Be careful while depositing cash at an ATM.
Never allow strangers—even if they claim to be bank employees—to handle your cash, card, or transaction.
I almost became a victim and somehow overcame
Don’t trust anyone blindly at an ATM. 🚨
#ATM#FraudAlert
Avoid personal loan apps that perform **hard credit inquiries** before giving you a clear offer. Multiple hard enquiries can impact your credit profile and make future borrowing more difficult.
Always check whether the lender uses a **soft check** for eligibility first.
#CIBIL
@RBI@FinMinIndia@rbikehtahai The borrower receives only ₹8,500 but ends up repaying a much higher amount. These charges and the effective cost of borrowing can be difficult for consumers to understand. Requesting @RBI to review whether such pricing and disclosures are fair and transparent.
Dear @RBI, @FinMinIndia, @RBIKehtaHai, the lending practices of Stashfin.
For a disbursal of ₹8,500
• Loan amount: ₹9,254
• Fees & charges: ₹754
• Interest: 3.25% per month (around 39% per year before considering fees)
• EMI: ₹440 × 36 months