Propel Capital

Private lender for real estate investors. Fix & Flip | DSCR | SDIRA | Nationwide. Asset-based — no W-2 needed. Close in 10 days. 📞 215-600-1815

[Propel Capital @Kevin_PropelCap]

Most people don’t know their IRA can make real estate loans.

It’s been legal since 1974. Almost no one talks about it.

Here’s how SDIRA lending works — and why serious retirement investors are paying attention:

🧵 Thread

[Propel Capital @Kevin_PropelCap]

Doing a BRRRR? We fund both sides.

Fix & flip loan for the buy & rehab.
DSCR loan for the refi.

One relationship. Full cycle.

https://t.co/UU50FHG9QL
#BRRRR #FixAndFlip #DSCRLoan #RealEstateInvesting

[Propel Capital @Kevin_PropelCap]

What is "seasoning" in real estate lending?

It refers to how long you've owned a property before refinancing.

Most DSCR lenders want 3-6 months of seasoning before a cash-out refi.

https://t.co/veGeEz3p7A

[Propel Capital @Kevin_PropelCap]

Real estate investing is a business.

Treat it like one:
→ Separate bank accounts
→ LLC for each property (or portfolio)
→ Track every expense
→ Know your numbers cold
→ Have your financing lined up

The investors who fail treat it like a hobby.

https://t.co/UU50FHG9QL

[Propel Capital @Kevin_PropelCap]

Whatever stage of real estate investing you're at — we have a loan for it.

Starting out → Fix & flip
Building a portfolio → DSCR rental
Going bigger → Multifamily bridge
Building from scratch → New construction
Using retirement funds → SDIRA

https://t.co/UU50FHG9QL

[Propel Capital @Kevin_PropelCap]

Thinking ground-up? Our new construction loans:

🏗️ Rates from 9.84%
📐 Up to 90% loan-to-cost
💰 $75K – $2M
⏱️ 12-24 month terms
💡 Interest-only during construction

Build it right. Fund it right.

https://t.co/UU50FHG9QL

[Propel Capital @Kevin_PropelCap]

❌ Myth: "I need perfect credit to get a hard money loan."

✅ Reality: We care more about the deal than your credit score.

Asset-based underwriting means:
→ What's the property worth?
→ What's your exit strategy?
→ Does the deal make sense?

https://t.co/oRwfVVpgIZ

[Propel Capital @Kevin_PropelCap]

Texas investors — fix & flip or DSCR rental, we're your lender. Asset-based lending, fast closes, no income docs needed. https://t.co/UU50FHG9QL #Texas

[Propel Capital @Kevin_PropelCap]

Texas real estate is moving. Dallas/Fort Worth, Houston, San Antonio — strong flip exits + solid DSCR rental demand. We lend in all three markets and close fast. https://t.co/UU50FHG9QL #Texas #RealEstateInvesting

[Propel Capital @Kevin_PropelCap]

❌ Myth: "Hard money is too expensive."
✅ Reality: 10% for 6 months on $200K = ~$10K interest. Net $50K on the flip? That's a 5x return on your interest cost.
Stop comparing rates. Compare returns.
#HardMoney

https://t.co/oRwfVVpgIZ

[Propel Capital @Kevin_PropelCap]

Georgia investors — Atlanta, Savannah, Augusta.

DSCR loans. No income docs. Close fast.

Get your terms: https://t.co/veGeEz3p7A
#Georgia #DSCRLoan #RealEstateInvesting #RentalProperty

[Propel Capital @Kevin_PropelCap]

Buy-and-hold investors: your rental is only as good as your tenant.

Screening basics:
✅ Credit check (min 620-650)
✅ Income verification (3x monthly rent)
✅ Rental history / landlord references
✅ Background check
✅ Eviction history

https://t.co/veGeEz3p7A

[Propel Capital @Kevin_PropelCap]

DSCR deal example:

📍 Georgia
🏠 Property value: $210,000
💵 Monthly rent: $1,750
💳 Monthly payment (PITIA): $1,320
📊 DSCR: 1.33 ✅
📋 No tax returns. No W-2.
🏢 Closed in LLC.

https://t.co/veGeEz3p7A

[Propel Capital @Kevin_PropelCap]

Pennsylvania investors — we know your market.

Philadelphia suburbs. Pittsburgh. Lehigh Valley.

Fast closings. Competitive rates. Common sense underwriting.

https://t.co/oRwfVVpgIZ
#Pennsylvania #FixAndFlip #HardMoney #RealEstateInvesting

[Propel Capital @Kevin_PropelCap]

Working with contractors on a flip:

✅ Always get 3 bids
✅ Never pay more than 10% upfront
✅ Tie payments to milestones (just like draw schedules)
✅ Get lien waivers before releasing final payment
✅ Put everything in writing

https://t.co/oRwfVVpgIZ

[Propel Capital @Kevin_PropelCap]

Here's a deal we recently funded:

📍 Pennsylvania
🏠 Purchase: $145,000
🔨 Rehab: $52,000
📊 ARV: $265,000
💰 Our loan: 95% purchase + 100% rehab
⏱️ closed fast

Investor profit after sale: $48,000+

https://t.co/oRwfVVpgIZ

[Propel Capital @Kevin_PropelCap]

Week 2 done. Two weeks left in March.

What deal are you closing before the month is out?

Fix & flip | DSCR | Multifamily | SDIRA

We're ready when you are.
#RealEstateInvesting #CloseDeals

https://t.co/8F7uLabHQv

[Propel Capital @Kevin_PropelCap]

Real estate investors — what's your #1 challenge right now?

A) Finding deals
B) Financing fast enough
C) Managing rehabs
D) Reliable contractors
E) Scaling past 5 properties

We solve problem B. Drop your answer.
#RealEstateInvesting #InvestorCommunity

https://t.co/oRwfVVpgIZ

[Propel Capital @Kevin_PropelCap]

Week 2 takeaways for serious investors:

✅ Cash-out DSCR refi = idle equity → new deal
✅ Interest-only = more cash for rehab
✅ DSCR beats conventional for portfolio growth
✅ Multifamily = where wealth scales
✅ SDIRA can fund real estate

https://t.co/8F7uLabHQv

[Propel Capital @Kevin_PropelCap]

One call could fund your next deal.

No commitment. No runaround. Straight answers.

Fix & flip | DSCR | Multifamily | SDIRA

https://t.co/UU50FHG9QL
#PrivateLending #HardMoney

[Propel Capital @Kevin_PropelCap]

Most people never build wealth. Not because they can't.

They're waiting for:
→ The perfect deal
→ The perfect time
→ The perfect credit score

The investors doing 20 deals/year started with 1. Imperfect. Done.

https://t.co/UU50FHG9QL
#RealEstateInvesting #InvestorMindset