Jessica Gillman

[Rob Bradford @bradfo]

Finish your day with Payton Tolle hugging Dustin Pedroia’s kids

[Clare @clare__4019]

jolly lil fucker ain’t he

[Tim Healey @timbhealey]

Payton Tolle walked off the Fenway Park mound, for potentially the last time this year, to a standing ovation from the fans behind the dugout. He waved.

His final line: 5 2/3 IP, 8 H, 2 R, 2 ER, 2 BB, 5 K.

He ends his rookie (regular) season with a 3.03 ERA.

[Brother Counsel @BrotherCounsel]

Just finished watching the oral argument in Richard Allen’s appeal in the Delphi murders case. His attorney did a great job. Every time I’m reminded of the judge’s absolutely horrific, error filled rulings, it makes my blood boil. Innocent or guilty, what happened to him should never ever happen in this great country.

[Nik Starow @StarowNiklas]

They put a man with an already fragile mind into solitary confinement, in a supermax prison within a supermax prison.
Policy says 30 days max. He was in 'the hole' for 13 months.

It took the state 5 months to break him. Pumped to the brim with Soviet Unions favorite mind altering drug, Haldol.

He confesses to starting WW3.
He confessed to murdering his grandkids (he doesn't have any)
He confessed to cheating on his wife with a matchstick.
He confessed to being God.
And finally, he confessed to killing the girls, but he got it wrong the first times.
Saying he shot them in the back.

But eventually he confessed "correctly".

If you approve of this being done to one.
You approve of it being done to everyone.

[Jessica Gillman @JessicaGil6001]

@oksanka_luky @KateOHehir Look how stunning you are! Classy timeless!!

[Jessica Gillman @JessicaGil6001]

@mipassenger33 It's embarrassing to be part of this movement because of the cant sit at my table high school insecurities! I can compare this ridiculously immature behavior to specific school situations! I couldn't imagine thinking I am being helpful or part of anything acting a dang fool!

[MLB @MLB]

Payton Tolle is an absolute gem 😭

[Section 10 Podcast @Section10Pod]

Ceddanne knows he caught that ball.

[Jared Carrabis @Jared_Carrabis]

This was ruled not a catch. There is quite literally no point in having replay. Like, what in the actual fuck are they looking at? What a fucking joke. The ball was in his glove the entire time.

[Red Sox @RedSox]

Frame it.

[Red Sox @RedSox]

You've got to tip your cap.

[SuperTrucker 🚛💨→💻 @supertrucker]

Parents pushed them into going to school instead of going to work. Immigrants stepped in and filled those roles. There’s no going back.

[Red Sox @RedSox]

Just dudes being dudes.

[Janet Gardner @cjsp4]

This man is going to blow the lid off mental health treatment in this country next week. Hope you are ready!
#LindsayClancy

[Jessica Gillman @JessicaGil6001]

@jenpellzy14 @defense_diaries And you think that in a screaming fit of terror a child will feel far more comfortable with a stranger lordy mercy besides you have no idea why tje child is crying maybe illness maybe autism maybe fear so insert yourself for danger or harm otherwise let the loving parents parent.

[Jessica Gillman @JessicaGil6001]

@1111Deanna @defense_diaries And any MOM would absolutely deny help on a plane from a male stranger! And in true lawyer fashion Bob wasn't complaining just stating a factual circumstance .

[Jessica Gillman @JessicaGil6001]

@Wienekelo You mean being released is more than a bus ticket and an outfit? Lol! Reentry is my heart! Lucky to be a part of the process for women via restorative justice programs.

[Isaac @iTalkStudiosYT]

WHAT THE FUCK IS HAPPENING IN BOSTON RIGHT NOW

[hunter @hxxntrr]

A debt collector just sued your neighbor for a $3,200 credit card from 2017

The debt expired 2 years ago. The lawsuit is legally unenforceable. The collector knows this. They filed it anyway because 94% of people don't show up to court

When you don't show up the judge enters a default judgment. Now the collector can garnish your wages on a debt that was legally dead before they ever filed the paperwork

This is the single most profitable scam in the collection industry. Sue on expired debt. Wait for no-shows. Collect forever

Every state has a statute of limitations on consumer debt. After that window closes the collector can still ASK you to pay but they cannot SUE you for it. The debt is legally time-barred

State-by-state SOL on credit card debt:

3 years: Alabama, Alaska, Arizona, DC, Indiana, Maryland, Mississippi, Montana, New Hampshire, North Carolina, South Carolina, Virginia
4 years: California, Colorado, Delaware, Georgia, New York, Pennsylvania, Texas, Utah
5 years: Florida, Idaho, Kansas, Maine, Michigan, Minnesota, Nebraska, Nevada, New Mexico, Oregon, South Dakota, Washington, Wisconsin, Wyoming
6 years: Connecticut, Hawaii, Illinois, Iowa, Louisiana, Massachusetts, Missouri, New Jersey, North Dakota, Ohio, Oklahoma, Tennessee, Vermont, West Virginia, Arkansas

After the SOL passes, if a collector sues you, your ONLY job is showing up to court and saying 5 words:

"The statute of limitations expired"

Case dismissed. The collector eats the filing fee. The judgment never enters. Your wages stay in your bank account

But 94% of defendants in collection lawsuits don't show up. They get the court summons, panic, and do nothing. Default judgment. Wage garnishment. Bank levy. On a debt the collector couldn't legally enforce if the defendant had shown up for 11 minutes

The deeper play:

If a collector SUES you on time-barred debt, they just violated the FDCPA. Section 807 prohibits "unfair or unconscionable means to collect a debt." Filing a lawsuit on expired debt is a violation in most federal circuits. You can countersue for $1,000 in statutory damages plus attorney fees plus actual damages

A guy in Texas got sued on a $4,100 Capital One card from 2016. Texas SOL is 4 years. The suit was filed in 2023, 7 years after last activity. He showed up, filed an answer citing the expired SOL, and filed a counterclaim for FDCPA violation

Original lawsuit: dismissed
Counterclaim: settled for $3,200 plus attorney fees
Net result: he MADE money from a debt collector trying to collect a dead debt

The critical rule: NEVER make a payment on time-barred debt. In many states, a single payment of any amount restarts the statute of limitations clock. The collector calls and says "just pay $50 to show good faith." That $50 resets the SOL and gives them a fresh 3 to 6 years to sue you. They know this. You didn't

Never acknowledge the debt in writing either. In some states, written acknowledgment can also restart the clock. When a collector calls about old debt, the response is:

"I am not acknowledging this debt. What is the date of last activity on this account?"

If the date of last activity plus your state's SOL has passed, the debt is dead. Hang up. Send a cease letter under FDCPA 805(c). If they sue anyway, show up, cite the SOL, and countersue

A woman in Florida had $23,000 in collections from 3 accounts, all from 2017 and 2018. Florida SOL is 5 years. All 3 were time-barred by 2023. Two of the collectors had already filed lawsuits. She showed up to both, filed SOL defenses, both dismissed

Then we disputed all 3 with the bureaus: "This account is past the statute of limitations in my state. The continued reporting of time-barred debt is inaccurate and misleading"

Two of the three deleted within 30 days. The third required a CFPB complaint. Deleted at day 52

$23,000 in collections. $0 paid. All 3 removed from her report. Score went from 578 to 694

The collectors are suing people on dead debt because they know you won't show up to court. Show up. Say 5 words. Walk out with your money lmfaooo

(i fix credit in 30-90 days. link in bio)