Joseph Logan

Founder & CEO of @Logan_Lending

[America @america]

Happy 250th Birthday, America 🇺🇸

[Katherine Boyle @KTmBoyle]

It’s time to America-maxx. 🇺🇸💪🚀

[Joseph Logan @JosephLogan26]

If you are on the fence about buying, this could save you thousands on the purchase of your new home.

[Logan Lending Group, Inc. @Logan_Lending]

Now through June 30th we will be covering the expense of a 1 year, 1% rate reduction on all new locks on all eligible Conventional, VA, and FHA purchase loans.
Apply Now - https://t.co/UizeagD1B6

[Joseph Logan @JosephLogan26]

@MLB Oracle over any other park

[Joseph Logan @JosephLogan26]

@elonmusk @IfindRetards He is risen

[Trad West @trad_west_]

Christ is Risen!

[Philadelphia Phillies @Phillies]

🚨 OPENING DAY SCHWARBOMB! 🚨

[Mortgage News Daily @mortgagenewsmnd]

Rates Ease Despite Conflicting Iran War Headlines
30 Yr. Fixed: 6.48% (-0.07% ▼) | 15 Yr. Fixed: 6.09% (-0.03% ▼) |
https://t.co/y8aRUBXkDi

[Joseph Logan @JosephLogan26]

If you’re a business owner - check them out. They’ll be a difference maker.

[Ken Wisnefski @KenWisnefski]

WebiMax- Your Digital Growth Partner!

[Joseph Logan @JosephLogan26]

@KenWisnefski Definitely recommend - they’ve done a great job for @Logan_Lending !

[Joseph Logan @JosephLogan26]

@FHFA @pulte This is great👍🏻

[Joseph Logan @JosephLogan26]

I've been saying this for a while. No reason someone with a credit score under 600 should be able to take out hundreds of thousands of dollars in new debt.

State/local grants are an issue as well. If someone is paying $1800/month for rent and can't save up money, why would we assist them in buying a house with a payment of $2500?

[Joseph Logan @JosephLogan26]

I think the biggest issue with home sales is other debt. People have a lot of student loans and credit card balances are high as well.

Rates are solid right now. Sure they have some room to come down to the 5s but it's not like they're high 7s like they were not too long ago. I think 5-6 is a healthy range. People need to get 2s and 3s out of their head.

In states that are allowed to build (like Florida) we've seen prices start to flatten and even come down. Obviously there is an issue with people not selling because the house they bought has a 2.5% rate but I think there's a lot of factors.

[Joseph Logan @JosephLogan26]

@jjellingson @mortgagetruth Yeah exactly - UWMs Bolt has been around for a while which is powered by Gemini.

[Joseph Logan @JosephLogan26]

@jhphudson @NewsLambert @realmatt_re @mortgagetruth Literally - Gemini has been doing this behind the scenes for a while now. They just don’t slap their name on it.

[Joseph Logan @JosephLogan26]

@rob_s_simon @NewsLambert @mortgagetruth Yeah it’s super easy. We’ve been doing this for over a year. No headlines for us lol

[Joseph Logan @JosephLogan26]

All lenders on conforming loans (if they don’t have overlays) use the same federal guidelines so this is actually super easy to do as you can just go to the Fannie/Freddie/Ginnie guidelines and train the agent to read them.

We use software to do the same thing but it only works on extremely clean files, like mentioned in the example. Borrowers still have to provide those documents and complete an application. Once you bring in additional income sources, say like business income or part time job, it’s virtually useless.

Makes a good headline though.

[Joseph Logan @JosephLogan26]

@SenMikeLee @GunOwners @gunrights Love this

[Joseph Logan @JosephLogan26]

@CENTCOM @blckriflecoffee 🇺🇸🇺🇸🇺🇸

[Joseph Logan @JosephLogan26]

@SpaceX @Starlink First time getting to see a SpaceX launch. So cool!