I’m considering coding up my own blog to post about finance, money saving hacks and my experience as a young uni student with two years in the stock market 🤔
Do you guys have any advice and or tips?
I got my first X payment! As promised I will share with a random follower! By share I mean the whole payment. All $78.27 to one winner. In order to win you need to like, comment and retweet this post. Good luck and thank you for being part of my community!
As I come to finishing my university degree, I hope to start investing at least £100 per month (split to £25 per week), and hopefully more as I can start working more 🙌
I won't lie, I:
• Watch Netflix
• Drive nice cars
• Eat Avocado Toast
• Don't wake up at 5 AM
• Drink Starbucks 2x per day
• Spend too much on vacations
And, I'll still retire earlier than 99% of people.
Forget their "rules".
These 19 thoughts WILL change your life:
Your Personal Finance Starter Pack:
- No high interest debt
- 6 month emergency fund
- Invest 10% of net pay
- Reduce expenses by 10%
- Start side hustle to increase income
- Use employer matched workplace pension
Do this. You’ll be better off than getting a financial advisor.
46% of people in the UK have less than £1000 in savings 💷
But a typical adult in the UK spends £937.57 a month...
So this means that almost half of people in the UK would struggle to cover their monthly expenses 😮
Financial literacy and support has never been more necessary!
Lifetime ISA win coming in budget?!
Good news! @POLITICOEurope has a scoop by @JamesFitzJourno that Chancellor will follow my suggestion and wipe the 6.25% Lisa withdrawal fine for anyone buying a home. If true, this'd fix the current dire system whereby when people are priced out and have to buy a home above £450,000 limit the state fines them to get access to their cash.
It suggests, less firmly, the limit will rise to £500,000 too.
Here's the open letter I wrote to the Chancellor on exactly this (amidst other things) ...