Kimi Kubo / 久保貴美

35 yrs as a Social Insurance Labor Consultant. Overseas pension claims? Leave it to us. Don't waste your Japan work — form 👇
@Sharoushiapp @nenkin_kubo

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Nakamura, 62, US-based Japanese woman. 3 jobs in Japan with gaps between. 'Unpaid periods void everything, right?' No — gaps just don't count, but paid periods stay yours. 36+48+60 = 144 months. Qualified.
#JapanPension

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Heard your Canadian pension stops if you take Japan's?

It's an urban legend.

That rule applies in OTHER countries — not Canada. Japan-Canada systems complement each other.

You can take all four.

Full video: https://t.co/9A2kTuufW5

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Tanaka, 65, Japanese, lived in Myanmar through retirement. 551 months of enrollment — long enough. But Myanmar has no 'no-income certificate'. We used local village-chief documents + Japanese translations to bridge the gap.
#JapanPension

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Worked in Japan Your Japanese Pension May Still Be Claimable Overseas https://t.co/JLJRi1v1On @YouTubeより

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Worked in Japan just 3-5 years?

Don't give up.

If your TOTAL pension contributions across systems hit 10 years, you qualify.

Apply.

Full video: https://t.co/9A2kTuufW5

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Hamada, 57, Korean, 6 yrs in Japan, took the lump-sum then forgot Japan. We found: she returned to Japan at 38 and worked 3 more yrs. Combined with Japan-Korea agreement + 20 yrs Korean pension: she qualifies again.
#JapanPension

[Kimi Kubo / 久保貴美 @JapanPensionPro]

You can receive ALL FOUR.

Japan's basic pension + employees pension.
Canada's CPP + OAS.

But only if you apply — no application, no payout.

Full video: https://t.co/9A2kTuufW5

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Worried about Japanese forms, embassy visits, hour-long phone calls in Japanese? Power of attorney lets a Sharoushi handle Japan Pension Service communication for you. You confirm decisions. We chase paperwork.
#JapanPension #Sharoushi

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Japan's official Nenkin Net portal shows your complete enrollment history online — every month you paid, every employer, every period. Free, available from abroad. Step 1 for anyone wondering 'did I really qualify?'.
#JapanPension

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Worried your Canadian pension stops once you start receiving Japan's?

It doesn't. Not in Canada.

Japan-Canada have a social security agreement — both pensions run side by side.

Full video: https://t.co/9A2kTuuNLD

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Once receiving Japanese pension overseas, you'll get a Life Certificate (Genkyo-todoke) yearly. Forget to submit → pension PAUSES. Submit late → up to 5 yrs of backpay possible. Set a calendar reminder. Don't lose what you earned.
#JapanPension

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Why trust this pension advice?

35+ years as a certified Japanese sharoshi.
67 years old, still working in this field.
Family office of 50+ years, recognized by the Emperor of Japan.

Full video: https://t.co/9A2kTuuNLD

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Worked in Japan, then Asia, then the US, now Canada?

Whatever your international career, you can still claim your Japan pension.

Once you're 60+, claim it.

Full video: https://t.co/9A2kTuuNLD

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Living in Canada and receiving Japanese pension? Default withholding is 20.42%. But the Japan-Canada tax treaty often reduces it to 15%. Submit the right form once, save 5%+ on every payment for life. Small paper, big return.
#JapanPension #Canada

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Only worked in Japan a few years?

3 years? 5 years? Still apply.

Many worked briefly in regional Japan — Aomori, Fukushima. Pension was deducted from their salary too.

You can claim from 60.

Full video: https://t.co/9A2kTuuNLD

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Divorced after a Japanese marriage? Japan's Pension Division can split your ex-spouse's Employees' Pension record from the marriage years. 2-year window from divorce. Works even from abroad — complex, but possible.
#JapanPension

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Worked in multiple countries?

Social Security Agreements let you COMBINE periods to qualify.

But each country pays only what YOU earned there.

So apply in each country.

Full video: https://t.co/9A2kTuuNLD

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Nguyen, 35, Vietnamese, 3 yrs in Japan, 220K yen/month. Lump-sum: ~47,520 yen one-time. Pension if eligible: ~104,600 yen/year for life. Just 5.5 months of pension > lump-sum. Over 15 years, ~1.5M yen more.
#JapanPension

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Your Japanese pension isn't just what YOU paid in.

It's your contribution + your employer's — calculated together.

Sharoshi Masters answers inquiries from anywhere — Canada, US, Asia.

Full video: https://t.co/9A2kTuufW5

#JapanesePension #Expats #年金

[Kimi Kubo / 久保貴美 @JapanPensionPro]

Foreign nationals: the lump-sum withdrawal expires 2 years after leaving Japan. Past 2 yrs and that door closes — but the pension door may stay open via Social Security Agreements. Don't let one deadline convince you all are gone.
#JapanPension