kumar pratik

Chartered Accountant/Law student
(A CA is on the way)

[kumar pratik @Kumarpratikkk]

Dear @HDFC_Bank

Your repeated threatening and intimidating emails are causing significant mental distress and inconvenience. Such communication is unacceptable and highly unprofessional.

I request immediate attention to this matter. If this continues, I will be forced to escalate the issue to the relevant regulatory authorities and pursue appropriate action.

Kindly resolve this at the earliest.
@RBI @RBIsays

[kumar pratik @Kumarpratikkk]

@HDFC_Bank @HDFCBank_Cares @RBI @FinMinIndia

I am not your customer from today, and I am not using a credit card for the first time.
The way you sent this email today made me feel as if I had committed some major crime.
You could have simply called me and said, “Sir, some of your transactions do not comply with our terms and conditions. Kindly avoid such transactions in the future.” You could have explained the relevant terms and conditions and created awareness among customers.

But no. Instead of educating customers, you choose to send threatening emails saying that you may reduce the credit limit or suspend the card.

You never properly explain half the important terms and restrictions. You focus on selling products for your own benefit, and then later send warning emails to customers.

If you don’t want to give me a card, don’t give it. If you don’t want to provide a limit, don’t provide it. Who is forcing you?

It seems HDFC Bank believes that by giving me a ₹3,00,000 credit limit, you have done me some extraordinary favour. As if you did not give me a credit card, but handed me the moon from the sky.

Sometimes it feels as if HDFC Bank thinks it is the only bank in India and that customers have no other options.

First learn how to communicate with your customers.

Customers deserve proper communication, guidance, and awareness—not intimidation.

First thing on Monday, I will submit applications to close every HDFC relationship connected to me, my family, my company, my friends, and my relatives.

And the reason will be very simple:

“Why did HDFC Bank send me a threatening email instead of properly communicating with me and explaining the issue?”

Now let’s see what happens.

[kumar pratik @Kumarpratikkk]

See @PMOIndia @PiyushGoyal @jagograhakjago kitne din se ek complaint dekar department ko information karke thak gaya hoon but wo @Flipkart company aake unka ghisi-pita reply dekar chala jaayega. Last time mujhe mail aaya bolkar chup baitha hai, mail kuchh nahi aaya. No solution provided. This is our system and this type of people are running our system.@nsitharaman @narendramodi

[kumar pratik @Kumarpratikkk]

I've tried many reminders, complaints, mails, and tweets, but @Flipkart, @_Kalyan_K, and the @Flipkart team are the biggest looters and are running the biggest scam company, looting innocent people's hard-earned money. There are so many examples on social media. @PiyushGoyal @jagograhakjago @AmitShah @PMOIndia @narendramodi, please keep an eye on the company, investigate it, and punish them.

[kumar pratik @Kumarpratikkk]

“It Was Easier to Dig Up Sister’s Dead Body Than to Get a Death Certificate”

How many people must be suffering like this every single day? If this news hadn’t gone viral on social media, this case would have also been suppressed and buried forever.
Our system and the people running it — God knows who they actually work for. Their job is to help the public, give correct information, guide uneducated and illiterate people properly, and solve their problems.
But the moment this news came out, everything got solved in just one day — money released, death certificate issued. When pressure comes from above, everything happens at lightning speed. Otherwise, both government and private employees simply pretend that it’s impossible.
This is our system.
Today, the whole of Odisha and the entire country is hanging its head in shame.
Anyone can make a mistake, but where is humanity? For this poor man, digging out his sister’s dead body from the grave was easier than getting a death certificate.
If the system was even slightly easy, or if the bank had shown some compassion and properly guided him, this horrible incident would never have happened.
I have seen it with my own eyes in many banks — for educated and “valuable” customers they bend over backwards, but for uneducated, poor villagers they treat them like they are not even human beings.
We talk about changing the country, but first we need to change the system and the people who run it. Only then will the country change. Otherwise, such painful cases will keep happening again and again.
Humanity must exist somewhere…
@CMO_Odisha @MohanMOdisha @narendramodi @PMOIndia @nsitharaman @FinMinIndia @RBI @rashtrapatibhvn

[kumar pratik @Kumarpratikkk]

@flipkartsupport No mail received.

[kumar pratik @Kumarpratikkk]

I've tried many reminders, complaints, mails, and tweets, but @Flipkart, @_Kalyan_K, and the @Flipkart team are the biggest looters and are running the biggest scam company, looting innocent people's hard-earned money. There are so many examples on social media. @PiyushGoyal @jagograhakjago @AmitShah @PMOIndia @narendramodi, please keep an eye on the company, investigate it, and punish them.

[kumar pratik @Kumarpratikkk]

@flipkartsupport Are you drunk? Or you guys are consumed any type of alcoholic? You are talking like that..

[kumar pratik @Kumarpratikkk]

@jagograhakjago I don’t know why this department is in India or what their work actually is. I am repeatedly complaining regarding fraud companies and loot companies @Flipkart. No action has been taken yet. Indian taxpayers' hard-earned money is wasted on this department. This department is doing nothing. Kindly sir @JoshiPralhad take action and look into this. @PralhadJoshiOfc

[kumar pratik @Kumarpratikkk]

Tum log kitne bade chor ho yaar? Tum ho aur tumhare top management ko kharab nahi lag raha social media mein aise jhooth bolte hue ek hi message ko baar baar send karke. 20 days pehle jo complaint diya tha, tab se jo reply de rahe ho abhi bhi wohi message de rahe ho. Tum log jaan-bujhkar yeh sab kar rahe ho. Na tumhe thodi si sharam hai na tumhe kuch farak pad raha hai. Down down @Flipkart shame on you @flipkartsupport @_Kalyan_K

[kumar pratik @Kumarpratikkk]

@SDH000121 @Flipkart @flipkartsupport @jagograhakjago Because @Flipkart and @_Kalyan_K are looters .be careful

[kumar pratik @Kumarpratikkk]

@RakeshDutta001 @Flipkart @realmeIndia @flipkartsupport @_Kalyan_K @jagograhakjago @PiyushGoyal @PMOIndia If your phone is under warranty, no one can stop you from getting warranty coverage. Contact a good advocate and file a case against @Flipkart. Our honourable court will give you proper justice and compensation that you bear during the harassment.

[kumar pratik @Kumarpratikkk]

Dear @narendramodi sir, your vision and your dream are different and unique. Our country is not less than other countries; we are always at the top. You want our country to be in the next level, but if our internal companies like @Flipkart @flipkartsupport start misleading and cheating people, kindly enquire on @Flipkart @flipkartsupport @_Kalyan_K.
Please look in the matter @PiyushGoyalOffc @PiyushGoyal @CimGOI

[kumar pratik @Kumarpratikkk]

@faisalkph @flipkartsupport They don’t care, they just receive money then public bhad mein jaaye. Pura company chor hai. You are absolutely wrong to buy things from fraud @Flipkart company.

[kumar pratik @Kumarpratikkk]

Pura Twitter pe @flipkartsupport @Flipkart @_Kalyan_K public ka complaint aur frustration hai. Koi ek bhi achha nahi bol raha. Pura Twitter bhara pada hai – koi fraud, koi chor, koi kya kya gali de raha hai. Mujhe sunke bhi kharab lag raha hai but @Flipkart ko kuchh farak nahi padta hai. Shame on you.

[kumar pratik @Kumarpratikkk]

Not your biggest mistake, everyone who ordered and who will order. Never make this mistake next time; keep it in mind. I bet that someday nobody will buy things from @Flipkart @flipkartsupport because @_Kalyan_K tells the team to loot customers as much as possible. The reality is that.

[kumar pratik @Kumarpratikkk]

@flipkartsupport Tell me here

[kumar pratik @Kumarpratikkk]

15 DAYS have passed since I filed my complaint and you’ve done ABSOLUTELY NOTHING! Took my money, looted the customer, and now total radio silence? What kind of fraudulent, shady service is this? @Flipkart I’m dragging you to court. @jagograhakjago @flipkartsupport

[kumar pratik @Kumarpratikkk]

I have received a call from the loot, thief and liar company @Flipkart. After 14 days passed, they told me this product is not covered in warranty without any technical visit or verification. This is @Flipkart @_Kalyan_K. 3 years means 1095 days, I think so. My date of purchase is 27.07.2025. I think I'm living on the moon, that's why from 27.07.2025 to today 20.04.2025, has it crossed 3 years? I'm uneducated. Kindly anyone or @jagograhakjago, tell me if it is correct or if I am wrong.

[kumar pratik @Kumarpratikkk]

Jo bhi apni baat pe stand nahi kiya aur apna diya hua time pe kuch bhi nahi kiya, jo din mein soya hua unko hum hara India mein jhoota bolte. Tum apne aap decide karo tum kya ho. Aur jiska top level @_Kalyan_K bhi kuch nahi kar raha, that means unko pata nahi unke company mein kya chal raha aur wo bhi unke team ko support kar raha. Everything clear ho jayega soon.