Insuranceopedia

Helping Americans to understand their insurance needs, a bit better every day. not financial advice.

[Insuranceopedia @Insuranceopedia]

Florida homeowners insurance rates have stopped rising—but they're staying sky-high.

Older & beachfront homes hit hardest. Insurers still demanding costly upgrades.

The new normal isn't cheap.

https://t.co/p5iRC5kUuW

[Insuranceopedia @Insuranceopedia]

Hail is a serious problem for homeowners in Colorado.

In some counties, over half your home insurance premium goes toward hail risk alone.🌧️

Rates are up 233% since 2007.

https://t.co/zWsw2ulnC7

[Insuranceopedia @Insuranceopedia]

Illinois is one of the only states without limits on “excessive” home insurance rates.

After State Farm's 27% increase last year, lawmakers are trying again to change that. Second vote could come this week 🤞

[Insuranceopedia @Insuranceopedia]

California is tightening oversight on insurance rate hikes.

Since 2019, state reviews have saved consumers $6.6B in premiums — plus $3.3B in auto refunds.

More transparency in rate reviews could mean more pressure against excessive increases.

https://t.co/npVQBHtHjS

[Insuranceopedia @Insuranceopedia]

Your roof risk isn’t your credit score.

Oklahoma lawmakers are pushing to ban credit-based pricing in home insurance after data showed low-credit homeowners pay $4,000+ more per year.

https://t.co/SzoqxJhLzm

[Wall Street Apes @WallStreetApes]

American Pharmacy Worker gives a behind the scenes look at our healthcare system

He shows a medication costs less than $4 to dispense

Since the patient has insurance, the insurance company makes them charge $97

US Health Insurance companies should be prosecuted

[Insuranceopedia @Insuranceopedia]

Insurers are using aerial imagery to inspect properties — sometimes without you even knowing.

Colorado wants clearer rules so policyholders understand how those images affect coverage & claims decisions.

[Insuranceopedia @Insuranceopedia]

$197 million stolen from Medicare and veterans’ healthcare.

A conviction is a win — but healthcare fraud ultimately raises costs for honest Americans.

https://t.co/rxkguJq6T3

[Insuranceopedia @Insuranceopedia]

Insurance fraud may sound like an industry issue, but it hits your wallet. Every staged crash, fake injury, or billing scam gets built into premiums.

That’s why regulators cracking down on fraud matters to every policyholder.

https://t.co/rxkguJq6T3

[Insuranceopedia @Insuranceopedia]

Home insurance jumped 27% for some Illinois homeowners — and regulators couldn’t stop it.

Lawmakers now want the power to review and approve rate hikes before they hit your mailbox. This would be huge for Illinois residents! 🤞

https://t.co/rPCDCsiQVy

[Insuranceopedia @Insuranceopedia]

California’s insurance boss is reforming how rate challenges work — the idea is to let more voices into the process without dragging it out.

More watchdog involvement historically means stronger pressure on unfair rate hikes.

https://t.co/WRzGD3NQ8D

[Insuranceopedia @Insuranceopedia]

Great news: 10 states now offer extra ACA subsidies 🥳

Open enrollment may have ended, but you still have options!

https://t.co/lJQv1Ljo9Q

[Insuranceopedia @Insuranceopedia]

Many couples overpay for health insurance by choosing overly feature-heavy plans.

The key is to focus on core coverage matching your actual risk.

https://t.co/xrIPGoJ9G3

[Insuranceopedia @Insuranceopedia]

Congress is cracking down on drug pricing. 💊

Lawmakers revealed that big insurers pay their own doctors 17% more than independent ones—and PBMs sometimes override your doctor's prescription for profit.

https://t.co/xDxTvjp7qo

[Insuranceopedia @Insuranceopedia]

Finally some good news for drivers; Auto insurance rates have fallen in 39 states! 😍

Overall, premiums dropped 6% in 2025.

https://t.co/iYzHyy4cUy

[Insuranceopedia @Insuranceopedia]

With return of the "subsidy Cliff" millions of Americans have lost coverage.

Elderly people hit hardest as one 64 year old's premium jumped from $300 to $4,562/month 🤯

If you earn over 400% of poverty level, you may have lost your subsidy. ☹️

https://t.co/QwlRQq884r

[Insuranceopedia @Insuranceopedia]

🔥 California's new Smoke Damage Recovery Act could be a game-changer for wildfire victims.

First-ever standards for testing & restoring smoke-damaged homes.

Faster claims, less disputes. A win for families rebuilding after disasters 🤞

https://t.co/hnIN5qfwoA

[Insuranceopedia @Insuranceopedia]

@ABC 🤔

[Insuranceopedia @Insuranceopedia]

Good news for Florida homeowners 🏡 Insurance costs are 14.5% lower thanks to recent tort reforms.

Premiums rose less than 1% in 2025—a huge turnaround from double-digit hikes 🙌

https://t.co/xiVRNTbVu1

[Insuranceopedia @Insuranceopedia]

Congress is calling out health insurers for controlling prices at every level—from drugs to doctors to pharmacies.

https://t.co/LE0M273O9U