Julian Richards

Pensions Partner at Shoosmiths. All views are my own.

[Julian Richards @JulianRichards_]

Caution must be the watchword here. The economy needs an investment boost, but the cap on investment charges has worked well to protect many pension savers on low incomes. References to "unlocking" pension schemes' assets always make me worry. https://t.co/YEvU2xeY4q

[Julian Richards @JulianRichards_]

@henryhtapper @rosaltmann @TPRgovuk @HoganLovells @CWUnews @AvivaUK @pircuk @Lockton @FirstActuarial @theRSAorg An excellent, thought provoking, event... if you weren't there, you were nowhere!

[Julian Richards @JulianRichards_]

Just when you though the prospect of a long Bank Holiday weekend couldn't get any better, now you can enjoy reading the DWP's long awaited guidance on GMP conversion. Put down the chocolates and pick up a copy! https://t.co/UfMhgEXIXt #DWP #EasterWeekend

[Julian Richards @JulianRichards_]

Interesting times ahead!

[LexisUK Pensions @LexisUK_Pension]

Lloyds Bank GMP judgment out: GMPs must be equalised, says the High Court

[Julian Richards @JulianRichards_]

@VirginTrains Hi. I'm on the 19.00 out of Euston to Stoke tonight. I have a seat reservation cos that service gets very busy, but a couple of times recently the reservation system has not been working. Do you know whether all is well for tonight's trip please?

[Julian Richards @JulianRichards_]

Just to be helpful, @TPRgovuk provides some excellent guidance to help employers comply with their auto-enrolment pension scheme duties. https://t.co/9xCFkA7n1n

[Philip James @DigitalBard]

If you thought you had a tough commute today... https://t.co/wswTIb91TM

[Julian Richards @JulianRichards_]

Is there really any upside to making a big noise about snapshot deficit fluctuations? https://t.co/pl7g5eGLCl Hands up who'll be advising clients to change their positions based on this... anyone...?

[Julian Richards @JulianRichards_]

Currently enjoying the true benefit of GDPR, by ignoring desparate emails asking me to resubscribe to organisations that have steadfastly ignored my attempts to unsubscribe from their emails over the last few years. How the tables have turned!

[Julian Richards @JulianRichards_]

With due apologies for shameless self publicity... https://t.co/OkHYPiK2V0

[Pitmans Law @PitmansLawyers]

We're delighted to announce the promotions of @JulianRichards_ , Carolyn Walker, Robert Wallace and Chris Holmes https://t.co/bR159fmIHT

[Julian Richards @JulianRichards_]

@doan1935 Once they reach state pension age, as was promised to them, yes!

[Julian Richards @JulianRichards_]

I have to agree with @rosaltmann on this one https://t.co/FwpUyNGh97 Seems fairly clear that the majority of pensioners who continue to work do so because they need to make ends meet, so hitting them with another tax seems fundamentally unfair.

[Julian Richards @JulianRichards_]

JLT's monthly index https://t.co/J7sDUf2LPs shows scheme deficits at FTSE 100 companies down from £40bn in 2017 to £15bn now. Good news, but still a shame when you remember that three months ago JLT also showed that only 19 of those FTSE 100 companies still offered DB schemes.

[Julian Richards @JulianRichards_]

Things going from bad to worse for Stotts Tours (Oldham) https://t.co/pHGP3puIDH . Hopefully a salutary lesson for any company considering trying to dodge its auto-enrolment obligations.

[Julian Richards @JulianRichards_]

An interesting read https://t.co/WtAP3cvcs1 A generation looking forward to an income stream in retirement is in danger of becoming a tranche of pensioners needing to work to recreate funds that were once guaranteed.

[Julian Richards @JulianRichards_]

Not entirely sure the headline is justified, https://t.co/3nhSjRB8Rv but happy to see a continued push for improvements in standards governing transfer advice.

[Julian Richards @JulianRichards_]

Not the end of the path, but a welcome positive development https://t.co/tz6vViim9s https://t.co/Xw2qHhxgLs

[Pensions Age @PensionsAge]

BREAKING: UCU members have voted by two to one to accept proposals aimed at resolving the university pensions dispute.

[Julian Richards @JulianRichards_]

Pension freedoms were only ever going to benefit savers if the industry had their best interests at heart. So, it's sad to read in the FCA's Business Plan that some firms are delivering transfer advice in ways that potentially cause harm to consumers https://t.co/T4dq2umxr3