Jake Scarbo Mortgage Banker

I help people accomplish and maintain the American Dream of homeownership, nationwide. Division II Football National Champion x2. Chiefs STM. Husband. Father.

[Jake Scarbo Mortgage Banker @JakeScarbo]

Not your average mortgage lender 🫡

#mortgagelending #service #realestate #valoans

[Jake Scarbo Mortgage Banker @JakeScarbo]

5K JULY 2026 - “Great American 5K”

📍 Lake of the Ozarks

80° & Sunny at 7am 🥵

#250yearsoffreedom #5K #usa🇺🇸

[Jake Scarbo Mortgage Banker @JakeScarbo]

What does freedom look like to you?

Have a safe and happy holiday weekend! 🇺🇸

#mortgagelending #homeownership #service #VAHomeLoan #ArmedForcesBank

[Jake Scarbo Mortgage Banker @JakeScarbo]

Stuck because all your money is tied up in your current home?

A bridge loan can help you use your equity to buy your next home before your current one sells.

Let’s talk about your options!

#mortgagelending #realestate #homeownership

[Jake Scarbo Mortgage Banker @JakeScarbo]

🎤

[Jake Scarbo Mortgage Banker @JakeScarbo]

Is your lender with you every step of the way… or just handing you a pre-approval and saying, “Call me when you’re under contract?” 👀

Which one do you think every buyer deserves? 👇

#mortgagelending #service #customerforlife #realestate

[Jake Scarbo Mortgage Banker @JakeScarbo]

Rule of thumb 👇

Every extra $10,000 you put down typically changes your monthly mortgage payment by only $60–$70.

Sometimes, keeping that cash in your bank account is the smarter financial move. Every buyer’s situation is different—let’s find the strategy that fits yours. 🏡

[Jake Scarbo Mortgage Banker @JakeScarbo]

Nobody talks about this part of being a loan officer.

The tough conversations. The unexpected hurdles. The weight of knowing a family is counting on you.

It’s never just a loan. It’s someone’s future. 🏡❤️

#MortgageLife #LoanOfficerLife #Homeownership

[Jake Scarbo Mortgage Banker @JakeScarbo]

It’s Monday, so naturally I walked into work thinking everyone would send their documents on time. 😂

Five minutes later…

“Hey! Just checking in… just wanted to make sure you saw my message…” ☎️😅

Mondays and document chasing go hand in hand.
#MortgageLife

[Jake Scarbo Mortgage Banker @JakeScarbo]

Quick glimpse into Closing Day today! My wife’s friend and previous co-worker reached out for financing, and I was excited to help! These folks were so awesome and the teamwork was TOP TIER throughout the process 🤩

#mortgagelending #expertise #experience #servantleadership

[Jake Scarbo Mortgage Banker @JakeScarbo]

Got questions about buying a home, refinancing, VA loans, or figuring out what you can actually afford?

Drop them below 👇

No question is too simple. Sometimes the things everyone wonders about are the things nobody asks.

Let’s talk mortgages!

[Jake Scarbo Mortgage Banker @JakeScarbo]

Most people think mortgage bankers get paid more when your rate is higher.

Not true.

We only get paid when your loan closes, and our compensation doesn’t change based on your interest rate.

No hidden incentives. No steering. Just helping you get closed!

[Jake Scarbo Mortgage Banker @JakeScarbo]

Low appraisal? Don’t assume the deal is over.

As a lender, I’ve seen low appraisals create a lot of stress for buyers—but they don’t always mean you need to bring more cash to closing or walk away.

[Jake Scarbo Mortgage Banker @JakeScarbo]

About 6 months ago I incorporated Brazilian Jiu Jitsu into my weekly routine. Nearly every Monday, Wednesday, and Friday morning — With an “open mat” squeezed in there when I can.

Thank you to the team at Square One Jiu Jitsu for all the support 👊

#BJJ #Maninthearena

[Jake Scarbo Mortgage Banker @JakeScarbo]

The sales lesson that changed everything: people want to feel understood before they want to be sold. 🎯

[Jake Scarbo Mortgage Banker @JakeScarbo]

Running a race and buying a home have a lot in common:

🏃 Preparation beats motivation.
🏡 Strategy beats guesswork.
📈 Progress isn’t always linear.

The finish line feels a whole lot better when you’ve done the work to get there.

#HomeownershipJourney #MortgageTips

[Jake Scarbo Mortgage Banker @JakeScarbo]

5K JUNE 2026 - “I WANNA ROCK 🤘”

Benefitting Ronald McDonald House Charities, Kansas City, a non-profit whose mission is to essential services that remove barriers, strengthen families, and promote healing when children need healthcare.

72° & Light Rain 🌧️ 🏃‍♂️

[Jake Scarbo Mortgage Banker @JakeScarbo]

Fatherhood changed the way I think about homeownership.

It’s not about square footage—it’s about stability, memories, and building something that lasts for your family.

If buying a home is one of your goals, I’d be honored to help guide the process.

🌎 Licensed in 50 states

[Jake Scarbo Mortgage Banker @JakeScarbo]

A mortgage shouldn’t feel like “Here’s your pre-approval. Good luck.”

It should feel like having a trusted advisor in your corner from day one.

Buying, refinancing, or planning ahead—I help build the right strategy, not just approve the loan. 🏡

📞 816-309-8652

[Jake Scarbo Mortgage Banker @JakeScarbo]

Allow me to reintroduce myself.

👋 Husband | Father | Senior Mortgage Banker

🌎 Licensed in all 50 states
🏆 Scotsman Guide Top Originator
🇺🇸 VA Specialist
📈 $253M+ funded since 2019

Helping buyers, veterans, investors & families achieve homeownership nationwide.