Krishna Kumar Dash

Credit Card Enthusiast || Points & Miles Lover 💸 || Fitness + Finance 💳 || Beer 🍺 Connoisseur

[Krishna Kumar Dash @KrishnaDash93]

Want to travel Japan in true luxury without spending extravagantly on rooms?

Here's how I unlocked a 12-night, 4-city dream vacation ALL on Accor Points.

With Axis → Accor now stopped, a tribute to ALL Points ft. 🪓-is 🇯🇵🧵👇

#Japan #ccgeek #accor

[Krishna Kumar Dash @KrishnaDash93]

@imYadav31 Happy with my Debit card 😅

[Krishna Kumar Dash @KrishnaDash93]

@amit_i_am @VoyageBliss Nope 😅

[Krishna Kumar Dash @KrishnaDash93]

Many properties allow points redemption on StayPlus bookings. So it’s a luck based strategy.
İn my case Swissotel Osaka took points in StayPlus but Sofitel Hanoi didn’t allow as their system didn’t permit. Where as Swissotel Singapore didn’t take points in StayPlus but Sofitel Sentosa took it instead.

So that’s the kind of story across the board. My use would be use it for 15-20k a night kinda room so that even if they don’t take points, the hit isn’t as substantial.

[Krishna Kumar Dash @KrishnaDash93]

@mahithougks @CenturionGuy1 Yes base is 4.8%
12 ERs per 200 Rs and with 5:4 conversion to miles, that is 4.8% base rate

[Krishna Kumar Dash @KrishnaDash93]

@ccg33k Hahah Karachi 😂

[Krishna Kumar Dash @KrishnaDash93]

@EvryPaisaMatter Top pick INFINIA
Next Atlas+Tiger combo for Visa Offer
Smaller spends on Eterna or Scapia

Entirely skipping Mastercard network. But if you consider AEP and the forex spend offer in Magnus.. you can give it a shot

[Krishna Kumar Dash @KrishnaDash93]

@skh27 Kahin blade toh nahin laya hai 😂

[Krishna Kumar Dash @KrishnaDash93]

@EvryPaisaMatter @skh27 @suritalreja Thanks. It’s as legitimate as selling referrals and their gifts in aftermarket ;)

[Krishna Kumar Dash @KrishnaDash93]

Every problem has a solution!

If you have a known person in any of those cities fill it up accordingly.

Then fill the form and upload all the salary slips. Now the tricky part. VKYC

Vkyc accesses your location via gps so you need to force your location to that city. Note Vpn Wont work as they use gps signal. So use MOCK LOCATION app. Possible only in android.

Process:
Open your phone settings -> About phone - Tap 5 times on build number - enable developer options.

Open mock location app - give permission - Give access to developer option - select mock location as the default location app inside developer option

In mock location app, in search button, put PIN code of the city say 500085 and run it. In notification, check "MOCK LOCATION ON" always on. Then, do VKYC.

Card approved and delivered 🙂

[Krishna Kumar Dash @KrishnaDash93]

@AmazingCreditC M4B and Amex at shady spots 😝

[Krishna Kumar Dash @KrishnaDash93]

It’s coz these useless cards can be acquired easily by anyone and they have a better approval rate than Scapia too 😆

Also İnfinia ROI is poor I won’t swipe it for forex
I would even swipe my Plat Charge card instead of İnfinia coz I get 3X on forex spends (Take my referral and I would buy the entire 1.25L points stack at 0.4Rs ) 😈

Premier has an okayish return and M4B is god tier irrespective of AEP

[Krishna Kumar Dash @KrishnaDash93]

Definitely. Usage differs but an avg person on a foreign trip shall spend upwards of 1L on a card

My question is it really worth it to put on a card like Scapia ?
NO right ?

Even Amit Ji used Eterna and T1 actively on his Singapore trip

Had Scapia been a Goated card, all spends would have been gone on it instead

Nothing wrong in calling out the fact that Scapia is pushed due to the referral benefits. Number of People saying it’s a best LTF forex card have significantly gone down in the past few months and we all know why

[Krishna Kumar Dash @KrishnaDash93]

I don’t understand how does a card like Scapia stack with the likes of T1, Atlas, Regalia Gold and so on .. they offer non spend based lounge access, transfer partner conversion to air miles or hotel points which can give a lot better ROI then spending 20k a month to get 1k airport shopping (Most of the times you can get a better deal for that product on any ecom platform)

I would happily swipe it abroad and pay forex charges instead of swiping a zero forex card with no whatsoever return.

[Krishna Kumar Dash @KrishnaDash93]

@Tarun_khokhar12 @wittysiddharth The Executive lounge view 😜

[Krishna Kumar Dash @KrishnaDash93]

@SartanparaYash They need validation for their fragile ego 😝

If you’re doing RR on X all day long, are you really on a vacation 😈

[Krishna Kumar Dash @KrishnaDash93]

@skh27 @cardio_guy Your LTF Plat Charge must be giving this na ?

[Krishna Kumar Dash @KrishnaDash93]

@nakshlife I tried for it during my Japan trip
And they didn’t have it there 😢

[Krishna Kumar Dash @KrishnaDash93]

@ChaiAndMiles I hope it doesn’t get implemented 😅

[Krishna Kumar Dash @KrishnaDash93]

@LiveFromALounge With that kind of points redemption, it’s not worth the money !