Jeffrey D. Cummins,CPA,MBA,CFP®

Spectrum Wealth Strategies- CFP® Professional, Managing Partner. Helping provide clarity and confidence as we guide clients along their financial journey

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Retirees often underspend despite strong finances. This piece explains why spending feels risky and how behavioral strategies can make retirement income easier to use. https://t.co/HGszRMHmol

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Learn the Spending Regret Audit, a 4-step behavioral finance method to spot regretted purchases, cut spending regret, and align money with your values. https://t.co/RSUBwLZpHq

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

A new study shows that a 20-second daily habit, when practiced in a certain way, leads to greater self-compassion and lower mental health symptoms over six-months. https://t.co/WfwY1ettjw

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Share sales at OpenAI and Anthropic minted hundreds of millionaires. They’re splurging on computer hardware and espresso machines. https://t.co/knlgdsLFRl

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Amidst AI hype, investors must focus on fundamentals. https://t.co/To1hzAjl6X

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

9 different television channels and streaming platforms will broadcast NFL matchups in the next 18 weeks, racking up a season-long bill of nearly $1,000 in subscriptions for die-hard football fans who plan to watch every single game https://t.co/QeybwWAvH0

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

John Cochrane, a senior fellow at the Hoover Institution, says that rate cuts will lower inflation only in the short term so long as fiscal policy favors borrowing and spending. https://t.co/XGYIdxc0N7

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Values, not goals, are the real decision-making advantage — a practical filter, backed by recent research, for choosing what's actually yours. https://t.co/aZujfvl7HS

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Here's what smart people in economics and finance are saying about the Fed's latest rate hike, and where interest rates could go next. https://t.co/4fOe8jiWYh

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

How 16 top economists think AI will change the job market, and how to prepare https://t.co/Dnihw1qnoa

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Last chance to register! I’m inviting you to listen first-hand from Daken Vanderburg, Chief Investment Officer, MassMutual Wealth Management, as he gives a clear, calm perspective during uncertain times. Don’t miss out—your financial peace of mind matters. https://t.co/ssDClSUAE9

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Last week, the S&P 500 and Nasdaq climbed to all-time highs, and a recent string of trade deals has led to decreasing uncertainty around US trade policy. Be sure to read this week’s market perspective for more key insights. https://t.co/5l5LZYPCLT

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Mitigate risk today for peace of mind tomorrow. With a solid plan that includes risk mitigation, you can be confident that you’re well-positioned to face whatever comes your way. Contact me today and let’s get started.

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Securing your future starts with strategies for maximizing what you make today. Use this guide to get more from your money in every stage of life.
https://t.co/JPbLw3ukH7

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Last week, earnings season kicked off with better-than-expected results from major banks and tech firms. Learn more with this week’s market perspective and get the insights into key economic releases. https://t.co/OvufsKgrwJ

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Reminder to register! Looking for a calm, clear perspective in uncertain times? Join us as Daken Vanderburg, Chief Investment Officer of MassMutual Wealth Management, gives a breakdown of the current economic landscape. Register today! https://t.co/9RhxEDxfz4

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Life is unpredictable—that’s why smart financial planning includes risk mitigation. Contact me and let’s create a plan that protects what you’ve built and stands the test of time.

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

What trends shaped the market the week ending 7/11? Check out our weekly market perspective to catch the highlights. https://t.co/1ZTQICGdE9

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Feeling uneasy about the economy? You're not alone. Join us as Daken Vanderburg, Chief Investment Officer of MassMutual Wealth Management, gives a breakdown of the current economic landscape. Register today! https://t.co/N0bSB9SzWr

[Jeffrey D. Cummins,CPA,MBA,CFP® @JeffCumminsSWS]

Whether you have visions of traveling extensively or relaxing at home, a solid retirement plan today can help ensure peace of mind tomorrow. Let’s build a roadmap to your financial future—contact me today.