During payment, I selected Travel Fund for payment. As the amount in my Travel Fund is below the total amount, I selected Paypal as the 2nd payment option. However, I was billed only on my Paypal account. My Travel Fund was not used. @CebuPacificAir "Chat with Agent"
@imchristan had a similar experience. if you know the person mentioned in the sms, she may have loaned from one of these "loan agencies" who'll require the person to install their app on her phone, and then they will have access to her contacts.