π Mortgage Agent Level 2 Powered by Sherwood Mortgage Lic 12176 β½οΈ Head Coach & Dir @stouffville_sc β½οΈ Stadium Voice @yorkutdfc ππ½ Play X Play #RizinFF
@RIDGIDPower Five weeks waiting for replacement battery. Called in for a 4th time. Same spiel from agent as previous 3 calls. Transferred me to Management ... Endless loop of no one picking up. Well done.
π¨π¦ The Bank of Canada just announced they are maintaining their policy rate at 5%.
Remember, I'm here to help navigate your mortgage journey.
Feel free to reach out with any questions! π π
Joe Ferraro
Mortgage Agent Level 2 (#M16000767)
Powered by Sherwood Mortgage Lic 12176
π‘ The Bidding Wars Have Started! π
Vaughan - 32 Offers
Oshawa - 18 Offers
While we await the Bank of Canadaβs Announcement tomorrow, it looks like the market is already heating up.
Donβt get caught or have to scramble. Get your pre-approval in.
#Mortgage#mortgageagent
π‘ Mortgage Wisdom! Here's a quick guide for you!
Fixed Rates: πΌ Like a reliable friend, they offer stability. You know what to expect every month.
Variable Rates: π They're a bit like the stock market - can go up or down. But might save big! ππ°
#Mortgage#mortgageagent
π‘ Considering a short-term mortgage?
πΈ Higher payments now mean freedom from your mortgage sooner!
π Lock in a shorter term to fast-track your mortgage-free journey.
π Let's chat about your options!
Joe Ferraro
Mortgage Agent Level 2 (#M16000767)
#Mortgage#mortgageagent
π₯Thinking about a mortgage? Let's debunk a myth!
π Myth: Fixed-rate mortgages are always safer.
π‘Fact: Consider your risk tolerance; variable rates can be beneficial.
π Your choice depends on your financial plans and how comfortable you are with risk.
#Mortgage
βοΈ Rate Increase? Rate Decrease? Status Quo? What do you predict?
πThe Bank of Canada has released their 2024 Schedule for their Overnight Rate Announcements.
βοΈMany economists are predicting a steady decrease this year, flowing into 2025.
π€What do envision will happen?
Is your mortgage set to renew in 2024?
Watch this quick video for a few tips to consider before signing on the dotted line.
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Joe Ferraro
Mortgage Agent Level 2 (#M16000767)
Powered by Sherwood Mortgage Lic 12176
Over $1B Funded
#Mortgage#mortgageagent#mortgagebroker
@erikmagraken Various parties have made me aware, that I do not have the knowledge, experience or talent to do so. No one from the network has directly contacted me so we can close this case :)
#FBF to #2017 at The Gentlemen's Expo where it looks like Georges St-Pierre and I are working on our comedy routine.
Anyone want to guess what I said to the person(s) in the crowd?
#MMA#UFC#GSP
π‘ Closing costs, those sneaky expenses, can really add up in the home buying journey!
πΈ Items include: Land Transfer Tax, Legal Fees, Title Insurance, Appraisals, Home Inspection and more.
Let's chat about managing these costs and making your dream home a reality.
π‘ Thinking of skipping a home inspection? Don't be fooled! π
πΈHome inspections may seem like an extra cost, but they're worth every penny.
β They could uncover potential issues before they become pricey problems.
It's your peace of mind and investment protection! π‘οΈ
π‘ Did you know? Bi-weekly mortgage payments are like having a secret weapon for paying off your mortgage faster! π
When you make payments every two weeks instead of monthly, it's like making an extra payment each year. π°
That means more money towards your principal.
π Mortgage Tip: Downpayment -
What is the right amount? π
πΈAre you saving and/or planning for a hefty down payment?
That's awesome, but remember: it's not always better if it leaves your pockets feeling empty.
#Mortgage#mortgageagent#mortgagebroker#stouffville
While repetition builds muscle memory, I am a firm believer that whatever I teach, must be able to be executed in game-like-scenarios.
We all want to learn and showcase fancy moves and footwork, but if you can't do it in a game, then you may be wasting your time practicing it.
π π Understanding Home Affordability! ππ€
Considering a new home but worried about rising rates?
π It's all part of the market cycle!
Seasons change, so does the housing market! Hang in there. Rates are dropping ;)
#Mortgage#mortgageagent#mortgagebroker#stouffville
Are mortgage rates set to drop? β¬οΈ
There are signs that are point to 'Yes'. β
Watch this quick video to see what I've discovered. π
Joe Ferraro
Mortgage Agent Level 2 (#M16000767)
Powered by Sherwood Mortgage Lic 12176
Over $1B Funded
#Mortgage#mortgageagent