My first ever investment was $VUSA. Vanguard S&P 500. Pure growth.
No dividends. No income strategy. No options. Just buy and hold.
Then I started learning. And that's where it went wrong...
I tried income investing. 16 ETFs generating monthly cash.
I tried dividend growth investing. Companies raising payouts every year.
I tried high yield investing. Chasing the biggest distributions I could find.
I tried covered call strategies. Selling options for premium income.
I tried crypto. Gold. Defence ETFs. Wheel strategies on meme stocks.
26 holdings across 2 accounts. Constantly tweaking. Constantly optimising. Constantly overcomplicating.
3 years later. 11 versions of my strategy later...
I'm back to growth investing.
Full circle.
The only difference is now I understand why it works.
Back then I bought $VUSA because I didn't know any better.
Now I hold 9 quality growth stocks because I've tried everything else and know that this is what works for my situation.
Sometimes you have to go through the wrong answers to truly understand why the right answer was right all along.
Every mistake taught me something...
Income investing taught me I was solving a problem I didn't have.
High yield taught me that chasing yield sacrifices growth.
Crypto taught me that volatility without fundamentals isn't investing.
Options taught me that selling upside is a terrible trade when you're 31 with decades ahead.
I don't regret any of it. I needed those lessons.
But only an idiot keeps doing something that doesn't work for them.
The smart move is recognising the mistake, learning from it, and moving on.
Started with growth. Ended with growth.
Just took 3 years of detours to get back.
Never let ego be too big to admit you were wrong, it's how you grow.
What's the biggest investing lesson you've learned the hard way?
Stuart Atwell was absolutely petrified of the media response if he gave Utd a 2nd penalty and VAR wanted to support their colleague on the field rather than give the right decision. The arrogance of officials is something that needs addressing, I understand it’s a hard job but they’re deciding games every week more than the two teams on the field.
The only reason the referee didn’t give United a penalty for the foul on Amad is that they had just had one. Stonewall penalty. VAR ince again shows its uselessness by refusing to overrule.
HAAAS ANYONE SEEN
✅ SPURS
✅ TO DARE IS TO DO
✅ BEYONCE
✅ CHICK KING
✅ THE BIG COCKEREL
✅ SAINSBURY'S BY THE STADIUM
✅ BIG ANGE (DO ME A FAVOUR)
✅ AJ TRACEY
✅ THREE POINT LANE
✅ ADELE
✅ JAMIE O'HARA
Cundy went all in on this Has Anyone Seen 🤣
Van der Sar’s brilliant pass to Wayne Rooney who finishes vs Aston Villa - 2011
Goal scored in 48 seconds. Van der Sar remains the oldest player to record an assist in the Premier League (40 years, 59 days).
Looking forward to hearing from him on MNF.