SACCOs are on life support with this generation. MMFs are the new sheriffs in town. Gen Z has figured out the scam: loans are dressed up as opportunities but end up as chains. That’s the SACCO playbook; cheap loans as bait.
We don’t worship wealth anymore. We care about breathing today without owing tomorrow; living a day at a time. That’s why we’ve refused to join popular SACCOs just to “qualify for loans.”
Living within our means beats lifelong debt every damn time!