Co-op Bank is a strategic partner to the Council of Governors and this year we have participated with the County Governments in the 2026 Own Source Revenue (OSR) Conference on “Land Taxation and Urban Planning for Sustainable County Revenues.”
The safest way to travel is by plane. Do you know why?
Because they crash.
A few months ago, I learned a concept called Black Box Thinking which is a system that defines how entire industries respond to failure.
In aviation, when a plane crashes, they don't just look for who to blame.
They find a device called a Black Box, retrieve the data, and then ask what went wrong with the system.
And there is a reason for this.
To explain this, there is a famous story of a crash involving an Asian airline years ago.
When investigators listened to the recording from the black box, they found the engine didn't just fail on its own, the junior pilot actually noticed a mistake.
But because of a cultural hierarchy in Asia that demanded absolute respect for elders, he didn't question his senior pilot.
Instead, he hinted and spoke softly and the plane crashed.
That tragedy changed aviation safety forever.
It moved the focus from "Who made the mistake?" to "Why did the system allow this mistake?"
As we stand on the 29th of December, looking back at 2025, I want you to adopt this strategy of Black Box Thinking.
Most of us look at our failures this year and feel shame.
We hide the crash, and blame the economy, government, or something that does not exist.
But Black Box thinking demands a harder question: "How did I contribute to this problem?"
Did I stay silent when I should have spoken up?
Did I rely on motivation instead of a system?
Did I ignore the data because of my ego?
Don't bury your failures of 2025.
Open the box and analyze it.
Because that is the only way to fly safer in 2026.
One thing is for sure, Prof. Ndungu is battle hardened. He is the only Governor post 2002 to have overseen runaway inflation (that peaked at 19%), seen the Kes depreciate 25% in 8 (Jan-Oct 2011)months and recover it back in 3 by biting the bullet and hiking rates (to 18%)
Susan Wafula ran for Trans Nzoia Woman Rep, now in Cabinet. Penina Malonza ran for Kitui Woman Rep, now in Cabinet. Florence Bore former Kericho Woman Rep, Cabinet. Soipan Tuya, former Narok Woman Rep, Cabinet. If you're a Woman and wants to be in Cabinet, marking scheme is out.
Keep your lifestyle expenses low & focus on building your work experience and skills.
Don't rush to buy the latest GTI with your intern or junior position salary.
Don't use loans (credit cards, personal loans, etc.) to finance fancy clothes, expensive phones or 'Vasha weekends.