Brad 🇺🇦

Golf and college football. Husband and father. 2021 & 2022 National Champion UGA | Northwestern

[Brad 🇺🇦 @Jbpayne32]

@ethanflynncpa @mortgagetruth It gets refunded to you

[Brad 🇺🇦 @Jbpayne32]

@GrahamCoffeyDC Just a whole lotta nothing from a team that delivered all year

[Brad 🇺🇦 @Jbpayne32]

@GrahamCoffeyDC 2019 LSU might like a word…

[Brad 🇺🇦 @Jbpayne32]

@DrAlmarielao What is that?

[Brad 🇺🇦 @Jbpayne32]

@DrAlmarielao What is that?

[Brad 🇺🇦 @Jbpayne32]

@GrahamCoffeyDC So glad we ‘stole’ Mike White and Florida hired Todd Golden, who won the title last year. A+ all around

[Brad 🇺🇦 @Jbpayne32]

@swterry911 @nytimes Who was president in 2024?

[Brad 🇺🇦 @Jbpayne32]

@money_cruncher How does social security payments affect this?

[Brad 🇺🇦 @Jbpayne32]

@HomeLoanBill Definitely wasn’t clear!

[Brad 🇺🇦 @Jbpayne32]

@AdvisorJohn @mortgagesinDC @ScottHevel @SactoGeoff @TheLawe912 95% of the loans I close are soft pull only. PennyMac is the only one that requires a hard pull. $69 for a single, $138 for joint

[Brad 🇺🇦 @Jbpayne32]

@mortgagetruth I honestly think it would be an amazing product. There’s a lot of scenarios where bank statements make more sense vs showing tax returns. I’ve had borrowers that have such complex tax returns that the documentation requirement would be insane so bank statement was just easier

[Brad 🇺🇦 @Jbpayne32]

@Noahpinion Yeah, but when it’s priced as openly as a hospital bill, how’s anyone supposed to know?

[Brad 🇺🇦 @Jbpayne32]

@Noahpinion Foreign countries should pull a reverse China Cycle on these investments

[Brad 🇺🇦 @Jbpayne32]

@ReportBulldawg Our offense was like 2010 when we went 6-7, so while 2023 was great, kinda sucked in 2024

[Brad 🇺🇦 @Jbpayne32]

@BudElliott3 @jacobkarnes @Tigity11 Seriously? Is one NFL staff or one management team able to get the best out of a person. That’s just dumb

[Brad 🇺🇦 @Jbpayne32]

@TomFornelli Didn’t cover

[Brad 🇺🇦 @Jbpayne32]

@NoLayingUp @highnoonsunsips I hear he has Brad Payne on the bag…vibin

[Brad 🇺🇦 @Jbpayne32]

@colecubelic @AtlantaFalcons And what does it say when they keep picking too 10…