JhinTux

Software Engineer. Blockchain, Software architecture, Cryptography.
DeFi 💡

[JhinTux @JhinTux]

@MiyagiCripto Que? Luna?

[JhinTux @JhinTux]

@joostienXD In Peru you never know
Most of people that supports Roberto is from zones that barely have some basic services so i think that market is way opinionated
People is starting to assume Roberto will win, the hate to Keiko has always been more than anything else in politics

[JhinTux @JhinTux]

What's better than holding stocks is also putting in LP. Keep printing 💸💸

Thanks @xStocksFi

[DeFi Andree @DeFi_Andree]

Pendle x Strategy: How DeFi Turns Strategy’s Preferred Stock into an Onchain Bitcoin Credit Curve

Bitcoin’s biggest dilemma has always been capital efficiency: a trillion-dollar asset sitting largely idle

But the narrative is rapidly shifting Store of Value → Programmable Credit

By bridging corporate dividend streams ($STRC) directly onto DeFi rails, we are not just creating another wrapped token. We are witnessing the birth of an on-chain credit curve for the world's most pristine collateral

It is no longer about holding spot and praying for price volatility. It is about isolating risk, extracting real value, and trading structured yield.

Here is how ~20% Fixed APY engine actually works under the hood

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Credit Origination starts with @Strategy ( $STRC )

Instead of letting a massive @Bitcoin treasury sit idle, it generates a dividend stream. Protocols like @saturn_credit, @apyx_fi, @xStocksFi bring this exact yield on-chain

So instead of just holding a volatile asset, you are capturing a continuous yield stream backed by institutional-grade collateral. You are holding a productive asset

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Not all capital has the same risk appetite. This is the defensive and offensive side of the architecture

Through @strata_markets and @roycoprotocol, this tokenized yield is tranched into specific profiles:

→ Senior Tranche: Safety first. Lower yield, maximum protection
→ Junior Tranche: Higher yield, absorbing the underlying risk

In other words, risk is isolated. Institutional capital can park safely, while degens can chase the premium. Risk control becomes an active position

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This is where the market decides the fair value of that yield. You do not need to guess market direction. You only need to choose your exposure

That is where the @pendle_fi market data gets interesting:

🔹 For Defensive Capital (PT - Fixed Yield):
> Royco (jrRoyAPYUSD): Lock in 20.95% Fixed APY
> APYX (apyUSD): Lock in 19.22% Fixed APY
> Strata (jrUSDat): Lock in 15.29% Fixed APY
> xStocks (STRCx): Lock in 15.06% Fixed APY
> Saturn (sUSDat): Lock in 14.33% Fixed APY

🔹 For Aggressive Capital (YT - Levered Upside):
> APYX (apxUSD): 72x Leverage
> Saturn (USDat): 42x Leverage
> Strata (srUSDat): 34x Leverage
> Saturn (sUSDat): 26x Leverage
> xStocks (STRCx): 25x Leverage

The real takeaway is not just high APY, but the power of customizing your payoff structure on a Bitcoin-backed asset

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Flywheel = BTCFi as Alpha

→ Bitcoin can generate dividends
→ Dividends can be tokenized
→ Tokenized yield can be tranched and traded

And when traders can move between different risk profiles of the same underlying asset, capital flows back in. More capital expands the STRC-backed products, creating a massive on-chain credit curve

That is what makes this architecture interesting to me. It is not just another wrapped BTC. It is a primitive for expressing yield views through structured risk

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Bitcoin is no longer just something to hold. It becomes the base layer of a credit economy

➥ Institutional collateral + DeFi Composability = BTCFi Alpha.

[JhinTux @JhinTux]

@lordjorx @EmberProtocol @Reental_co Interesting idea, following 👀

[JhinTux @JhinTux]

Worth to explore

[Bridge @Stablecoin]

1/4 Today, Bridge is expanding its onramp and offramp network with COP (Colombian Pesos) using Bre-B, Colombia’s instant payment network.

[JhinTux @JhinTux]

The end of an era. I did enjoy the product
F*ck blockbet btw 🦦

[fabiano.sol @FabianoSolana]

🚨 Rainfi Airdrop just went live

There's no hurry to claim as the Airdrop is in JUICED (lended JupUSD)

Very nice stimmy once again

Great job @jup_offerbook & @JupiterExchange

[Papa León XIV @Pontifex_es]

En abstracto, la tecnología no es en sí misma una solución a los problemas de la humanidad, como tampoco es un mal en sí; pero, concretamente, no es neutral, porque toma el rostro de quien la concibe, la financia, la regula, la utiliza.

[JhinTux @JhinTux]

@precisox Si algo pequeño supabase, hasta tiene un MCP con Cursor. Vibecodee una app y no tuve que tocar ni una sola línea de SQL

Para cosas grandes depende pero Postgres ftw!

[Capital Markets @capitalmarkets]

New ATH: Solana RWA value crosses $2.8B.

Holder count also at a record 216K.

[JhinTux @JhinTux]

live fast
die young
be wild & have fun

[Soju 燒酒 | Meteora @0xSoju]

tokenized RWA on-chain.

all of the risks of tradi AND all the risks of defi

[JhinTux @JhinTux]

@ChefFranPS También me siento un tanto identificado y como dev todas las ideas que voy viendo van enfocadas en privacidad, agente IA que paguen cosas, RWAs, creo que pueden pegar más aquí en Latam
De resto son gringos queriendo gastar sin tener KYC para no tener que pagar nada

[WayLearn @waylearnlatam]

Esa idea que tienes en mente (o ya empezaste a construir 👀) puede despegar en el Solana Latam Labs Builders, junto a @SolanaFndn

Te dejamos info sobre fechas, selección y qué esperamos de los proyectos 🚀.

Es momento de construir: https://t.co/xzKE7El9xX

[Bartega | Kamino @xBartega]

the top 5 yield opportunities on Kamino are all RWA loops, and that's not a coincidence

i've been writing about RWA progress for over a year because it's clear to me that the future of onchain finance belongs to real yields coming from genuine productive economic activity

ONyc, PRIME, syrupUSDC - reinsurance premiums, US home equity, institutional credit. 16-24% APY backed by activity that continues regardless of where BTC trades

@solana and kamino provide the perfect infrastructure to make this possible

i have no doubt solana will be the home of RWA finance, and that kamino will provide the rails it scales on

[JhinTux @JhinTux]

@rainyvthv Ni las entradas para Lux están tan caras 🙄

[JhinTux @JhinTux]

interesting
I was thinking how @Loopscale does it but I remembered the fix duration borrow that give us (me) time to unwind the loop if something really wrong happens 🤔

[Kamino Intern @kaminointern]

https://t.co/LKej6FsH6q

[Lily Liu @calilyliu]

We use our treasury to support the growth of the Solana economy. That is, definitionally, DeFi.

But economies don’t exist in isolation. For Solana to be healthy, all of defi has to be healthy.

We like competition. We compete hard. But if we zoom out, we’re all pushing toward open finance and open systems.

We’ve deployed our treasury into Solana DeFi for many years. We supported Tether’s recovery plan for Drift.

In moments like these, it’s important to show up for the broader ecosystem too.

That’s why we are lending USDT into @aave for the first time to support their recovery efforts, and we will also be bringing $AAVE to Solana this weekend.

DeFi United

[JhinTux @JhinTux]

@Swizec Got stressed using aidevkit, I just keep talking with the agent and open a new chat for each req then ask to resume the changes in a doc. yup 🥲

[JhinTux @JhinTux]

@SolanaSensei Latam presente !

[gum @gumsays]

I may look very stupid but here goes

DeFi is dead - the way it is today is going to lead to a slow bleed of TVL, loss of trust, and massive loss of capital from users

There are no simple but effective safeguards for users. Hell, even some teams don't enforce basic rules when they have hundreds of millions of TVL.

You don't have to give up decentralization to protect users

I brainstormed a bit, most ideas are probably awful and not possible but hopefully can lead to smarter people coming up with better ones:

TO PREVENT WALLET COMPROMISES
— Idle mode: allows users to freeze their account for X period of time, to unfreeze requires a password/code/face or finger ID
— Safeguards: when creating an account, allow user to select between fast/slow account, where fast means immediate withdrawals and slow means timelocked withdrawals. This would allow users to have Hot/Cold accounts individually like we have cold wallets and hot wallets.
— Whitelist: user defines 1-3 addresses where funds can go to. Changing whitelist has a 72h timelock. This would mean that even if the wallet is exploited, the funds can only go to accounts the user added himself.
— Limits: On Cold account mode, don't allow more than X% of funds to be withdrawn in a period smaller than 24-48 hours

FOR DEFI PROTOCOLS

— Transparency: Show Multisig/Timelock and other safety transparency details at all times in the page, through either a clickable popup or other way that works with the UI - projects should be proud to show their safety standards and by doing so, force unsafe ones to improve.
— Oversight: Create a task force with FNDN oversight & members from each DeFi protocol with over $X00M TVL to create best practices and keep and open line of communication on ecosystem security.
— Funds Flows: Have an easily accessible tab/dashboard/tooltip, where I can see where my money is going to: how many protocols, which ones, etc.

I think Wallets also should provide a button in the main wallet page to revoke all permissions so that the user is motivated to do it often.