Insurance Fairness Project

Protecting America's homes, by advocating for a sustainable and equitable solution to the climate-driven property insurance crisis.

[Insurance Fairness Project @Insure_Fairly]

Hi! Today, we’re launching the Insurance Fairness Project, a new effort to explore solutions for America’s ongoing home insurance crisis. Insurers and politicians are leaving homeowners in the lurch, even as climate disasters hit harder and more frequently than ever.

[Insurance Fairness Project @Insure_Fairly]

https://t.co/hOXZ7vcxnY

[Insurance Fairness Project @Insure_Fairly]

MOST INSURERS ACKNOWLEDGE CLIMATE RISK, BUT NOT THE FULL THREAT

[Insurance Fairness Project @Insure_Fairly]

Ceres recently released its 2026 Progress Report on climate risk reporting in the insurance sector, finding that while most U.S. insurers now acknowledge climate-related financial risk, the industry is still failing to fully measure and disclose the scale of the danger.

[Insurance Fairness Project @Insure_Fairly]

The increasingly destructive hail events are contributing to higher repair costs, more insurance claims, and mounting pressure on homeowners already struggling with rising premiums.

[Insurance Fairness Project @Insure_Fairly]

HAILSTORMS ARE DRIVING UP INSURANCE COSTS

[Insurance Fairness Project @Insure_Fairly]

Insurify reports that hailstorms are becoming one of the fastest-growing threats to insurance stability across several states.

https://t.co/sQHTXstzqv

[Insurance Fairness Project @Insure_Fairly]

Along with the report, UAF hosted a press call where speakers discussed the worsening crisis and potential solutions.

https://t.co/3ponFOOAnl

[Insurance Fairness Project @Insure_Fairly]

NORTH CAROLINA’S OUTER BANKS EXPOSE GAPS IN THE NATION’S FLOOD INSURANCE SYSTEM

[Insurance Fairness Project @Insure_Fairly]

This week Unlocking America’s Future (UAF) released a new report exposing how North Carolina’s Republican members of Congress have failed to take action on the climate-driven home insurance crisis.

[Insurance Fairness Project @Insure_Fairly]

In response to pressures like these, California insurance commissioner candidates have proposed expanding the state’s role in protecting homeowners from insurance market pressures.

https://t.co/2qeLEf5a8j

[Insurance Fairness Project @Insure_Fairly]

CALIFORNIA HOMEOWNERS FACE NEW PRICING AND COVERAGE PRESSURES

[Insurance Fairness Project @Insure_Fairly]

One San Francisco homeowner lost coverage after his insurer flagged his flat roof — the most common roof type in his neighborhood — as too risky.

https://t.co/ibJ6YIz5jZ

[Insurance Fairness Project @Insure_Fairly]

These developments highlight growing fears that California homeowners are being left financially and physically vulnerable in the aftermath of extreme climate disasters.

[Insurance Fairness Project @Insure_Fairly]

CALIFORNIA FACES ANOTHER FIRE WHILE LAST YEAR’S SURVIVORS ARE STILL RECOVERING

[Insurance Fairness Project @Insure_Fairly]

At the same time, new reporting has raised questions about the impact of cleanup efforts in fire-impacted communities.

https://t.co/9jqMs4nfOt