Joe Ferraro

🏠 Mortgage Agent Level 2 Powered by Sherwood Mortgage Lic 12176 ⚽️ Head Coach & Dir @stouffville_sc ⚽️ Stadium Voice @yorkutdfc 👊🏽 Play X Play #RizinFF

[Joe Ferraro @JoeAFerraro]

@RIDGIDPower Five weeks waiting for replacement battery. Called in for a 4th time. Same spiel from agent as previous 3 calls. Transferred me to Management ... Endless loop of no one picking up. Well done.

[Joe Ferraro @JoeAFerraro]

🇨🇦 The Bank of Canada just announced they are maintaining their policy rate at 5%.

Remember, I'm here to help navigate your mortgage journey.

Feel free to reach out with any questions! 🏠📈

Joe Ferraro
Mortgage Agent Level 2 (#M16000767)
Powered by Sherwood Mortgage Lic 12176

[Joe Ferraro @JoeAFerraro]

🏡 The Bidding Wars Have Started! 🌟

Vaughan - 32 Offers
Oshawa - 18 Offers

While we await the Bank of Canada’s Announcement tomorrow, it looks like the market is already heating up.

Don’t get caught or have to scramble. Get your pre-approval in.

#Mortgage #mortgageagent

[Joe Ferraro @JoeAFerraro]

🏡 Mortgage Wisdom! Here's a quick guide for you!

Fixed Rates: 💼 Like a reliable friend, they offer stability. You know what to expect every month.

Variable Rates: 🚀 They're a bit like the stock market - can go up or down. But might save big! 📈💰

#Mortgage #mortgageagent

[Joe Ferraro @JoeAFerraro]

🏡 Considering a short-term mortgage?

💸 Higher payments now mean freedom from your mortgage sooner!

🚀 Lock in a shorter term to fast-track your mortgage-free journey.

📞 Let's chat about your options!

Joe Ferraro
Mortgage Agent Level 2 (#M16000767)

#Mortgage #mortgageagent

[Joe Ferraro @JoeAFerraro]

💥Thinking about a mortgage? Let's debunk a myth!

🏠 Myth: Fixed-rate mortgages are always safer.

💡Fact: Consider your risk tolerance; variable rates can be beneficial.

📊 Your choice depends on your financial plans and how comfortable you are with risk.

#Mortgage

[Joe Ferraro @JoeAFerraro]

↕️ Rate Increase? Rate Decrease? Status Quo? What do you predict?

📆The Bank of Canada has released their 2024 Schedule for their Overnight Rate Announcements.

↘️Many economists are predicting a steady decrease this year, flowing into 2025.

🤔What do envision will happen?

[Joe Ferraro @JoeAFerraro]

Is your mortgage set to renew in 2024?

Watch this quick video for a few tips to consider before signing on the dotted line.
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Joe Ferraro
Mortgage Agent Level 2 (#M16000767)
Powered by Sherwood Mortgage Lic 12176
Over $1B Funded

#Mortgage #mortgageagent #mortgagebroker

[Joe Ferraro @JoeAFerraro]

@erikmagraken Various parties have made me aware, that I do not have the knowledge, experience or talent to do so. No one from the network has directly contacted me so we can close this case :)

[Joe Ferraro @JoeAFerraro]

#FBF to #2017 at The Gentlemen's Expo where it looks like Georges St-Pierre and I are working on our comedy routine.

Anyone want to guess what I said to the person(s) in the crowd?

#MMA #UFC #GSP

[Joe Ferraro @JoeAFerraro]

🏡 Closing costs, those sneaky expenses, can really add up in the home buying journey!

💸 Items include: Land Transfer Tax, Legal Fees, Title Insurance, Appraisals, Home Inspection and more.

Let's chat about managing these costs and making your dream home a reality.

[Joe Ferraro @JoeAFerraro]

Coach and Player - Father and Son 🥹

An image I will cherish forever.🥰

Thank you @waynelindop @starbwoylemmy 🙏

#Coach #Soccer #Father #Son #FatherandSon

[Joe Ferraro @JoeAFerraro]

🏡 Thinking of skipping a home inspection? Don't be fooled! 💔

💸Home inspections may seem like an extra cost, but they're worth every penny.

✅ They could uncover potential issues before they become pricey problems.

It's your peace of mind and investment protection! 🛡️

[Joe Ferraro @JoeAFerraro]

🏡 Did you know? Bi-weekly mortgage payments are like having a secret weapon for paying off your mortgage faster! 🚀

When you make payments every two weeks instead of monthly, it's like making an extra payment each year. 💰

That means more money towards your principal.

[Joe Ferraro @JoeAFerraro]

We are live with #Rizin45

Join @ and I for 17 bouts of non-stop NYE #MMA action from #Saitama #Japan

Watch it on FITE PPV:
https://t.co/ZgxTvj1zxc

#jmma #mixedmartialarts #japanmma

[Joe Ferraro @JoeAFerraro]

#FBF to 'Trapping Wrists' and 'Serving Elbow Sandwiches'.

Pretty sure it was Firas Zahabi and Georges St-Pierre egging David Loiseau on to 'at least hit him with one or two'. lol

#mma #UFC #bjj #training #combatsports #nogijiujitsu #nogigrappling #grappling

[Joe Ferraro @JoeAFerraro]

🏠Mortgage Tip: Downpayment -
What is the right amount? 🌟

💸Are you saving and/or planning for a hefty down payment?

That's awesome, but remember: it's not always better if it leaves your pockets feeling empty.

#Mortgage #mortgageagent #mortgagebroker #stouffville

[Joe Ferraro @JoeAFerraro]

#FBF to a lifetime ago in #LasVegas recording segments with #UFC ... Daniel Cormier was always a gem to work with.

#MMA #Broadcaster

[Joe Ferraro @JoeAFerraro]

While repetition builds muscle memory, I am a firm believer that whatever I teach, must be able to be executed in game-like-scenarios.

We all want to learn and showcase fancy moves and footwork, but if you can't do it in a game, then you may be wasting your time practicing it.

[Joe Ferraro @JoeAFerraro]

🏠📈 Understanding Home Affordability! 📉🤔

Considering a new home but worried about rising rates?

📈 It's all part of the market cycle!

Seasons change, so does the housing market! Hang in there. Rates are dropping ;)

#Mortgage #mortgageagent #mortgagebroker #stouffville

[Joe Ferraro @JoeAFerraro]

Are mortgage rates set to drop? ⬇️

There are signs that are point to 'Yes'. ✅

Watch this quick video to see what I've discovered. 🙌

Joe Ferraro
Mortgage Agent Level 2 (#M16000767)
Powered by Sherwood Mortgage Lic 12176
Over $1B Funded

#Mortgage #mortgageagent