FIRST FANNIE MAE BITCOIN-BACKED MORTGAGE IS LIVE
Better and Coinbase have issued the first Fannie Mae-backed crypto mortgage, allowing a Michigan couple to use their Bitcoin as collateral for a conventional 30-year fixed-rate home loan without selling their BTC.
The structure lets borrowers pledge Bitcoin and USDC as collateral while avoiding capital gains taxes and maintaining exposure to future price appreciation.
Better CEO Vishal Garg called crypto-backed mortgages a “generational next step,” arguing that Americans now hold far more wealth in stocks, bonds, and digital assets than in traditional bank accounts.
Because the loan conforms to Fannie Mae underwriting standards, a government-sponsored enterprise is effectively recognizing Bitcoin as collateral within the traditional mortgage system.
A broader rollout is expected later this summer. Better says demand is strong, with 76% of waitlist respondents already using Coinbase, 37% holding more than $500,000 in crypto, and projected loan volume reaching $250M.
Strategy has acquired 24,869 BTC for ~$2.01 billion at ~$80,985 per bitcoin and has achieved BTC Yield of 12.6% YTD 2026. As of 5/17/2026, we hodl 843,738 $BTC acquired for ~$63.87 billion at ~$75,700 per bitcoin. $MSTR $STRC https://t.co/y1zvePEuym
JUST IN: 🇮🇷 Iran will settle payments in Bitcoin on the newly launched “Hormuz Safe” insurance platform for ships passing through the Strait of Hormuz.
Cryptographically verifiable confirmations for shipments through the Persian Gulf — expected to generate over $10 billion in revenue.
Nation-state Bitcoin adoption accelerating. 🔥🚀 bitcoin:native
People ask me why I’m so obsessed with Bitcoin.
I’m not obsessed with Bitcoin.
I’m obsessed with not letting 30 years of work get silently stolen from my family while I sleep.
Bitcoin is just the solution.
BREAKING: Morgan Stanley is launching Bitcoin trading on E*Trade to its 8.6 million clients with cheaper fees than Coinbase and Charles Schwab — Bloomberg 🚀
Chicago Public Schools is bussing kids to protest. If we're not careful we will lose our country. The students are telling me that their teachers tell them "F*ck Trump." The indoctrination in this country is not a conspiracy, it is a fact.
Chicago politicians say diversity is our strength but Chicago only has democrats on their city council, as governor, and as mayor. Diversity but not in political ideas.
JUST IN: Fast food giant Steak 'n Shake announces "when we use bitcoin, we save 50% on processing fees vs a traditional credit card user." 👀
"If every credit card user used bitcoin, we would save roughly $6 million annually. Which is huge" 🙌
JUST IN: 🇺🇸 Eric Trump just dropped a bombshell at The Bitcoin Conference:
"The US government holds 300,000 BTC and will not sell it."
"The middle east is using energy from cities that they don't need to...mine bitcoin."
"The suppression of bitcoin is unbelievable." 👀