💰

[💰 @KxDem]

Been quietly building the next big app for a few months.

[💰 @KxDem]

@jjfr0mgoodtimes @ReddCinema 😂😂

[Nnamdi 🦅 @_Nsznn]

How can I make $1k before 9pm today.

[💰 @KxDem]

I passed my CKAD exam! 🥳

Certified Kubernetes Application Developer

[💰 @KxDem]

@YourBudTevin This the first thing that came to mind when I heard of this virus 😂

[💰 @KxDem]

@xDotComx I couldn't find consumer disclosures in my closing documents but I recall I was sitting around 740 FICO at the time.

And my lender was Amerisave at the time (an FHA certified lender by HUD)

[💰 @KxDem]

This 4plex was built 30 years ago in 1996.

I bought it from an 80 year old man in 2021.

It only cost me $10k to close.

I house hacked it on an FHA loan at 3% interest.

This is one of my retirement vehicles. I’ll make another $500k on it in 10 years.

I think about this a lot.

[💰 @KxDem]

Good question.

House hack means you move in one unit using a conventional or fha loan. The unit becomes your primary residence and the rental income from the occupied units counts towards your qualifying income on the mortgage.

After a year of living in the unit you are qualified to vacate the unit and rent it out - converting the entire property from a primary residence to investment property.

Conventional and fha loans allow you to house hack multifamily properties such as duplexes, triplexes and fourplexes (instead of buying a single family home). The lender guidelines differ based on the type of loan but both loan types qualify and allow house hacks.

[💰 @KxDem]

I scored a 53% out of a passing 66% grade.

And because of technical issues I didn't get a chance to finish the exam.

I left 7 questions unanswered.

But to take some accountability for myself I can prepare better.

I get a retake so I'l retake it again in two weeks.

[💰 @KxDem]

I failed the exam.

The PSI workstation crashed on me.

Random chat popups from the proctor distracted me.

Deployments were suspended without telling me so no changes applied.

I knew the material but the environment sucked and ate my time.

I’ll retry again soon.

[Dream Realized @CPArealized]

@KxDem Love that you post when things go well and not so well in your life. Praying you pass next time 🙏🏽. Thanks for the inspiration.

[Sadie @sadies_page]

@KxDem Their environment sucks so bad. You got it next time!

[🃏 @JeffCumberland1]

@KxDem You’re like the 10th person I’ve seen talk about how horrible the exam environment/situation is. They have to fix this ASAP

[💰 @KxDem]

I failed the exam.

The PSI workstation crashed on me.

Random chat popups from the proctor distracted me.

Deployments were suspended without telling me so no changes applied.

I knew the material but the environment sucked and ate my time.

I’ll retry again soon.

[💰 @KxDem]

Been studying for my CKAD and I'm ready.

I'm sitting somewhere around an 85% score.

Taking the exam tomorrow, wish me luck.

[💰 @KxDem]

Been studying for my CKAD and I'm ready.

I'm sitting somewhere around an 85% score.

Taking the exam tomorrow, wish me luck.

[💰 @KxDem]

Duck tacos for my bday 🥳🌮

[💰 @KxDem]

Scored a 75% on the CKAD Exam Simulator.

That’s above the 66% to pass and receive certification.

And the simulator is meant to be much harder than the real exam.

2 weeks until the actual test but I feel pretty good I can learn what I missed and didn’t finish.