@rwmacleod @ewfoxjr @Trainer6161 @Marir65Ruiz @1clevercupcake@faddymite71@kirstiealley Would you want the same with auto insurance or homeowner insurance? NO. You want to be able to shop that for the best price, and, if they raise your rates after a claim, you can shop again. Why does no one look at it like this? Why is health insurance the ONLY one they want???