions opened on October 31, 2026.
The positions were on the same instrument and in the same direction, and they overlapped in time. Therefore, under the Risk per Trade Idea policy, they were grouped and assessed as one trade idea rather than three independent trades.
The individual Stop Loss risks were:
Trade #35799758: $244.89
Trade #35799950: $56.08
Trade #35800272: $101.09
Combined Stop Loss risk: $402.06
3. Why the account was breached
The combined potential risk of these three positions was $402.06, while the maximum permitted risk was $375.
This means the permitted threshold was exceeded by $27.06.
The positions overlapped between 10:01:16 and 10:49:01 on October 31, 2026. This overlap is important because the rule considers positions on the same instrument and in the same direction as one trade idea when they are open simultaneously.
4. Why the realised loss of approximately $260 does not change the outcome
One of the main points raised in the post is that the trader's final realised loss was approximately $260, which was below the $375 threshold.
However, the Risk per Trade Idea rule does not assess compliance solely by looking at the final realised loss after positions have been closed. It considers the potential loss calculated using the Stop Loss levels while the positions are open.
In other words, a trader cannot exceed the permitted risk while positions are active and then rely on a smaller realised loss after closing those positions to bring the trade idea back within the limit.
The relevant assessment is the combined potential risk during the period in which the positions overlapped, not simply the final closed P&L.
5. Transparency and communication
We have already provided the trader with the detailed trade-by-trade breakdown, the relevant calculations and an explanation of why the positions were grouped together.
The Risk per Trade Idea rule and its calculation methodology are also published on our website and available to traders before purchasing an account. These are established trading conditions, not rules introduced at the payout stage or applied retrospectively.
The account was therefore breached in accordance with the published policy. Following the review, the breach decision remains unchanged, and the account closure is final. As the account was rightfully breached, no refund or payout is due.
For anyone who would like to review the actual policy rather than rely on incomplete summaries, the full explanation is available here:
https://t.co/3Ygv372Boa
We stand by the consistency of our risk management process and believe that discussions about these situations should take all the relevant trade data and published rules into account. We are always open to genuine questions and are happy to clarify how our rules are applied.
We understand the importance of transparency and would like to clarify that our trading rules are published and accessible from the beginning, before traders purchase an account. These rules are not changed at the payout stage.
In the event of a potential rule violation, our Risk Team may flag an account and contact the trader at any point. There is no fixed timeframe for these reviews, as each case is assessed individually.
Additionally, reviewing account activity when a payout is requested is a standard part of the evaluation process. All traders are expected to follow the published rules throughout their trading journey, not only when requesting a payout.
Our Risk Team handles these reviews directly to ensure that payout decisions and rule enforcement are carried out in accordance with our policies.
We remain committed to transparency and encourage all traders to familiarise themselves with our published Trading Rules.
We understand your point. However, we'd like to clarify that these rules are clearly published on our website and are accessible to all traders before purchasing an account. They are not introduced or changed at the payout stage.
Our Trading Rules outline the risk-per-trade calculation and the conditions traders are expected to follow throughout their trading journey. We encourage everyone to familiarise themselves with these requirements before starting to ensure full transparency and avoid any misunderstandings later.
We understand your point. However, we'd like to clarify that these rules are clearly published on our website and are accessible to all traders before purchasing an account. They are not introduced or changed at the payout stage.
Our Trading Rules outline the risk-per-trade calculation and the conditions traders are expected to follow throughout their trading journey. We encourage everyone to familiarise themselves with these requirements before starting to ensure full transparency and avoid any misunderstandings later.
We understand your concern. However, all our trading rules and requirements are clearly documented and publicly available on our website before customers purchase an account. Our risk-per-trade calculation methodology is also explained in our Trading Rules, so these are not undisclosed conditions introduced after a payout request.
To ensure full transparency, we encourage traders to review our official resources, which cover our trading policies, prohibited practices, account types and risk management requirements:
Trading Rules: https://t.co/tZLEWgf73r
Help Center: https://t.co/qjXLlgAHSy
Prohibited Trading Practices: https://t.co/z0fwhG97gs
Account Types: https://t.co/AxqGxzyBLP
We believe in maintaining transparency and ensuring that traders have access to the information they need to understand the rules and trade in accordance with our policies.
The account review identified that three trades had Stop Loss levels that resulted in the calculated risk exceeding the permitted 1.5% risk-per-trade limit. Therefore, looking at realized PnL alone does not provide the full picture of the risk taken.
As outlined in our Trading Rules, risk per trade idea is calculated based on a position's unrealized loss, capped by its Stop Loss where one is set.
https://t.co/WTN82C7Cmf
Where no Stop Loss is present, risk is measured using the account's realized PnL or floating equity.
This methodology is clearly defined in our published Trading Rules and is available to traders before purchasing an account. Instant Funding is also always open to reviewing account activity and clarifying risk calculations before a payout request is submitted. These rules are not introduced retrospectively at the payout stage.
Rules matter.
The better you understand the rules, the better you can manage risk, stay within drawdown, and trade with more confidence.
Before your next trade, check the payout conditions, key trading rules, and account management guidelines here:
https://t.co/1zaHFyHZ6y
Hi. You may find our rules shared in our FAQs which mention how the risk per trading idea is calculated. A trade idea includes all open positions on the same instrument in the same direction. Their combined risk must remain within the allowed limit.
Closing a losing position and reopening a new position on the same instrument in the same direction within 10 minutes is treated as the same trade idea: https://t.co/WTN82C7Cmf