Jay Star

@JayStar_10

Practicing Christian🛐 | Aspiring Professional Footballer⚽ | Computer Software Engineer💻 | Forex & Crypto Enthusiast💵 | A Jack of all trades, master of all🙂

Joined December 2024

22 Following

1 Followers

41 Posts

Jay Star @JayStar_10

2 days ago

@TsionArk For me to get the $100k, I can get more. There might be no need for planning😌

JayStar_10 retweeted

TsionArk

@TsionArk

2 days ago

If you suddenly got $100,000 today, what's the first thing you're doing with it?

478

Jay Star @JayStar_10

2 days ago

You can’t blame the powerful until you have power

JayStar_10 retweeted

TsionArk

@TsionArk

8 days ago

The Future of Finance Shouldn't Require a Degree to Understand The financial system is more advanced than it has ever been. Markets move across borders. Assets can be bought and sold in seconds. Technology has made it possible for millions of people to participate in markets that were once available to a much smaller group. And yet, for the average person, finance can still feel strangely difficult. Not because the technology isn't there, not because the opportunities don't exist. But because everything seems to come with another layer of complexity. Think about what happens when someone decides they want to invest. Before they even get started, they may encounter brokerage accounts, KYC requirements, custodians, settlement periods, market orders, limit orders, bid-ask spreads, tickers, leverage, liquidity, fees, risk disclosures and an endless stream of unfamiliar terminologies. None of these things are necessarily bad. They exist for important reasons. The problem is that, put together, they can make financial markets feel like a place built for people who already understand how everything works. And that creates a strange situation where only experts are involved. We have spent years making financial technology faster, but we haven't always made it easier to understand. A person shouldn't need to understand how the entire financial system works before they can begin learning how to use it. Imagine buying something online. You find what you want, look at the price, understand what you're paying and decide whether you want it, finance can feel completely different. You might see an asset you are interested in, but then you're confronted with questions about custody, settlement, spreads, order types, market structure and a dozen other things before you even know whether the asset makes sense for you. That's where complexity becomes a real barrier. And this isn't an argument for hiding information. Infact, it’s quite the opposite. People deserve to know what they're putting their money into. They should understand the risks, the fees and the consequences of their decisions. But there is a difference between providing information and making people fight through complexity to find it. Education should help someone move forward. It shouldn't be another wall they have to climb. Technology gives us an opportunity to rethink this. The complicated infrastructure can remain underneath the surface while the experience becomes easier to understand. A person should be able to discover an asset without first becoming an expert in market infrastructure. They should be able to see the important risks without having to decode pages of financial terminology. Fees should be clear, portfolios should make sense. Transactions should feel intuitive. And when someone doesn't understand something, the product should help explain it rather than simply leaving them to figure it out themselves. That's where technology can make a meaningful difference. The goal shouldn't be to make finance feel like a game or encourage people to make reckless decisions. It should be to remove unnecessary complexity while keeping the information people need to make responsible decisions. Because simplicity and education aren't opposites. In fact, good design can make education better. If someone can clearly see what they're doing, why they're doing it and what the risks are, they are in a much better position to make an informed decision. We shouldn't expect every person to become a financial expert just to participate in financial markets. The financial system can remain sophisticated. The infrastructure can remain incredibly complex. The technology behind the scenes can continue becoming more advanced. But the person using it shouldn't have to carry all of that complexity on their shoulders. The market can be sophisticated. The experience doesn't have to be. That is where the future of finance should begin.

TsionArk's tweet photo. The Future of Finance Shouldn't Require a Degree to Understand

The financial system is more advanced than it has ever been.

Markets move across borders. Assets can be bought and sold in seconds. Technology has made it possible for millions of people to participate in markets that were once available to a much smaller group.

And yet, for the average person, finance can still feel strangely difficult.

Not because the technology isn't there, not because the opportunities don't exist.

But because everything seems to come with another layer of complexity.

Think about what happens when someone decides they want to invest.

Before they even get started, they may encounter brokerage accounts, KYC requirements, custodians, settlement periods, market orders, limit orders, bid-ask spreads, tickers, leverage, liquidity, fees, risk disclosures and an endless stream of unfamiliar terminologies.

None of these things are necessarily bad.

They exist for important reasons.

The problem is that, put together, they can make financial markets feel like a place built for people who already understand how everything works.

And that creates a strange situation where only experts are involved.

We have spent years making financial technology faster, but we haven't always made it easier to understand.

A person shouldn't need to understand how the entire financial system works before they can begin learning how to use it.

Imagine buying something online. You find what you want, look at the price, understand what you're paying and decide whether you want it, finance can feel completely different.

You might see an asset you are interested in, but then you're confronted with questions about custody, settlement, spreads, order types, market structure and a dozen other things before you even know whether the asset makes sense for you.

That's where complexity becomes a real barrier.

And this isn't an argument for hiding information. Infact, it’s quite the opposite.

People deserve to know what they're putting their money into. They should understand the risks, the fees and the consequences of their decisions.

But there is a difference between providing information and making people fight through complexity to find it.

Education should help someone move forward. It shouldn't be another wall they have to climb.

Technology gives us an opportunity to rethink this.

The complicated infrastructure can remain underneath the surface while the experience becomes easier to understand.

A person should be able to discover an asset without first becoming an expert in market infrastructure.

They should be able to see the important risks without having to decode pages of financial terminology.

Fees should be clear, portfolios should make sense. Transactions should feel intuitive.

And when someone doesn't understand something, the product should help explain it rather than simply leaving them to figure it out themselves.

That's where technology can make a meaningful difference.

The goal shouldn't be to make finance feel like a game or encourage people to make reckless decisions.

It should be to remove unnecessary complexity while keeping the information people need to make responsible decisions.

Because simplicity and education aren't opposites.

In fact, good design can make education better.

If someone can clearly see what they're doing, why they're doing it and what the risks are, they are in a much better position to make an informed decision.

We shouldn't expect every person to become a financial expert just to participate in financial markets.

The financial system can remain sophisticated. The infrastructure can remain incredibly complex.

The technology behind the scenes can continue becoming more advanced.

But the person using it shouldn't have to carry all of that complexity on their shoulders.

The market can be sophisticated. The experience doesn't have to be.

That is where the future of finance should begin.

Jay Star @JayStar_10

7 days ago

I can lose, but I will never lose and I will never be lost

JayStar_10 retweeted

Tife ❤️🎙️

@D_GreatTife1

9 days ago

this guy and Asake… it only took both of them 2 years for their lives to skyrocket from 0 to 100…. you could literally be broke right now and in the next 2 years, you’re already buying luxurious cars and houses with mád connections i mean… it takes just one right person to change your story!

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Jay Star @JayStar_10

23 days ago

The world is a cruel one, appreciate every kindness it shows you

Jay Star @JayStar_10

24 days ago

Some say the sky is their limit, but my own limit is nothingness

Jay Star @JayStar_10

25 days ago

Almighty God, fight for me with abundant riches and prosperity😩

Jay Star @JayStar_10

about 1 month ago

As long as God is the supreme creator, of life, of humans, I will meet and know the greatest and most successful humans in their respective fields in regards of making the world a better place in Jesus name😌