Jim Uren, CFP®

Securities offered through Osaic Wealth, Inc., member FINRA/SIPC. Other entities listed are not affiliated. See website for important disclosures.

[Jim Uren, CFP® @JimUren1]

Should you DIY your finances or work with an advisor? The choice is ultimately up to you, but there are benefits of each, and we break them down in TYYR pod ep 8: https://t.co/O37RZG2bji

[Jim Uren, CFP® @JimUren1]

Keep this in mind the next time you want to borrow money: The cost of your loan has to come from somewhere, and that "somewhere" is your future. Every $ in interest is one you won’t be able to use for savings or investments in retirement.

[Jim Uren, CFP® @JimUren1]

Claiming Social Security benefits is complicated. Once you request benefits, the SS admin rarely lets you fix a mistake, even if it means you miss thousands in income every year. Here's a deep dive into Social Security spousal benefits: https://t.co/XXFU13N5Uh

[Jim Uren, CFP® @JimUren1]

Why Beneficiary Designations Usually Override Wills for Retirement and Insurance Accounts: https://t.co/dpvBaeLEbo

[Jim Uren, CFP® @JimUren1]

Why don't the rich pay taxes? What are the pros and cons to a wealth tax? Let's talk about taxing the rich! https://t.co/bw1kBFmRAT

[Jim Uren, CFP® @JimUren1]

What To Do When Your Child Turns 26 And Loses Health Coverage https://t.co/9PgcdPp1aA

[Jim Uren, CFP® @JimUren1]

You should track your big-picture expenses and allot money for each category of your spending, but you can also have a slush fund for unexpected things like a kid's field trip or co-workers birthday gift. There's no need to budget every last cent you spend. 2/2

[Jim Uren, CFP® @JimUren1]

One budgeting mistake we see people make, which often stresses them out and causes them to give up their budget, is being too detailed. If you're tracking every penny, don't. 1/2

[Jim Uren, CFP® @JimUren1]

Learn how to disinherit Uncle Sam and keep more of your hard-earned money! Tune in to this ep for advice on navigating lifetime income tax brackets, the impact of the Social Security tax torpedo, & smart ways to minimize taxes. https://t.co/5lD5NmY3YU

[Jim Uren, CFP® @JimUren1]

It pays (and pays well) to wait until age 70 to start taking Social Security benefits, but fewer than 10% of Americans do so. Here's a great article that will help you make the decision once and for all. https://t.co/U4JN8RXNPz

[Jim Uren, CFP® @JimUren1]

Most Millennials say they need $250k+ to live happily, but research shows otherwise. Studies show that yes, more money will make you happier...to a point. The truth is, income beyond $100k doesn't add to most people's happiness scores.

[Jim Uren, CFP® @JimUren1]

Claiming SS benefits can be complicated. The Social Security administration rarely lets you fix a mistake, even if that means you miss out on thousands of dollars of every year. Catch the pod for details. https://t.co/ROR9UiPd8e

[Jim Uren, CFP® @JimUren1]

Are you married, widowed, or divorced? If so, then you may be eligible to receive Social Security Benefits based on your spouse's or former spouse's work history even if you have also earned your own Social Security benefits.

[Jim Uren, CFP® @JimUren1]

A rock-solid retirement plan can help you have a happier retirement. As part of our planning process, we take a look at the things you value in a happy retirement and use that data to plan the financial aspects of your retirement years.

[Jim Uren, CFP® @JimUren1]

You're probably familiar with the concept that time “speeds up” as we age. Research on this topic offers some interesting ways to deal with this phenomenon and “slow up” time. Routines, for example, are great for efficiency & time savings, but may rob us of our enjoyment of time.

[Jim Uren, CFP® @JimUren1]

One way to slow time as we age, and to increase our enjoyment of life, is to continually incorporate new experiences, especially in our retirement years.

[Jim Uren, CFP® @JimUren1]

Great article from WSJ: Here's one quick way to safeguard yourself & your family against ever-increasingly realistic phone scams: https://t.co/CxDXf1vODj

[Jim Uren, CFP® @JimUren1]

Here's an explanation of some important info regarding student loans, for college students, parents, and grad students. https://t.co/t7qGAV3T22

[Jim Uren, CFP® @JimUren1]

Not sure what to expect if you work with a financial planner? Here's a guide to our entire process: https://t.co/6Av4KwKck6

[Jim Uren, CFP® @JimUren1]

Great read from Forbes: Why Millennials are buying Boomers out of blue-collar businesses all across America. https://t.co/GYmQm0KS67