Kalana (Kal) Meneripitiya

Co-founder & CEO @nFinance, 🚀 | Fintech Visionary | eCommerce Growth Strategist 💼 | Let's transform Trade finance and boost your online business! 💰#Fintech

[Kalana (Kal) Meneripitiya @Kalanasm]

What happens when your e-commerce sales grow faster than your cash flow?

For #US manufacturers, rapid growth can actually increase working-capital pressure; Here I explore the problem and why it matters for U.S. small businesses.
#Economics #finance #SBA

https://t.co/L63xBHHwce

[Kalana (Kal) Meneripitiya @Kalanasm]

Happy 250 Independence Day. 4th Of July USA 🇺🇸

[Kalana (Kal) Meneripitiya @Kalanasm]

@pmarca We build infrastructure for any of these businesses and ecommerce to get funded

[Kalana (Kal) Meneripitiya @Kalanasm]

Solving the working capital problem is important to the US Economy and the global economy which connects to the whole world. We can help your Bank or small business as the infrastructure between to connect each other. #SBA #WorkingCapita #ECommerce #nfinance

[Kalana (Kal) Meneripitiya @Kalanasm]

82% of US small business failures cite cash flow problems as a key factor.
Yet banks reject ~80% of small business loan applications. The system is designed to manage risk, not to fuel growth. Lets changing it for good. #Economic #Growth #WorkingCapital #Supplychain #Financing #SBA #USA

[Kalana (Kal) Meneripitiya @Kalanasm]

@brivael She is creative @garrytan 😍

[Kalana (Kal) Meneripitiya @Kalanasm]

What's the biggest growth blocker for your business?

A) Customers
B) Product
C) Cash Flow / Working Capital

[Kalana (Kal) Meneripitiya @Kalanasm]

@elonmusk Scary

[Kalana (Kal) Meneripitiya @Kalanasm]

An Amazon seller can get a cash advance in hours based on their sales data.

Their local bank takes months to process a loan request using tax returns from 2 years ago.

One system is built for the 21st century. The other isn't. Which should US businesses rely on?

[Kalana (Kal) Meneripitiya @Kalanasm]

@elonmusk Indeed, and no shortcuts sometimes.

[Kalana (Kal) Meneripitiya @Kalanasm]

The SBA does vital work, but the application process can be a growth pause. In the fast-moving digital economy, businesses need solutions that match their speed. Complementary, agile tools are key. #SBA #Economics #SmallBusiness #FinTech #WorkingCapital

[Kalana (Kal) Meneripitiya @Kalanasm]

The data doesn't lie: consistent access to capital correlates directly with job creation. Supporting US businesses with flexible finance isn't a niche service—it's an economic driver. #Jobs #EconomicGrowth #AmericanMade

[Kalana (Kal) Meneripitiya @Kalanasm]

Way to go #SBA Administrator Kelly Loeffler and team on this initiative to support US🇺🇸 businesses.
Big box retailers have endless credit lines. Main Street USA often has none. Leveling the playing field is imperative. #SmallBusiness #WorkingCapital #nFinance #sba

[SBA @SBAgov]

HISTORY MADE: SBA’s new MARC loan program – our first loan program exclusively for manufacturers – has already delivered $3.5M.

We’re proud to support the return of American jobs and industrial strength!

Read more here: https://t.co/DQUdk35sKZ

[Kalana (Kal) Meneripitiya @Kalanasm]

@SBAgov Way to go ✌️🇺🇸

[Kalana (Kal) Meneripitiya @Kalanasm]

Ecommerce growth is a national interest. Every online store that scales hires more Americans, sources more locally, and strengthens our economic fabric. But they can't do it on thin air. Cash flow is oxygen. #Ecommerce #Economic #Supplychain #financing #USA

[Kalana (Kal) Meneripitiya @Kalanasm]

“American made 🇺🇸" means more than a label. It means supporting the entire ecosystem. Manufacturers, distributors & the online sellers. Robust working capital lines are the lifeblood. Let's fund our own supply chain. #AmericanMade #SupplyChain #Finance #Economic

[Kalana (Kal) Meneripitiya @Kalanasm]

Legacy banking systems weren't built for the velocity of online sales. When your ecommerce store has a surge, you need capital NOW; not in 60- 90 days. The gap between a sale and settled cash shouldn't strangle growth. #SBA #DigitalEconomy #US #Economy

[Kalana (Kal) Meneripitiya @Kalanasm]

Deeply saddened by the tragedy at the #Bondi Beach #Hanukkah event. Sending love, strength, and prayers to the victims, their families, and the #Jewish community. Hate has no place in our world.

[Sina @SinaMihandoost]

Our thoughts and prayers are with everyone who attended Bondi beach to celebrate the first night of Hannukah. The horrific terrorist attack at Bondi Beach targeting Jews is a reprehensible, antisemitic crime.
@Daroff