J○€¥

Well here we are

[Lin @_Lin_inc]

Caller: “Are 401(k)s good investment?”

Caller: I’m concerned about 401(k)s. Are they actually a good investment vehicle? And would a government guaranteed 4% return be better?

Dave: Let me clarify something, a 401(k) isn’t an investment. It’s a cookie jar. The IRS created it as a structure for tax-advantaged savings.

Caller: So what’s inside matters?

Dave: Exactly. The performance depends entirely on the cookies inside the jar, the mutual funds you choose. If your 401(k) underperforms, it’s because of the fund selections, not the structure.

Caller: What about a guaranteed 4% return from the government?

Dave: Don’t do it. Here’s why the historical market return is 10-12% annually. The difference between 4% and 10% compounds dramatically over time.

Caller: How dramatic?

Dave: Massive. Compound interest works on a curve, not a straight line. Over 30 years, that difference is hundreds of thousands of dollars. You’d be leaving enormous wealth on the table for false security.

Caller: So I should stick with mutual funds?

Dave: Yes. Look for four categories; growth, growth and income, aggressive growth, and international. Diversify across those.

Caller: My company’s 401(k) has limited fund options.

Dave: Then open a Roth IRA independently. You get access to a wider variety of mutual funds there. If you need help selecting investments, work with a SmartVestor Pro someone with the heart of a teacher who can guide you.

[SNS 🇺🇸 @SNS_Anon]

Step 1: Tax the rich.

Step 2: The rich leave.

Step 3: Celebrate the rich leaving.

Step 4: The government still needs revenue.

Step 5: The tax base shrinks.

Step 6: You are now the richest person in the room.

Step 7: Raise taxes elsewhere.

Step 8: You now have to pay a lot of taxes.

Step 9: Meltdown.

Step 10: Say the socialism wasn’t done the right way and try again.

Socialism is just an infinite loop of “yes, do that,” followed by “NO, NOT LIKE THAT! THAT IS NOT SOCIALISM” when it actually happens.

The entire ideology is just being surprised by consequences forever.

[J○€¥ @JSullivan_63]

Islam conquers by the sword

[Amy Mek @AmyMek]

NYC FALLS: Adhan Blasts Through Streets – Zohran Mamdani’s Sharia Dawn is Here!

(TURN YOUR VOLUME UP)

My lord, America – the conquest we’ve warned about is exploding now. The Adhan isn’t a “beautiful call to prayer”; it’s a militant declaration: “Allahu Akbar” (Allah is greater than your gods, laws, freedoms), “There is no god but Allah” (all other faiths are false).

Blared 5× daily from loudspeakers – 5 AM wake-ups included – it’s forced submission on non-Muslims, pure civilizational jihad straight from the Muslim Brotherhood playbook.

THIS IS NOT NORMAL – but they’re aggressively normalizing it.

In Astoria, Brooklyn, Manhattan residents are horrified: Noise complaints flood in, yet the broadcasts grow louder and more frequent.

It began under Adams in 2023 (permit-free Fridays & Ramadan), but Mamdani’s regime has supercharged it – daily calls spreading unchecked in Muslim-heavy areas.

In Islam, there is no reciprocity: Try church bells or hymns in Mecca – arrested. Yet in 9/11-scarred NYC, we submit.

This is noise pollution masking conquest – normalizing Islamic dominance, eroding our culture, testing tolerance until it breaks.

Leftists call it “progress”; it’s the internal-external war: parallel societies (women-only cafes, halal zones) + penetration (crescent lightings, Adhan blasts).

DE-ISLAMIZE AMERICA - WE ARE FALLING!

[LMPD @LMPD]

“How much snow did yall get overall”?
Every kid NOT in school this week…

[J○€¥ @JSullivan_63]

NO GOOD!!!!!

[J○€¥ @JSullivan_63]

Mike Tomlin gets another winning season.

[J○€¥ @JSullivan_63]

@unniemara 👍

[J○€¥ @JSullivan_63]

Is there really any purpose to give companies my real phone number anymore if they're just going to sell my number to spam companies?

[J○€¥ @JSullivan_63]

@oliviarodrigo where do I apply?

[J○€¥ @JSullivan_63]

@YouTube is so unbearable with ads

[J○€¥ @JSullivan_63]

Aaron Rodgers STILL has a CANNON at 40+ years old

[Elon Musk @elonmusk]

Anyone who celebrates murder is evil and should be utterly condemned

[Barack Obama @BarackObama]

We don’t yet know what motivated the person who shot and killed Charlie Kirk, but this kind of despicable violence has no place in our democracy. Michelle and I will be praying for Charlie’s family tonight, especially his wife Erika and their two young children.

[J○€¥ @JSullivan_63]

Spectrum should be paying me to use their internet each time it goes out. I'd be a millionaire.

[J○€¥ @JSullivan_63]

@DairyQueen I actually don't have one. But I bet numerous people have ran into this issue before.

[J○€¥ @JSullivan_63]

I hate going to @DairyQueen and getting an m&m blizzard only to realize they snuck some reese's in it... then I have to use a epi-pen because I have a nut allergy.

[J○€¥ @JSullivan_63]

@VerizonSupport Service outage since 7AM Est yesterday and still 24+ hours later no service

[J○€¥ @JSullivan_63]

@vanman_1000 🤣 🤣

[J○€¥ @JSullivan_63]

@VerizonSupport @drstacyotto Kentucky too

[J○€¥ @JSullivan_63]

L's Down

[TBT @thetournament]

BREAKING: Sideline Cancer has advanced to TBT’s Round of 16!

They’ll will play in the Louisville Regional Final on Wednesday!