My roommate, Tamara, and I were talking about the confederate statues coming down and how that was like the idols coming down in the Bible. And as we talked more Tamara told this story of fruit and a tree that is so full of wisdom.
@HDofCharlotte1@CGInvesting10 Spot on with watching those expense ratios that low fee drag makes a huge difference over 30 years. QQQM over QQQ for long-term holding is a smart move for the lower expense ratio alone. Hard to beat set-and-forget indexing.
CG Investing is on Substack!
If you enjoy the content on X be sure to check out the Substack where I go in-depth on more companies and my general view on finances and investing strategies
https://t.co/ARtazqHXjf
Imagine you had to choose your path at 22:
Option A:
4 year degree. $85k in student loans
Started working at 22
$60k salary out the gate
Paying $700/month for the next decade
Option B:
No degree. Learned a trade
Started working at 18
$55k salary by 22
Zero debt, 4 year head start investing
Which one are you actually choosing?
$NOW HAS PASSED THE 200 DAY MOVING AVG FOR THE FIRST TIME SINCE NOVEMBER 2025
LOOKING A LITTLE BEARISH
WE COULD HAVE ANOTHER GENERATIONAL OPPORTUNITY SOON
Imagine you had to choose your housing at 32:
Option A:
Rent a nice apartment. $2,400/month
$180k in your brokerage account
Move whenever you want
No maintenance calls
Option B:
Own a house. $2,400/month mortgage
$15k in your brokerage account
Stuck for 5+ years
Fix everything yourself
Be honest, which one are you actually living?