Insurance Federation of Minnesota - IFM

The IFM is the voice of Minnesota's property/casualty insurance industry.

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Only 6,532 homes are insured for flooding in MN - that’s just 0.25% of eligible homes, down from 0.30% a year ago. Check with your insurance agent for cost and coverage. Remember - there's a 30-day waiting period before the policy takes effect.

[Insurance Information Institute @iiiorg]

In 2025, deadly #floods devastated communities across the U.S. at an unprecedented pace. In some of the hardest-hit areas, fewer than 1% of households carried flood #insurance.

Triple-I's Issues Brief examines the forces driving this coverage gap: https://t.co/wtDJl6A2yg

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

It's raining across much of the state today. Under Minnesota law, your headlights must be on. Daytime running lights are not enough. When your headlights are on, your taillights are activated so drivers behind you can see your vehicle in the rain and road spray. #DriveSmart

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

From 2020 to 2025, there were 33,183 distracted driving crashes in Minnesota. Prevent a crash and avoid an insurance claim...put your phone down! Extra enforcement now on MN roads.

[American Property Casualty Insurance Association @TeamAPCIA]

April is Distracted Driving Awareness Month! DYK- Data from #CambridgeMobileTelematics shows that 34% of drivers who crashed interacted with their phones within the minute before the crash. Stay safe and avoid using your phone while driving.
#APCIASafeRoads #DDAM2026

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Sirens will sound across Minnesota today as part of Severe Weather Awareness Week.
It’s a test—but the risks are real.
New data shows recovery systems are stretched thin.
✔ Take time to review your insurance coverage before storms hit.
READ more --> https://t.co/tfMoj5prbp

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Storm-scamming contractors move fast, but homeowners need to move carefully. 🚫 If a contractor pressures you to sign today or offers to "pay your deductible," it’s a major red flag. Verify licenses with MN DLI before work begins. READ MORE: https://t.co/gf9Nz4r8oy

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Protect your home before the storm hits, if it's safe to do so. Bring in or secure patio furniture, grills, garbage cans, and tools. Anchor heavier items and make sure gutters and downspouts are firmly attached. Check your sump pump. Move cars into a garage if possible.

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Severe Weather Awareness Week begins today and rough WX is possible. New data shows MN is ranked 4th in the nation with 1.8 million homes at moderate or greater risk of hail damage. It would cost $899 BILLION to rebuild. News Release: https://t.co/tfMoj5prbp

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Severe storms could hit Minnesota Monday, just as Severe Weather Awareness Week begins (April 13–17). New data shows recovery systems are under unprecedented strain. Now more than ever:
✔ Review your coverage
✔ Make a plan
Read more here: https://t.co/tfMoj5prbp

[Bring Me The News @bringmethenews]

Monday is looking nasty in Minnesota, with a threat of baseball-sized hail and tornadoes. https://t.co/L0BuxCGLkS

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Next week (April 13–17) is Severe Weather Awareness Week in Minnesota. 🌪️ New research shows that recovery systems are facing unprecedented strain. Don't wait for the storm to check your insurance coverage. NEWS RELEASE: https://t.co/tfMoj5prbp

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Next week (April 13–17) is Severe Weather Awareness Week in Minnesota. 🌪️ New research shows that our state has 1.8 million homes at moderate or greater risk of hail damage. Don't wait for the storm to check your coverage. Read the news release here: https://t.co/XndeNBxIvf

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Remember: your homeowners policy DOES NOT COVER FLOODING! Without flood insurance, recovery often means paying $$$ out of pocket or taking on loans. READ MORE: https://t.co/ghaDmfRlA9

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Homeowners insurance typically doesn't cover damage caused by flooding from external sources like overflowing rivers, heavy rain, or water rising from the ground. A separate flood insurance policy is required to cover these events.
https://t.co/p5Uxj13gMW

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Please be patient as 100s of auto insurance claims are being processed following MN's recent winter storm. Once you file a claim, an adjuster will be assigned to review your policy and asses the damage. This might take a extra few days due to the volume of claims.

[State Patrol PIO @MSPPIO]

MN State Patrol statewide weekend totals from the storm, 3/13/26 midnight - 3/15/25 11:59p:
464 property damage crashes
40 injury crashes
1 fatal crash
46 spin outs
651 vehicles off the road
19 jackknifed semis

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Filed an auto insurance claim? Here’s what typically happens next:
1️⃣Your insurer reviews the claim
2️⃣An adjuster may inspect the damage
3️⃣Repair estimates are gathered
4️⃣Your claim is processed and paid (see your policy)
With 100s of claims filed all at once, please be patient.

[State Patrol PIO @MSPPIO]

MN State Patrol statewide weekend totals from the storm, 3/13/26 midnight - 3/15/25 11:59p:
464 property damage crashes
40 injury crashes
1 fatal crash
46 spin outs
651 vehicles off the road
19 jackknifed semis

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Travel not advised in parts of MN. If you have to drive today, SLOW DOWN and turn on your HEADLIGHTS! It's MN law when it's snowing or raining. Daytime running lights do not activate your taillights - turn on your lights manually so other drivers can see you. #DriveSmart

[State Patrol PIO @MSPPIO]

MN State Patrol statewide crash numbers 3/14/26 midnight - 8p:
137 property damage crashes
21 injury crashes
1 fatal crash
8 spin outs
29 vehicles off the road
Please delay travel plans until the storm passes. Check https://t.co/4YLuvaEkPO before you head out.

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Spinouts and crashes piling up around the metro. If you have to travel tonight: SLOW DOWN, increase your following distance, and put away the phone. Reduce the risk so you don't have to file an insurance claim.

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

❄️🚗According to @NWSTwinCities, travel will be difficult to impossible by early Sunday morning in much of MN and WI. If you don't have to travel, stay home. Fewer cars on slick roads means fewer crashes, fewer injuries, and fewer insurance claims. #MNwx #DriveSmart

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

Hedge funds shouldn't be gambling on MN lawsuits behind the scenes. A bipartisan legislative task force recommends examining TPLF to bring transparency to our courts. Minnesotans deserve to know who is driving litigation: https://t.co/zZCdFkT4SP

[Insurance Information Institute @iiiorg]

Third-party litigation funding (TPLF) continues to grow with limited transparency and oversight.

When outside capital influences lawsuits behind the scenes, it can increase costs across the system.

Read how TPLF affects #insurance affordability: https://t.co/Q5DlPvcbSv

[Insurance Federation of Minnesota - IFM @InsuranceFed_MN]

"Minnesotans deserve a stable insurance market where premiums pay for genuine protection rather than excessive litigation."
We need reform to stop legal system abuse. 📉 Read the News Release: https://t.co/zZCdFkT4SP