Intellectual Warrior,Socialpreneur,Transformation Strategist. My personal mission-to practice altruistic egoism daily.Armed & dangerous w/knowledge & history.
A $80,000 car financed over 72 months is not a status symbol.
It is a monthly confession that you care more about how you appear than where you are actually going financially.
Residential housing is still priced at 3% rates,
it will take years for this market to mean revert.
It does not happen overnight. It happens in stages.
Mortgage rates are the biggest distraction in housing.
Rates are DOWN from last year.
Demand is basically FLAT.
If buyers won't buy at 6.5% after refusing to buy at 7%, you've learned something important:
The problem isn't rates.
The problem is price.
Dear I say that for centuries, African Americans survived slavery, Jim Crow, racial terror, segregation, and systemic injustice — yet still built culture, communities, movements, and history that changed the world.
A people that survived all of that were never weak.
In the post-pandemic hybrid-work environment, Philadelphia office space remains cheaper than most other major metro areas, according to a new report from the online real estate platform Commercial Cafe.
The most dangerous financial position is one income stream, no savings, and no in-progress backup plan.
Most people are in this position and think it's normal.
Housing isn't a shortage story anymore.
It's an affordability story.
The moment you understand that...
Everything happening in the market suddenly makes sense.
Inventory.
Price cuts.
Delistings.
Falling rents.
Builder incentives.
It's all connected.
The median home value to income ratio is back near 2006 bubble levels.
The difference?
Today's buyers also face:
• Higher insurance
• Higher taxes
• Higher childcare costs
• Higher healthcare costs
That's why affordability is breaking.
A disgraceful American nurse approached Muslim women in a store and subjected them to disgusting Islamophobic and racist comments.
“You’re not welcome here, you need to leave.”
This is the Black History they are trying to keep out of the schools. But they can’t stop us from sharing it with each other. So keep sharing and let’s build!
Juneteenth is a uniquely American holiday.
It speaks to the traditions of struggle and resilience.
It speaks to the truth of our pain, and the hope that we can heal—and find one another.
The housing affordability crisis isn't just about housing.
It's about wealth.
24% of Americans control $83.3 trillion in assets.
Millennials and Gen Z combined control $17.1 trillion.
That's the story.
There are now 44% more sellers than buyers.
And people are still yelling “housing shortage.”
You don’t have a shortage…
You have no demand at these prices.