Jennifer Falardeau

I try to be an example for independence and strength. I like to encourage others and appreciate the ones who encourage me to get tuff when the tough gets going.

[Jennifer Falardeau @JenniferFalard2]

BURDEN of OVERFUNDED PPP LOANS falls on borrowers.
Without hesitation its been made clear. BIG BANKS are in glory while they are protected. Small business owners should have known the rules, before banks& SBA figured it out? Even if used $ honestly
@USTreasury @SBAgov
@SBAIsabel

[Jennifer Falardeau @JenniferFalard2]

@SBAgov @RepDebDingell @USTreasury @congressdotgov
Small businesses need help before September. Banks are not partnering with SBA and are not forgiving small businesses.
I will have to cash out life insurance to pay back 38000 in payroll alone and a total of 76,500

[Jennifer Falardeau @JenniferFalard2]

PNC not helping to forgive our PPP. PNC Taking back words of forgiveness. Being sent emails that our forgiveness amount is being reduced. We did not error, bank requested 1099s, have emails. Why are we trapped into a loan. They won't budge! Who helps? @USTreasury
@RepDebDingell

[Jennifer Falardeau @JenniferFalard2]

HELP! PPP FORGIVNESS Annekes Downtown Hair / Disaster with PNC. NO FORGIVNESS FOR PAYROLL BECAUSE WE WERE OVERFUNDED. WE SPENT 38,000 IN 24WKS ON PAYROLL. WE HAD MEETINGS IN PERSON TO RESOLVE OVERFUNDING PNC ASSURED US OF NO ISSUES
@USTreasury @SBAgov
@RepDebDingell @SBAIsabel

[Jennifer Falardeau @JenniferFalard2]

Small businesses can't afford this to happen. Who's stepping in? Months of waiting for reviews and approvals processing. Small businesses one their own to figure out how to pay banks back. Now no way to appeal, some banks have their own provisional rules.
@SBAgov @USTreasury

[Jennifer Falardeau @JenniferFalard2]

To rescue a small business is not to give them a loan make them swear in good faith they cannot continue without, and then lock the business into a loan before its even over. I may have to cash in Life insurance policy to pay back PNC.
NO SBA
NO APPEAL
@POTUS

[Jennifer Falardeau @JenniferFalard2]

@SBAIsabel @SBAgov @USTreasury @POTUS
@DebDingell
NOT FAIR, Small Businesses left behind fight big banks for PPP forgiveness. After registering w/ SBA Portal, banks opt out.
A nightmare for some small businesses. How can this be.
The ones who fought hardest.

[Jennifer Falardeau @JenniferFalard2]

#NewProfilePic

[Jennifer Falardeau @JenniferFalard2]

@BarackObama My small business fighting for forgiveness.
Financial, mental distress due to approval errors, discrepancies, misrepresentation of the PPP.
Banks promises revoked, approval & in good faith application. OVERFUNDING ERRORS pinned on small business.
YOU PLEASE HELP

[Jennifer Falardeau @JenniferFalard2]

@POTUS @USTreasury @SBAgov
Small businesses are still struggling. We cannot be responsible for application processing errors. In good faith we applied and were APPROVED upon documents provided
Overfunded loan caused chaos
After "Final Rule-borrower error"

[Jennifer Falardeau @JenniferFalard2]

PPP Loans approved with payroll errors dial back small businesses relief.
Small business take the heat.

Banks guided use of overfunded loan amounts.
Documentation for funding was overlooked by WHO?
@SBAgov @USTreasury @POTUS @js4uscongress @HouseFloor

[Jennifer Falardeau @JenniferFalard2]

Over funded PPP loans cause heartache for borrowers.
Applicant brought error to attention of bank and SBA.
VERIFIED LOAN, SPENDING, FORGIVENESS IN PERSON BEFORE SPENDING, WAS GUARENTEED BY BANK ON FORGIVNESS AMOUNT.
NOW A DEBT
@POTUS @SBAgov @USTreasury

[Jennifer Falardeau @JenniferFalard2]

SMALL BUSINESS OWNERS CAUGHT BETWEEN BANKS AND SBA GUIDANCE FOR PPP FORGIVNESS

SM BUS TAKE THE RATH FOR PPP APPLICATION ERRORS AFTER DOCUMENTATION TO QUALIFY AND APPROVED.

FUNDS SPENT ACCORDING TO GUIDLINES NOT BEING FORGIVIN.
@USCongress_GTA

[Jennifer Falardeau @JenniferFalard2]

Doors may be closing for many micro, small business after the fight to stay alive.
The approval process has caught up many small business from moving forward.
Applications once approved are no longer offering the relief or fogivness to stay afloat due to overfunding.
@USTreasury

[Jennifer Falardeau @JenniferFalard2]

SMALL BUSINESS OWNERS CAUGHT BETWEEN BANKS AND SBA GUIDANCE FOR PPP FORGIVNESS

SM BUS TAKE THE RATH FOR PPP APPLICATION ERRORS AFTER DOCUMENTATION TO QUALIFY AND APPROVED.

FUNDS SPENT ACCORDING TO GUIDLINES NOT BEING FORGIVIN.
@SBAgov
@USTreasury

[Jennifer Falardeau @JenniferFalard2]

@POTUS @POTUS44 @SBAgov
Pay attention to PPP Round 1 forgiveness. While there was no direction many are struggling to find solutions with forgiveness. Many small PPP loans will be the nemesis of small businesses and become a debt.
Who is helping here????

[Jennifer Falardeau @JenniferFalard2]

@SBAgov @POTUS @USTreasury @obama Jumpimg to PPP FORGIVENESS, I have been told exactly what to spend by PNC .
We have called for assistance on forgivness to get this done. Yet nobody has called back after weeks.
We need forgivness, NOW!

[Jennifer Falardeau @JenniferFalard2]

@SBAgov @Potus
I have called for help pointed out errors overlooked, told PNC I was overfunded. STILL advised to spend money for allowable expenses, document for forgivness.
Rules changed, bank will not accept forgivness app or call us.
WHY? WHAT DO WE DO?

[Jennifer Falardeau @JenniferFalard2]

@POTUS @SBAgov I will not apply for round 2PPP. I have had nearly a year of being mislead by banks, rules, changing rules from forgivable expenses to not forgivable. Pointed out flaws and fought to survive, and now in debt for the first time in 32 years.

[Jennifer Falardeau @JenniferFalard2]

@GOPLeader Stop bullying our future. Do nothing else like last administration. Be supportive!
Go Joe!