Joe Robinson

[Martin Lewis @MartinSLewis]

Pls share if you support.

Many young people are paying £100s/£1,000s fines to the govt to access money they saved to buy a first time house. It's time to #EndLISALockout

Today I've contacted the Chancellor @Jeremy_Hunt to ask him to fix Lifetime ISAs in the autumn statement. They're now a dead duck for many 1st time buyers especially in urban areas.

The LISA can be opened age 18-39 and then it gives savers a 25% bonus up to £1,000 a year towards a housing deposit. It should be great (& is for many).

Yet LISAs launched in 2017 with a £450,000 cap on the property you could use them for. That cap is still the same now, but house prices have gone up 33%. That leaves some who've saved squeezed out. Eg.

You saved the max in a LISA for 5yrs:
- You put in £20,000, state added £5,000, so you've £25,000
- Yet the home you wanted & saved for is now just above the threshold.
- So now you face a 25% penalty to withdraw your money, so you get only £18,750 back that's £1,250 less than you put in, and the different goes to the state.

My ask to the Chancellor is simple. Either wipe the fine for those buying houses above the threshold or raise the threshold in line with house price rises (or both).

Full info https://t.co/JJCaXv1aLo

[Joe Robinson @JoeRob1989]

@HMRCcustomers @HMRCcustomers Thanks Martin
Can It be made to be cumulative?
It would be a massive pain if what I'm owed would have to be split over 12 months. I need the money yesterday really.

[Joe Robinson @JoeRob1989]

@HMRCcustomers I paid too much tax on my current payslip due to my former employer not providing P45 and informing HMRC of my employment ending.
I've ended the employment in my tax account and adjusted expected pay.
Will I now receive a tax rebate automatically in my next pay?

[Joe Robinson @JoeRob1989]

@HMRCcustomers Employment ended 24/03. No P45 received (I have just chased them)

New employment started 28/04 - Two payslips to date (inc one for 28/04 that I can see already) where whole salary taxed at 40%

Should the refund be automatically made in one lump sum in the next pay? (28/05)

[Joe Robinson @JoeRob1989]

@VodafoneUK Having an absolute shocker with your complaint line...I have been in touch on the webchat and through the phone since 13:10...Yes over three and a half hours non stop - I've had yet another call hang up.
Very tempted to just cancel my direct debit.

[Joe Robinson @JoeRob1989]

@VodafoneUK Having an absolute nightmare with your customer services - Having tried both web chat & telephone.

[Joe Robinson @JoeRob1989]

@SCSWSharewatch Any GP3 purchases?

[Joe Robinson @JoeRob1989]

@LookfantasticCS Thank you. Have sent a DM

[Joe Robinson @JoeRob1989]

@LookfantasticCS Hi, I made an order on the 5th December and it still hasn't arrived. Please can you confirm when I'll receive it or send another out? Needs to arrive at 22nd December latest. Thanks

[SheffieldGinFestival @SheffGinFest]

***Festival Opening Times!***

Proudly sponsored by @FentimansLtd!
https://t.co/zWtwnGunzr

[Joe Robinson @JoeRob1989]

@phatto http://t.co/ymyZOKoN43