Joe Welu

Founder and CEO of Total Expert. passionate about humanizing financial services.

[Joe Welu @JoeWelu]

“Grit is the #1 indicator of future success” Well said @JesseItzler

[Joe Welu @JoeWelu]

@Hertz
I just experienced the worst Customer Service I’ve ever seen in my entire life from your DFW airport location the level of rudeness and incompetence was unbelievable. After traveling renting vehicles over a 25 year career, the absolute worst experience I’ve ever had from an organization and their employees.

[Joe Welu @JoeWelu]

Total Expert launches two-way integration with Dark Matter https://t.co/SKNei1nDLr

[Joe Welu @JoeWelu]

@tferriss @Rich_Barton Really enjoyed this episode Tim. @Rich_Barton is no question one of the greatest founders/entrepreneurs of the last 25 years.

[Joe Welu @JoeWelu]

Excited to ⁦be hosting a webinar on Voice AI and compliance with the best compliance attorney in banking and lending ⁦@mitchkider⁩. Unprecedented opportunity awaits for to leverage the power of AI via human like sales assistants.
#AI #voiceai https://t.co/EtCvO2txR6

[Bill Ackman @BillAckman]

The country is 100% behind the president on fixing a global system of tariffs that has disadvantaged the country. But, business is a confidence game and confidence depends on trust.

President @realDonaldTrump has elevated the tariff issue to the most important geopolitical issue in the world, and he has gotten everyone’s attention. So far, so good.

And yes, other nations have taken advantage of the U.S. by protecting their home industries at the expense of millions of our jobs and economic growth in our country.

But, by placing massive and disproportionate tariffs on our friends and our enemies alike and thereby launching a global economic war against the whole world at once, we are in the process of destroying confidence in our country as a trading partner, as a place to do business, and as a market to invest capital.

The president has an opportunity to call a 90-day time out, negotiate and resolve unfair asymmetric tariff deals, and induce trillions of dollars of new investment in our country.

If, on the other hand, on April 9th we launch economic nuclear war on every country in the world, business investment will grind to a halt, consumers will close their wallets and pocket books, and we will severely damage our reputation with the rest of the world that will take years and potentially decades to rehabilitate.

What CEO and what board of directors will be comfortable making large,
long-term, economic commitments in our country in the middle of an economic nuclear war?

I don’t know of one who will do so.

When markets crash, new investment stops, consumers stop spending money, and businesses have no choice but to curtail investment and fire workers.

And it is not just the big companies that will suffer. Small and medium size businesses and entrepreneurs will experience much greater pain. Almost no business can pass through an overnight massive increase in costs to their customers. And that’s true even if they have no debt, and, unfortunately, there is a massive amount of leverage in the system.

Business is a confidence game. The president is losing the confidence of business leaders around the globe. The consequences for our country and the millions of our citizens who have supported the president — in particular low-income consumers who are already under a huge amount of economic stress — are going to be severely negative. This is not what we voted for.

The President has an opportunity on Monday to call a time out and have the time to execute on fixing an unfair tariff system.

Alternatively, we are heading for a self-induced, economic nuclear winter, and we should start hunkering down.

May cooler heads prevail.

[Total Expert @TotalExpertInc]

Total Expert's Customer Intelligence insights and powerful automation have become Matt Adler's biggest tools. As a top producer nationwide, he “lives in Total Expert,” using it as his go-to tool for engaging with agents and borrowers.
See how 📺 https://t.co/wCxthfyHdz

[Joe Welu @JoeWelu]

Quite a few sources predicting the fed with cut rates by 50 basis points on wed. If so, how will this impact mortgage rates which have been trending downward in anticipation for a rate cut? https://t.co/9E9igdhkH7

[Sean Kelly @seanpk]

Peter Theil says the reason the Paypal mafia exists today isn't because of his hiring techniques but how he managed those people.

Things like extreme bias for action, cult-like company culture, and "one thing" management philosophy. Founders must understand how it works:

[Vala Afshar @ValaAfshar]

Impossible is nothing. @Sheetal_archery

[Joe Welu @JoeWelu]

@seanpk Although im huge fan of Jensen!

[Joe Welu @JoeWelu]

@seanpk Insane and unprecedented product-market fit

[NYSE 🏛 @NYSE]

🎙️ @TotalExpertInc isn't just another customer engagement platform; it's purpose-built for financial services. CEO @JoeWelu describes what sets it apart on this episode of #TakingStock with @TrinityChavez.

[Total Expert @TotalExpertInc]

Ahead of their appearance at @Medicarians conference next week, @JoeWelu and Guided Solutions Executive Director of Medicare Blake McCoy sat down to discuss the challenges facing Medicare agents and how to overcome them while ensuring CMS compliance.
🔊 https://t.co/vVLTnq0pNw

[Joe Welu @JoeWelu]

More Americans feel financially insecure — but don't want to stop spending on restaurants and travel https://t.co/TuukIzupCU via @wealth

[Total Expert @TotalExpertInc]

In just four months using Total Expert Customer Intelligence, LMCU generated over $30M in funded loan volume. See how they're using our platform to boost retention and attract new members. Learn how > https://t.co/Kk0OHTqm5O

#FinancialInnovation #CustomerIntelligence #LMCU

[Joe Welu @JoeWelu]

Anyone else having a hard time believing these numbers? Private payrolls added 164,000 in December, beating expectations, ADP says @CNBC https://t.co/4t0Jo6jBPi

[Joe Welu @JoeWelu]

I had the opportunity to chat with @TotalExpertInc Chief Lending Officer- Dan Catinella yesterday regarding the rapid drop in #mortgage rates. The fed announcement this week has many lenders revisiting their priorities in the first half of 2024.

[Joe Welu @JoeWelu]

Never imagined it would feel good to see mortgage rates in the 6’s!

[Michael Dell 🇺🇸 @MichaelDell]

Focus on what you can control. Build something, anything. A product, yourself, a family, your community, a team, a company or organization, relationships. Or help someone else do it. Don't complain or be a victim, ever. #PlayNiceButWin