Banker Ben

Help others break free from debt, invest wisely and enjoy life.

[Banker Ben @ItsBankerBen]

Welcome — I’m here to help you take back control of your money. Not with judgment. Not with shame.
With coaching, clarity, and a simple plan that works.
If you’re ready for hope, discipline, and forward motion— you’re in the right place.

[Banker Ben @ItsBankerBen]

@TrueMansplainer I believe the money guy show is kicking this idea around 😉

[Banker Ben @ItsBankerBen]

@Leonajardinho I’m living this as well. Insurance doubled in one year, property taxes increased by 15%. That’s over 400.00 extra per month this year versus last year.

[Banker Ben @ItsBankerBen]

@RoaringHammy That’s equivalent to my wife going to Target so I’m good. Not happy but fine.

[Banker Ben @ItsBankerBen]

@RoaringHammy Audi RS6 Avant

[Banker Ben @ItsBankerBen]

@fermsyishere Don’t use a credit card if you can’t pay it off each month.

[Banker Ben @ItsBankerBen]

@The_Money_Buddy Travel

[Banker Ben @ItsBankerBen]

@RoaringHammy $0.00

[Banker Ben @ItsBankerBen]

Took a little summer break from X.

Came back and I’m relieved to see nothing has changed…

Bitcoin is still either going to $1M or $0.

401(k)s still “don’t work.”

Someone is still explaining that buying coffee is why you’re not wealthy.
😆

[Banker Ben @ItsBankerBen]

@theficouple Only use credit cards if you have the discipline to handle the potential increase spending and be able to pay it off each month.

[Banker Ben @ItsBankerBen]

@realfrugalmogul Impressive. Now get rid of that debt. You’ll feel better.

[Banker Ben @ItsBankerBen]

@SparkingFIRENC Person A must have lived on beans and rice for the last 10 years to get to $500k making $80k per year.

[Banker Ben @ItsBankerBen]

@JimChuong

[Banker Ben @ItsBankerBen]

@theficouple Is the assumption that these older generations have accumulated more wealth because they’ve had more time in the market or is it because they know more about investing than the younger generations?

[Banker Ben @ItsBankerBen]

@MetamateDaz Mid 40s, so yes, that could be a facet to their success. The point is that if you’re disciplined, invest early, and buy an actual starter home that you can do it too.

[Banker Ben @ItsBankerBen]

@MetamateDaz It’s not all about what you make but how you spend, invest and save. I know several teachers who have a paid off house and $1m+ in retirement.

[Banker Ben @ItsBankerBen]

@money_cruncher I did this for one month. Skipped my Venti Vanilla Sweet Cream Cold Brew at Starbucks each day. Saved $6 per day and invested all of it for the month. That’s over $100 in an index fund that I would have just sipped away.

[Banker Ben @ItsBankerBen]

@greiser Only if lifestyle doesn’t creep up on you and negates your increased earnings.

[Banker Ben @ItsBankerBen]

@BoomerDivvies Watches. Expensive ones. Cheap ones. Micro brands.

[Banker Ben @ItsBankerBen]

@realfrugalmogul Right there with you! My issue is I fall asleep and have to rewatch everything from the previous day. It’s a battle.

[Banker Ben @ItsBankerBen]

@markcecchini I did 3 months income for my wife’s ring. Luckily it was while I worked at McDonalds.