Janine Purves

Financial planner with passion for Philanthropy at Assante Capital Management Ltd. Visit for important legal/regulatory disclosures

[Janine Purves @JaninePurves]

Surprisingly, fewer than half of couples retire at the same time. Here are some things to consider as you decide what works best for you and your spouse, and find examples of how plans can change. https://t.co/FTUYX4KTvA

[Janine Purves @JaninePurves]

Canada Pension Plan payments increased just 2.6 percent for 2025, squeezing retirees still grappling with the lingering effects of inflation. You can increase your payment by deferring when they start, but many need the cash flow. https://t.co/T8tvLqG31F

[Janine Purves @JaninePurves]

Use tax deductions to your benefit!

The more you can reduce your taxable income with deductions, the less tax you will owe this year. https://t.co/K4B5OwGY0e

[Janine Purves @JaninePurves]

This Tuesday, take a look at these tips for your TFSA.

If you have registered with the Canada Revenue Agency's My Account service, you can check your TFSA contribution limit online at any time https://t.co/uWNKDEaR7r

[Janine Purves @JaninePurves]

RRSPs are useful savings tools, but leaving assets to beneficiaries can be complicated. Here are eight strategies to manage the tax burden associated with RRSPs upon death. https://t.co/gPnHJsnP4w

[Janine Purves @JaninePurves]

The holiday season shines with joy and connection, but imagine the difference we could make if our giving extended beyond wrapped packages to something even more profound: the gift of life. https://t.co/9vH91Z3v2x

[Janine Purves @JaninePurves]

How will you express generosity on #GivingTuesday ?

Volunteer your time, make someone smile, help a neighbour, or make a donation. Everyone has something to give and every smile counts. https://t.co/jcCUb4Nzhu

[Janine Purves @JaninePurves]

This giving season, let's touch on a few strategies to donate to charities close to your heart that will help benefit both you and the charity when tax time rolls around. https://t.co/iB3zSHD5Jg

[Janine Purves @JaninePurves]

Your Last Will & Testament is a crucial part of your Aging & End of Life Plan—but it's just one piece of the puzzle!

Viive breaks down the 10 pieces of the puzzle to consider for end-of-life plans for you and your family. https://t.co/SAauq9NNRF

[Janine Purves @JaninePurves]

As our wealth increases throughout our lives, so does the complexity of our estate. A professional can help you understand the tax treatment of your assets to prepare your estate to be transferred and mitigate unexpected fees and taxes. https://t.co/SVhCvvKY2x

[Janine Purves @JaninePurves]

It's not just novices – sophisticated DIY investors can also fall victim to cognitive bias and make emotional, biased decisions. DIY investors can easily fall into the trap of overestimating their abilities. https://t.co/IVtgRqIs6L

[Janine Purves @JaninePurves]

Your finances are a numbers game.

Here is a calculator for your RRIF payments in retirement and how long the money will last. https://t.co/TqoU7Z0YNZ

[Janine Purves @JaninePurves]

Insights from behavioural finance don't just make for interesting cocktail party trivia – they have profound implications for how we approach financial education.

How do you relate to money and how does it impact your decisions? https://t.co/0cmhYtMtpe

[Janine Purves @JaninePurves]

Clients shouldn't overlook the power of life insurance in passing assets along. Beneficiaries of life insurance can skip over the probate period in which the will is executed to collect their insurance benefit to manage the estate and taxes. https://t.co/J2XO9K2NNE

[Janine Purves @JaninePurves]

This is an interesting perspective on our current tax system. I would love to hear your thoughts! https://t.co/50LgfmEwDc

[Janine Purves @JaninePurves]

Changing your portfolio's asset allocation to focus on low-interest, low-risk investments and high-interest savings can offer a safeguard against market volatility, but most investors need growth in their portfolio to support 25 years or more of retirement https://t.co/bctwXRW81F

[Janine Purves @JaninePurves]

The imminent adoption of a shorter settlement cycle for North American securities markets will benefit the markets in the long run. Learn more about the changes to the investment settlement time frame changes. https://t.co/rmiNiPdOXu

[Janine Purves @JaninePurves]

As Canada celebrates Mother's Day this weekend, Wealth Professional has been speaking with Christine Van Cauwenberghe , head of financial planning at IG Wealth Management about one of the major concerns for moms, leaving their children a legacy. https://t.co/DqkDisejTI

[Janine Purves @JaninePurves]

This study highlights a significant shift, with 60% of women actively sharing financial planning responsibilities with their partners and 99% being involved in some way https://t.co/8ctcNUl90B

[Janine Purves @JaninePurves]

It's important to support women when it comes to managing wealth. They now have more wealth to manage, they also have unique financial planning challenges that differ from those of men. https://t.co/kt3Y1abHEI