The Mortgage & Retirement Professor

Consumer advocate on forward/reverse mortgages and retirement. Emeritus Professor of Finance at the Wharton School. Also known as The Mortgage Professor.

[The Mortgage & Retirement Professor @JackGuttentag]

A 2023 study by Freddie Mac showed that 32% of those who do not currently have an ADU reported interest in having one on their property in the future.
Financing an Accessory Dwelling Unit: A Matter of Trust https://t.co/9Lq5mASKlV #mortgage

[The Mortgage & Retirement Professor @JackGuttentag]

Will a Weekly, Bimonthly or Biweekly #Mortgage Really Save Me Money? Lenders who offer mortgages with shorter payment periods than the standard monthly payment mortgage usually claim that they will save the borrower money. But they seldom explain how. https://t.co/K3Q6VWUK0u

[The Mortgage & Retirement Professor @JackGuttentag]

Cancelling Private Mortgage Insurance: Under Federal legislation passed in 1999, private mortgage insurance is cancelled automatically at some point, but borrowers who take the initiative may be able to terminate earlier than those who wait https://t.co/kHRWkuTHKB

[The Mortgage & Retirement Professor @JackGuttentag]

Mortgage Interest Rate Fundamentals. The largest financial transaction most homeowners undertake is their home mortgage, yet very few fully understand how mortgages are priced. #mortgage #mortgagerates https://t.co/pvPb8Be2JZ

[The Mortgage & Retirement Professor @JackGuttentag]

Should A Home Buyer Consider A Financing Offer By The Seller https://t.co/qtjG9DA6Y4

[The Mortgage & Retirement Professor @JackGuttentag]

How to Pay Off a 30 Year Mortgage in 15 Years - Without Getting Scammed https://t.co/lbi5RPyJ1q

[The Mortgage & Retirement Professor @JackGuttentag]

Invest In Mortgage Points or Larger Down Payment?https://t.co/f1qwiKSoPD #mortgage #mortgagetips

[The Mortgage & Retirement Professor @JackGuttentag]

Can I Get a Mortgage with No Credit Score? https://t.co/sqpuJDa5Rl

[The Mortgage & Retirement Professor @JackGuttentag]

How Are Mortgage Payments Calculated? This is one of the most frequently asked questions about mortgages, and unfortunately the answer is not simple or obvious. This article lays out a step by step explanation https://t.co/TTUJzWO72K

[The Mortgage & Retirement Professor @JackGuttentag]

Is Interest On Mortgages Front-End Loaded? via @forbes https://t.co/WPT67LrXFM

[The Mortgage & Retirement Professor @JackGuttentag]

Mortgage Interest Rate Fundamentals. The largest financial transaction most homeowners undertake is their home mortgage, yet very few fully understand how mortgages are priced. #mortgage #mortgagerates https://t.co/pvPb8Be2JZ

[The Mortgage & Retirement Professor @JackGuttentag]

Why Retirees With Existing Mortgages Should Take a HECM Reverse Mortgage https://t.co/fXcSKjT9vJ

[The Mortgage & Retirement Professor @JackGuttentag]

This calculator shows the costs and benefits
of paying points to reduce the rate on a fixed rate mortgage, and the minimum period they must hold an FRM before it makes sense to pay additional points (the "break-even period"). #mortgage
https://t.co/fR3SnbOsN3

[The Mortgage & Retirement Professor @JackGuttentag]

Cancelling Private Mortgage Insurance: Under Federal legislation passed in 1999, private mortgage insurance is cancelled automatically at some point, but borrowers who take the initiative may be able to terminate earlier than those who wait https://t.co/kHRWkuTHKB

[The Mortgage & Retirement Professor @JackGuttentag]

Cancelling Private Mortgage Insurance: Under Federal legislation passed in 1999, private mortgage insurance is cancelled automatically at some point, but borrowers who take the initiative may be able to terminate earlier than those who wait.https://t.co/kHRWkuTHKB

[The Mortgage & Retirement Professor @JackGuttentag]

Can I Get a Mortgage with No Credit Score? https://t.co/sqpuJDa5Rl

[The Mortgage & Retirement Professor @JackGuttentag]

The Professor's famous "Calculator 2a" has consistently been the most visited page on our website - it shows you how making extra payments changes your #mortgage payoff date
https://t.co/SzkL4A9m1Z

[The Mortgage & Retirement Professor @JackGuttentag]

Mortgage Points: A Powerful Option That Is Often Neglected https://t.co/tEMl4QfzCY

[The Mortgage & Retirement Professor @JackGuttentag]

How Do HECM Reverse Mortgages Work? https://t.co/0sPs1wyopi

[The Mortgage & Retirement Professor @JackGuttentag]

Why Voluntary Saving For Retirement Is Short-Changed, and What Can Be Done About it
https://t.co/l8TLDdqSQS