Jamie

🇬🇧 UK | 36 | Growth & Tech Investor
Tracking the road to a £1M+ tax-free ISA. 🎯
📍 Horizon: 5-10 years
Sharing stocks & portfolio updates.
Tech Founder

[Jamie @JamieFInvests]

1/2

​Day 1 of new account...

Current portfolio: £58,478

​Down over £5,100 (-9%) this past month, but the eyes are firmly on the prize.

The goal is a £1M+ tax-free ISA in 5-10 years, and I think £100k isn't too far away.

​Here is how a 35y/o UK investor got here... 👇 (1/2)

[Jamie @JamieFInvests]

Saw this today on Reddit, this guy trimmed his portfolio from a whopping 585 individual holdings down to a mere 155 😅😅😅

Surely at this point $VOO $VWRP is the best play right?

Managing this many holdings individually is basically a full time job!

[Jamie @JamieFInvests]

@JordanEVGuy interesting read. I'm definitely considering a used Tesla at the end of my lease in 2028 - try and grab a HW4 model 3 or Y. I.e 24 plate at a solid discount

[Jordan - The EV Guy @JordanEVGuy]

Used EV sales surge 40% while used diesel sales fell off a cliff.

New figures from Autotrader reveal a significant shift in the UK used car market, with demand for second-hand electric vehicles soaring.

And it’s not looking particularly good for diesel.

According to the latest figures for September 2026, when compared with figured from September 2025…

Used EV demand UP 40%

Diesel demand DOWN 19.2%

Petrol demand DOWN 5.8%

But here’s where things get even more interesting…

Electric vehicles were the ONLY fuel type to record an annual increase in used car prices.

Electric car values UP 2.8%

Petrol car values DOWN 1%

Diesel car values DOWN 0.8%

Some individual electric models have performed particularly well:

Renault Zoe UP 15.2%
MG5 UP 10.9%
Skoda Enyaq UP 10.5%

Of course, not every EV is increasing in value, but the overall trend is significant.

A combination of increasingly affordable used electric cars, and EV demand growing considerably faster than supply, and it’s helping support used electric car values.

For years, we’ve heard that nobody wants second-hand electric cars, that they lose all their value and that buyers are avoiding them.

Yet the latest real-world market data tells a very different story.

The transition to electric isn’t just happening in the new car market.

It’s increasingly evident in the used car market too.

[Jordan - The EV Guy @JordanEVGuy]

Used EV sales surge 40% while used diesel sales fell off a cliff.

New figures from Autotrader reveal a significant shift in the UK used car market, with demand for second-hand electric vehicles soaring.

And it’s not looking particularly good for diesel.

According to the latest figures for September 2026, when compared with figured from September 2025…

Used EV demand UP 40%

Diesel demand DOWN 19.2%

Petrol demand DOWN 5.8%

But here’s where things get even more interesting…

Electric vehicles were the ONLY fuel type to record an annual increase in used car prices.

Electric car values UP 2.8%

Petrol car values DOWN 1%

Diesel car values DOWN 0.8%

Some individual electric models have performed particularly well:

Renault Zoe UP 15.2%
MG5 UP 10.9%
Skoda Enyaq UP 10.5%

Of course, not every EV is increasing in value, but the overall trend is significant.

A combination of increasingly affordable used electric cars, and EV demand growing considerably faster than supply, and it’s helping support used electric car values.

For years, we’ve heard that nobody wants second-hand electric cars, that they lose all their value and that buyers are avoiding them.

Yet the latest real-world market data tells a very different story.

The transition to electric isn’t just happening in the new car market.

It’s increasingly evident in the used car market too.

[Jamie @JamieFInvests]

@FPL_Eonesta I was using gemini to help work out if worthwhile based on annual usage + new EV charging factored in.

Have a look around mate when your contract is up with supplier as there are competitive rates when shopping about

[Jamie @JamieFInvests]

Weekly Tesla update:

Charging..

So I've charged my Tesla just over 1 full cycle to date and that has cost me just over £10 with 46% battery remaining.

Bear in mind I'm not on my EV tarriff yet, that should kick in next week. So my charging costs become even cheaper around £3-4 for a full charge!

Petrol equivalent is easy around £80 based on a full tank in my old car.

Night and day difference!

[Jamie @JamieFInvests]

@itsdbtalks Main costs with an EV lease, is the lease and insurance basically. I reckon it probably is a bit more expensive vs owning outright + paying fuel + MOT/ Service etc.

If you did an ICE lease vs EV lease it will be a big saving.

[Jamie @JamieFInvests]

@ThomasLisa97705 The problem is publicly defending City when they have committed one if the worst cases of corporate fraud is unacceptable.

I completely agree with him defending Everton. If anything as an Evertonian he should want the PL to throw the book at City

[Jamie @JamieFInvests]

Yeah Electric is going up about 3p kwh peak but off peak drops down to 6.6p. Also get £5 credited back monthy (£60p.a) for letting EDF pick my charging time which also puts the whole house on a low rate for that duration.

So it should net out quite even despite the increase. Meaning the charging costs virtually nothing

[Jamie @JamieFInvests]

I actually don't think he's that bad compared to Starmer but he's put a target on his back by defending city advising it would be a shame if they got punished etc.

Considering the degree of their offences and how much its impacted clubs in the whole football pyramid, he's annoyed a lot of fans. Honestly should have stayed well out..

[Jamie @JamieFInvests]

Getting very messy this Man City situation 👀

It looks like Burnham was defending City recently was all to cover his own backside..

[David Shaw @David90shaw]

🚨 EXPOSED: ANDY BURNHAM HANDED 55 MILLION POUNDS OF TAXPAYER CASH TO MAN CITY OWNERS!

Remember when Burnham panicked on national television last month to fiercely defend Manchester City against Premier League financial cheating charges?

Now I have the official paper trail explaining exactly why he acts like a dedicated public relations agent for the United Arab Emirates!

Official records prove that during his time as mayor, Burnham personally chaired the meetings that handed 55 million pounds in taxpayer loans to Jersey based property companies ultimately controlled by Man City owner Sheikh Mansour.

This cash was drained straight out of a 300 million pound state housing fund supposedly reserved for struggling local developers.

Instead of helping British builders construct homes, Burnham rubber stamped a massive taxpayer loan for the Deputy Prime Minister of the United Arab Emirates!

Sheikh Mansour is one of the richest men on the planet and could secure private corporate finance in thirty seconds.

Yet Burnham gave a foreign billionaire preferential access to a public cash machine funded entirely by your hard earned wages!!!!!

Labour politicians are bleeding the domestic working class dry with brutal taxes while secretly operating a VIP fast lane for Middle Eastern royalty.

Retweet this investigation immediately to expose Andy Burnham and demand a full parliamentary inquiry into this Man City money scandal. 🇬🇧🔥

[Jamie @JamieFInvests]

@ThomasLisa97705 It was obvious back in 2017 when the club were consistently reporting higher commercial revenue than the likes Real Madrid.

My point is the optics aren't great for Burnham here

[Jamie @JamieFInvests]

@ThomasLisa97705 Even if it was above board being implicated with a club that was heavily suspected of financial doping is not a good look at all

[Jamie @JamieFInvests]

@fomo_investor81 You're right in the sense the lease is an extra outlay.

Basically I have a monthly lease + higher insurance than ICE vehicles.

However I have no:

Mots/ servicing costs
Tax
No fuel costs (low cost charging)

[Jamie @JamieFInvests]

@StocksandDares Respect it mate, good to have boundaries as some people bend over backwards for work for little to no benefit for them.

[Jamie @JamieFInvests]

@FinanceFoxy Would just be a small position to be honest mate, a couple of grand tops.

[Jamie @JamieFInvests]

Gm all ☕️

Portfolio has been choppy with the recent volatility so we lost £80k

It's recovering though, so it would be great to close above £80k

I had a very small position which was about 3% up in $GRAB so decided to rotate those funds into $IREN whilst it was about 7% down.

This brought my average down to $42 and just over 53 shares.

Anyone else made any moves recently and how are we all this morning?

[Jamie @JamieFInvests]

@JGWorldThoughts

I've just moved from ICE to EV so can give some real world perspective

Firstly - if financing via PCH then long term battery health is not a concern as you are handing the car back.

Again if buying via PCP or HP then it would be the drivers problem. But as others have said most come with 8-10 year warranty.

On the monthly pricing Tesla are offering a model 3 (base trim) for £200-300 (depending on money down). But if you spec up you can get into the £500-1000 range, as you could with petrol/ diesel cars

[Joel | World Thoughts @JGWorldThoughts]

Here's the inside of my car.

Two things are broken in the photo if you look closely.

It still drives and gets from A to B with no problems, having been in the garage only once since I've owned it.

Meanwhile, some people spend £500+ a month on brand-new EVs on finance, even with the battery risks and expensive parts.

Agreed?

[Jamie @JamieFInvests]

@FinanceFoxy Yeah mate, watch $GRAB go on a run back to $4+ now 🤣🤣

Think I'm going to start another $GRAB position in my SIPP

[Jamie @JamieFInvests]

@capitalzeph Gm mate!