CA Ronit Khanna

CA ○ SME MicroCap Investor ○ Entrepreneur ○ Gadget Lover ○ Financial Statements Scrutinizer

[CA Ronit Khanna @KkhannaRonit]

@RohitD101118 @OnePlusClub So expecting the same from 16 series

[CA Ronit Khanna @KkhannaRonit]

@TheBitcoinTime DONE 🍏

[CA Ronit Khanna @KkhannaRonit]

@RohitD101118 @OnePlusClub Should be in parity with the oppo x10 and the op16 with the pro version is what I feel

[CA Ronit Khanna @KkhannaRonit]

@ImagineApplePR @TechnicalGuruji Apple Ipod Classic. Felt sooo premium in hand. Used to share the device with classmates 😅 🍎🍏
#ImagineStore #TechnicalGuruji #iPhone18ProMax #AppleGiveaway #LuckyWinner #AppleLovers

[CA Ronit Khanna @KkhannaRonit]

@enough_yt Grey or silver blue??

[CA Ronit Khanna @KkhannaRonit]

@disguisedtrader Merry making?

[Sammy Fans @thesammyfans]

🚨 Samsung confirms full warranty even though you receive a pre-activated Galaxy phone
https://t.co/56jfI5PdSV

[CA Ronit Khanna @KkhannaRonit]

@investor_sr33 Agent

[CA Ronit Khanna @KkhannaRonit]

@Saurabh_K_ Oops, uno reverse 🙄

[CA Ronit Khanna @KkhannaRonit]

@disguisedtrader 🔥 🔥 🔥

[Peterson @peterson7rc]

Dad’s Teaching… Baby’s Just Vibing! 👶😂

[Saurabh Khadke @Saurabh_K_]

Appendix2

[Saurabh Khadke @Saurabh_K_]

Appendix1

[Saurabh Khadke @Saurabh_K_]

Risks: AI job cuts, stretched affordability in Mumbai and Delhi NCR (EMIs take 67–69% of income), unsold stock, and oil prices and interest rates. Expect a steady climb led by a few cities, not a China-style boom.

[Saurabh Khadke @Saurabh_K_]

Bear case: top 7 cities avg prices rise 3-5% a year, reaching ₹11,300–12,400/sq ft by 2031
Base case: prices rise 5–7% a year, reaching ₹12,400–13,600/sq ft by 2031.
Bull case: prices rise 8-10% a year, 14,300-15,600/sq ft by 2031

[Saurabh Khadke @Saurabh_K_]

Other demand sources: 2nd homes (Goa, Alibaug, Dehradun; the luxury segment is growing ~20% a year), families leaving Delhi’s polluted air, pilgrimage towns (some parts of Ayodhya are up more than 4x since 2020), and investors earning ~10% on co-living vs 2–5% on ordinary flats.

[Saurabh Khadke @Saurabh_K_]

What’s splitting households:

1) nuclear families
2) rising divorce, where one home becomes two
3) later marriage, with single women now 22% of buyers
4) parents living apart from grown children

Only 1.5% of potential senior-living demand is met, vs 6–7% in the US.

[Saurabh Khadke @Saurabh_K_]

Outside the box: housing demand is counted in households, not people. By my rough maths, India needs ~64 million more homes by 2036, and population growth explains only ~27 million of them. The rest comes from households getting smaller.

[Saurabh Khadke @Saurabh_K_]

Indirect effects:

The $100k US H-1B fee pushes work offshore into Indian GCCs.

The 8th Pay Commission (~49 lakh employees, ~68 lakh pensioners) lifts cities with many government workers.

AI may reduce demand in mid-priced homes in IT-services suburbs.