The FHA is exploring ways to modernize its long-standing property condition requirements, which could help reduce barriers for some homebuyers.
The goal? Maintain safety standards while making the process more practical for today’s housing market.
Not all mortgage brokers are the same.
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🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance
The forgotten history of Memorial Day • Indiana Capital Chronicle
Memorial Day originated in the aftermath of the Civil War as "Decoration Day," a time for devastated communities to honor fallen soldiers by decorating their graves with flowers. First observed on a national scale in 1868, the holiday was expanded after World War I to honor all U.S. military personnel who died in any conflict.
ssac W. Harper
Mortgage Loan Officer NMLS #2580938
Real Estate Broker/Realtor® TREC Lic. #0437275
Denied by a bank? Your options may not be over.
Newer scoring models, like VantageScore 4.0, are beginning to expand across the mortgage industry and may evaluate borrowers differently.
👇 Want to explore your options? Visit https://t.co/qUdtiGlthP
Still waiting to save 20%? You may not need to.
Many first-time buyers qualify with much less down
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*Eligibility and program requirements apply. All loans subject to approval.
Homeownership is widely regarded as a crucial means of accumulating wealth and achieving financial stability for millions of Americans. Research has demonstrated that owning a home yields numerous personal benefits, including enhanced health outcomes and improved academic performance among children, as well as broader social benefits such as increased community stability.
Let’s talk about your home dreams, DM me!
Issac Harper, ABR®, GREEN, SRES, e-PRO, TAHS, MRP
Real Estate Broker/Realtor® TREC Lic. #0437275
Mortgage Loan Officer NMLS #2580938
Stop waiting for the “perfect” rate.
Yes, rates may change - but when they drop, competition often rises.
That can mean:
📈 More buyers
💰 Higher prices
⚡ Less negotiating power
Want to see your numbers, DM me!
Buying a new construction home just got more accessible.
Recent changes removed a costly requirement for FHA and USDA loans on new builds - helping reduce upfront costs for eligible buyers.
Follow us for more!
Is extreme weather quietly increasing your mortgage costs?
What to watch:
📈 Higher insurance = higher monthly costs
📉 Potential impact on long-term home values
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