There are limitations, but funds from a 529 plan can now be rolled into the beneficiaries Roth IRA account if not used for education
https://t.co/ILERC30aIY
Here's another house in Mebane at 315K. It's been on the market for 115 days! They may not need to sell it for less than they want, but I bet they'd accept a lower offer.
Looking for a house in Mebane? 1239 Skyview Dr has been reduced from 340K to 315K in 30 days. This screams motivated seller to me. I'm curious to see how much longer it stays on the market and what it ultimately sells for
Paying extra on your mortgage is like putting money in a savings account, but instead of making a % on your money you're saving it. The drawback is it's much harder to get the money back out of your house
There's no such thing as a no cost refinance. The cost is either added to the balance, or you're paying a higher rate to offset the cost.
Lenders don't work for free
Not all home repairs are as daunting as they may seem at first. I had a "broken" sliding door handle. It took me about a minute to pop off the 2 screws securing the handle to the door and reattach the screw keeping the bottom of the handle in place.
If you have a car payment, pay it off or sell the car and buy something you can pay for in cash ASAP. Having a 10, 15, or 20%+ loan on a depreciating asset is not the path to financial independence.
Consumer debt is the junk food of your personal finance diet