Janak Kotecha

C.A, Rahul Dravid my Hero, Stock Market my Passion, lucky to hv passion as my profession!! proud father!!!

[Geetanjali Mishra @geetanjali800]

As a woman, it hurts to see this behavior. We talk about dignity, feminism,womanhood but resorting to foul abuse and then playing the victim card ruins our credibility. If you disagree with me and tagging me in defense of this, show the videos of these girls,swearing to your own mothers and sisters ,daughter first…Disagree politically all you want, but don't excuse vulgarity under the guise of victimhood….

[Rubika Liyaquat @RubikaLiyaquat]

Kuch bhi… I receive threats too. Almost everyday. Simply because my point of view doesn’t suit a section of people.

Stop celebrating as if democracy has suddenly been restored!

What you really miss is not democracy.. you miss monopoly. You miss ur narratives, your cultural approval.

[PV Sindhu @Pvsindhu1]

A touching moment this morning as I opened the newspaper and saw a tribute to our beloved Mehboob Ali Sir. My very first badminton Coach.

It has been 15 years, but not a day goes by without gratitude. You were my very first coach at the old IRISET Railway courts when I was just seven and a half. You didn’t just teach me badminton, you made me fall in love with it.

Many coaches have shaped my journey since, but the first one will always remain special.

I hope you’re happy wherever you are, Sir. Just know that there are countless children whose lives you changed, and I’ll always be one of them 🤍🏸

[𝐊𝐨𝐡𝐥𝐢𝐧𝐚𝐭!𝟎𝐧_👑🚩 @bholination]

First time I've seen someone speak so openly and aggressively against the caste-based reservation system on live television. Well done boy.

Will Abhijit Dipke raise this issue too? He claims to be fighting for students and this is a student issue as well. But he won't, because he doesn't actually care about students.

[Mufaddal Vohra @mufaddal_vohra]

The reaction of Virat Kohli when Rohit Sharma reached his hundred. 🥹❤️

[Harsha Bhogle @bhogleharsha]

Sometimes the best statements are made with just a bat in hand. #RohitSharma

[Jatin Sapru @jatinsapru]

Amidst all talk of future, the answer is history. Hitman on the honours board!

[Harsha Bhogle @bhogleharsha]

This whole business around Rohit Sharma, from an irresponsible leak to a high level clarification, is so damaging to Indian cricket and the atmosphere in the team.

[DK @DineshKarthik]

You grew up listening to what Sir Garfield Sobers could do on the field.

A Genius, a trend setter and a true legend of the game. The Cricket community has lost one of its biggest jewels.

[Sanjiv Bajaj @sanjivrbajaj]

India's real transformation isn't happening in corporate boardrooms but in the daily choices of ordinary Indians who refuse to give up. This film is inspired by one such true story. Narrated by Aamir Khan, who was moved enough to lend his voice. The first of many. Watch it. @Bajaj_Finserv

[Vishal Bhargava @VishalBhargava5]

It is so refreshing to hear a top IAS officer acknowledge failures in administration.
Introspection is the surest indicator of a skilled operator. Acknowledge, Fix, Next.
Unfortunately India is saddled with too many bureaucrats who only blame the environment/monsoon/system.

[Harsha Bhogle @bhogleharsha]

Irrespective of the timing @benstokes38 will go down as one of the finest players in the modern game. Inspirational. Loved the big stage. Headstrong. Decisive. Game changer. Made the game richer.

[BCCI @BCCI]

A highly prestigious honour for a great of the game 🙌

President of India, Smt Droupadi Murmuji @rashtrapatibhvn confers former #TeamIndia captain Rohit Sharma @ImRo45 with the Padma Shri award 👏

[𝐑𝐮𝐬𝐡𝐢𝐢𝐢⁴⁵ @rushiii_12]

🚨PADMA SHRI ROHIT SHARMA🚨

Rohit Sharma receiving the Padma Shri from the President of India, Droupadi Murmu, at Rashtrapati Bhavan.🇮🇳🥹

Congratulations my boss @ImRo45 🐐

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Imtiaz Mahmood @ImtiazMadmood]

Dubai’s Crown Prince has ordered the word “housewife” to be officially replaced with “Generations Shaper.”
The idea is simple.
A mother is not “just at home.”
She is building the future.
She is raising children.
Teaching values.
Creating routines.
Holding families together.
Passing down language, manners, faith, culture, discipline and love.
The old word made the role sound small.
The new title recognises how big it really is.
“Generations Shaper.”
Because that is what mothers do.
They shape the people who will one day shape society.
Doctors.
Teachers.
Leaders.
Builders.
Parents.
Workers.
Citizens.
Every future generation begins somewhere.
Often, it begins with a mother doing quiet work that nobody claps for.
Packing lunches.
Helping with homework.
Teaching right from wrong.
Comforting tears.
Correcting mistakes.
Making sacrifices no one sees.
Dubai’s Crown Prince said mothers are the first school for their children.
And that is why this change has touched so many people.
It is not just about a job title.
It is about respect.
A reminder that raising a family is not a lesser role.
It is one of the most important roles in the world.
Housewife sounds like a label.

Generations Shaper sounds like truth.

[Virat Kohli @imVkohli]

From an opponent to a friend over the years. It’s been a pleasure watching you bat and compete against you over so many years but more than that I value our friendship and shared perspectives on the game and beyond. I continue to cherish every time we speak or meet. Wishing you nothing but the best always brother. You’ve done your bit, you deserve to enjoy all of it now and put your feet up. Well done mate, life’s only just begun. ❤️ #KaneWilliamson

[SUHEL SETH @Suhelseth]

This is what happens when both content and craft are superlative! Take a bow team @MXPlayer for the Made-In-India series on yet another exemplary @TataCompanies company: @titanwatches : the @TataCompanies has always blazed a trail…

[Sachin Tendulkar @sachin_rt]

Vaibhav Sooryavanshi’s bat swing has been outstanding. What’s even more remarkable is how beautifully he clears his front foot to create room for balls aimed at his legs. This freedom allows him to play the way he does.

That innings was nothing short of spectacular!

[Milind Deora | मिलिंद देवरा @milinddeora]

Jeff, India offers a useful model. Less than 4% of Indians pay income tax, agricultural income is exempt for 60% of Indians & incomes up to $7,500 effectively pay zero tax under rebates. Ours is the world’s most progressive tax system, protecting the less affluent while widening opportunity.
@nsitharaman